Discover Financial Services (DFS)

DFS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	26,423	11,685	8,856	8,750	13,564	6,924
Long-Term Investments	-	13,884	12,607	7,762	12,385	10,852
Trading Asset Securities	-	-	-	-	1	-
Loans & Lease Receivables	109,997	119,126	104,746	86,862	82,223	92,511
Other Receivables	-	1,450	1,211	948	992	1,044
Property, Plant & Equipment	1,085	388	396	425	487	541
Goodwill	255	255	255	255	255	255
Other Intangible Assets	-	703	607	558	635	671
Restricted Cash	-	43	41	2,582	25	40
Long-Term Deferred Tax Assets	-	2,656	2,081	1,494	1,775	551
Long-Term Deferred Charges	-	27	32	33	33	24
Other Long-Term Assets	5,349	1,305	874	573	514	583
Total Assets	151,593	151,522	131,706	110,242	112,889	113,996
Interest Bearing Deposits	109,852	107,493	90,151	70,818	75,695	71,955
Non-Interest Bearing Deposits	-	1,438	1,485	1,575	1,209	791
Total Deposits	109,852	108,931	91,636	72,393	76,904	72,746
Accrued Expenses	6,304	5,754	5,396	4,007	3,616	3,484
Short-Term Debt	-	750	-	1,750	-	7
Current Portion of Long-Term Debt	-	4,251	-	-	-	-
Long-Term Debt	18,177	16,330	20,108	18,477	21,241	25,701
Other Current Liabilities	-	376	10	9	17	-
Pension & Post-Retirement Benefits	-	115	101	106	134	125
Other Long-Term Liabilities	-	187	111	92	93	74
Total Liabilities	134,333	136,694	117,362	96,834	102,005	102,137
Common Stock	17,260	6	6	6	6	6
Additional Paid-In Capital	-	4,553	4,468	4,369	4,257	4,206
Retained Earnings	-	30,448	28,207	24,766	19,955	21,290
Comprehensive Income & Other	-	-225	-339	-94	45	-119
Total Common Equity	17,260	13,772	13,288	12,352	9,828	11,296
Shareholders' Equity	17,260	14,828	14,344	13,408	10,884	11,859
Total Liabilities & Equity	151,593	151,522	131,706	110,242	112,889	113,996
Total Debt	18,177	21,331	20,108	20,227	21,241	25,708
Net Cash (Debt)	8,246	-9,646	-11,252	-11,477	-7,676	-18,784
Net Cash Per Share	32.85	-37.98	-40.47	-38.26	-25.00	-58.70
Filing Date Shares Outstanding	251	250.56	261.93	284.9	306.69	308.34
Total Common Shares Outstanding	251	250.1	267.38	288.33	306.6	310.16
Working Capital	28,748	12,242	17,812	20,983	16,268	24,282
Book Value Per Share	68.76	55.07	49.70	42.84	32.06	36.42
Tangible Book Value	17,005	12,814	12,426	11,539	8,938	10,370
Tangible Book Value Per Share	67.75	51.23	46.47	40.02	29.15	33.43

Source: S&P Capital IQ. Financial Services template. Financial Sources.