Discover Financial Services (DFS)

DFS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	8,474	11,685	8,856	8,750	13,564
Long-Term Investments	20,265	13,884	12,607	7,762	12,385
Trading Asset Securities	1	4	1	-	1
Loans & Lease Receivables	112,795	119,126	104,746	86,862	82,223
Other Receivables	998	1,450	1,211	948	992
Property, Plant & Equipment	359	388	396	425	487
Goodwill	255	255	255	255	255
Other Intangible Assets	713	703	607	558	635
Restricted Cash	25	43	41	2,582	25
Long-Term Deferred Tax Assets	2,692	2,847	2,226	1,494	1,775
Long-Term Deferred Charges	28	27	32	33	33
Other Long-Term Assets	1,035	1,301	873	573	514
Total Assets	147,640	151,713	131,851	110,242	112,889
Interest Bearing Deposits	105,459	107,493	90,151	70,818	75,695
Non-Interest Bearing Deposits	1,550	1,438	1,485	1,575	1,209
Total Deposits	107,009	108,931	91,636	72,393	76,904
Accrued Expenses	4,988	7,028	5,985	4,007	3,616
Short-Term Debt	1	750	5	1,750	-
Current Portion of Long-Term Debt	6,170	-	-	-	-
Long-Term Debt	10,083	20,581	20,108	18,477	21,241
Other Current Liabilities	1,240	1	10	9	17
Pension & Post-Retirement Benefits	-	-	101	106	134
Other Long-Term Liabilities	223	187	111	92	93
Total Liabilities	129,714	137,478	117,956	96,834	102,005
Common Stock	6	6	6	6	6
Additional Paid-In Capital	4,651	4,553	4,468	4,369	4,257
Retained Earnings	33,583	29,855	27,758	24,766	19,955
Comprehensive Income & Other	-296	-225	-339	-94	45
Total Common Equity	16,870	13,179	12,839	12,352	9,828
Shareholders' Equity	17,926	14,235	13,895	13,408	10,884
Total Liabilities & Equity	147,640	151,713	131,851	110,242	112,889
Total Debt	16,254	21,331	20,113	20,227	21,241
Net Cash (Debt)	-7,779	-9,642	-11,256	-11,477	-7,676
Net Cash Per Share	-30.99	-37.96	-40.49	-38.26	-25.00
Filing Date Shares Outstanding	251.6	251.23	261.93	284.9	306.69
Total Common Shares Outstanding	251.34	250.1	267.38	288.33	306.6
Working Capital	2,885	15,598	17,219	20,983	16,268
Book Value Per Share	67.12	52.69	48.02	42.84	32.06
Tangible Book Value	15,902	12,221	11,977	11,539	8,938
Tangible Book Value Per Share	63.27	48.86	44.79	40.02	29.15

Updated Feb 20, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

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