Discover Financial Services (DFS)

DFS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	10,787	11,685	8,856	8,750	13,564	6,924
Long-Term Investments	15,682	13,884	12,607	7,762	12,385	10,852
Trading Asset Securities	-	-	-	-	1	-
Loans & Lease Receivables	118,481	119,126	104,746	86,862	82,223	92,511
Other Receivables	1,309	1,450	1,211	948	992	1,044
Property, Plant & Equipment	1,085	388	396	425	487	541
Goodwill	255	255	255	255	255	255
Other Intangible Assets	-	703	607	558	635	671
Restricted Cash	36	43	41	2,582	25	40
Long-Term Deferred Tax Assets	-	2,847	2,226	1,494	1,775	551
Long-Term Deferred Charges	-	27	32	33	33	24
Other Long-Term Assets	3,980	1,305	874	573	514	583
Total Assets	151,615	151,713	131,851	110,242	112,889	113,996
Interest Bearing Deposits	108,356	107,493	90,151	70,818	75,695	71,955
Non-Interest Bearing Deposits	1,496	1,438	1,485	1,575	1,209	791
Total Deposits	109,852	108,931	91,636	72,393	76,904	72,746
Accrued Expenses	6,244	6,538	5,990	4,007	3,616	3,484
Short-Term Debt	787	750	-	1,750	-	7
Current Portion of Long-Term Debt	1,025	4,251	-	-	-	-
Long-Term Debt	16,402	16,330	20,108	18,477	21,241	25,701
Other Current Liabilities	40	376	10	9	17	-
Pension & Post-Retirement Benefits	-	115	101	106	134	125
Other Long-Term Liabilities	156	187	111	92	93	74
Total Liabilities	134,506	137,478	117,956	96,834	102,005	102,137
Common Stock	6	6	6	6	6	6
Additional Paid-In Capital	4,633	4,553	4,468	4,369	4,257	4,206
Retained Earnings	32,469	29,855	27,758	24,766	19,955	21,290
Comprehensive Income & Other	17	-225	-339	-94	45	-119
Total Common Equity	16,053	13,179	12,839	12,352	9,828	11,296
Shareholders' Equity	17,109	14,235	13,895	13,408	10,884	11,859
Total Liabilities & Equity	151,615	151,713	131,851	110,242	112,889	113,996
Total Debt	18,214	21,331	20,108	20,227	21,241	25,708
Net Cash (Debt)	-7,427	-9,646	-11,252	-11,477	-7,676	-18,784
Net Cash Per Share	-29.59	-37.98	-40.47	-38.26	-25.00	-58.70
Filing Date Shares Outstanding	-	251.23	261.93	284.9	306.69	308.34
Total Common Shares Outstanding	-	250.1	267.38	288.33	306.6	310.16
Working Capital	12,665	11,458	17,218	20,983	16,268	24,282
Book Value Per Share	-	52.69	48.02	42.84	32.06	36.42
Tangible Book Value	15,798	12,221	11,977	11,539	8,938	10,370
Tangible Book Value Per Share	-	48.86	44.79	40.02	29.15	33.43

Source: S&P Capital IQ. Financial Services template. Financial Sources.