DFS Statistics
Total Valuation
DFS has a market cap or net worth of $47.55 billion. The enterprise value is $54.97 billion.
Important Dates
The next confirmed earnings date is Wednesday, January 22, 2025, after market close.
| Earnings Date | Jan 22, 2025 |
| Ex-Dividend Date | Nov 21, 2024 |
Share Statistics
DFS has 251.23 million shares outstanding. The number of shares has decreased by -3.46% in one year.
| Current Share Class | 251.23M |
| Shares Outstanding | 251.23M |
| Shares Change (YoY) | -3.46% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.47% |
| Owned by Institutions (%) | 85.88% |
| Float | 249.72M |
Valuation Ratios
The trailing PE ratio is 13.47 and the forward PE ratio is 14.38. DFS's PEG ratio is 0.24.
| PE Ratio | 13.47 |
| Forward PE | 14.38 |
| PS Ratio | 4.06 |
| Forward PS | 2.74 |
| PB Ratio | 2.96 |
| P/TBV Ratio | 3.01 |
| P/FCF Ratio | 5.26 |
| P/OCF Ratio | 5.10 |
| PEG Ratio | 0.24 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 15.59 |
| EV / Sales | 4.69 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.08 |
Financial Position
The company has a current ratio of 1.11, with a Debt / Equity ratio of 1.06.
| Current Ratio | 1.11 |
| Quick Ratio | 1.11 |
| Debt / Equity | 1.06 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.01 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 23.03%.
| Return on Equity (ROE) | 23.03% |
| Return on Assets (ROA) | 2.45% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $555,118 |
| Profits Per Employee | $167,109 |
| Employee Count | 21,100 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, DFS has paid $1.25 billion in taxes.
| Income Tax | 1.25B |
| Effective Tax Rate | 25.64% |
Stock Price Statistics
The stock price has increased by +94.45% in the last 52 weeks. The beta is 1.45, so DFS's price volatility has been higher than the market average.
| Beta (5Y) | 1.45 |
| 52-Week Price Change | +94.45% |
| 50-Day Moving Average | 177.22 |
| 200-Day Moving Average | 143.70 |
| Relative Strength Index (RSI) | 65.01 |
| Average Volume (20 Days) | 1,325,220 |
Short Selling Information
The latest short interest is 2.98 million, so 1.19% of the outstanding shares have been sold short.
| Short Interest | 2.98M |
| Short Previous Month | 2.80M |
| Short % of Shares Out | 1.19% |
| Short % of Float | 1.19% |
| Short Ratio (days to cover) | 2.42 |
Income Statement
In the last 12 months, DFS had revenue of $11.71 billion and earned $3.53 billion in profits. Earnings per share was $14.05.
| Revenue | 11.71B |
| Gross Profit | 11.02B |
| Operating Income | 4.99B |
| Pretax Income | 3.79B |
| Net Income | 3.53B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $14.05 |
Full Income StatementBalance Sheet
The company has $10.79 billion in cash and $18.21 billion in debt, giving a net cash position of -$7.43 billion or -$29.56 per share.
| Cash & Cash Equivalents | 10.79B |
| Total Debt | 18.21B |
| Net Cash | -7.43B |
| Net Cash Per Share | -$29.56 |
| Equity (Book Value) | 17.11B |
| Book Value Per Share | 63.90 |
| Working Capital | 12.67B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $9.32 billion and capital expenditures -$273.00 million, giving a free cash flow of $9.05 billion.
| Operating Cash Flow | 9.32B |
| Capital Expenditures | -273.00M |
| Free Cash Flow | 9.05B |
| FCF Per Share | $36.02 |
Full Cash Flow StatementMargins
Gross margin is 94.05%, with operating and profit margins of 42.57% and 30.82%.
| Gross Margin | 94.05% |
| Operating Margin | 42.57% |
| Pretax Margin | 41.45% |
| Profit Margin | 30.82% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 77.25% |