DFS Statistics

Total Valuation

DFS has a market cap or net worth of $43.38 billion.

Market Cap	43.38B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, October 16, 2024, after market close.

Earnings Date	Oct 16, 2024
Ex-Dividend Date	Nov 21, 2024

Share Statistics

DFS has 251.07 million shares outstanding. The number of shares has decreased by -3.46% in one year.

Current Share Class	251.07M
Shares Outstanding	251.07M
Shares Change (YoY)	-3.46%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.54%
Owned by Institutions (%)	86.47%
Float	249.36M

Valuation Ratios

The trailing PE ratio is 13.95 and the forward PE ratio is 13.76. DFS's PEG ratio is 0.13.

PE Ratio	13.95
Forward PE	13.76
PS Ratio	3.71
Forward PS	2.55
PB Ratio	2.51
P/TBV Ratio	2.55
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.13

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.25, with a Debt / Equity ratio of 1.05.

Current Ratio	1.25
Quick Ratio	1.17
Debt / Equity	1.05
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.26%.

Return on Equity (ROE)	20.26%
Return on Assets (ROA)	2.16%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$553,839
Profits Per Employee	$147,346
Employee Count	21,100
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, DFS has paid $1.08 billion in taxes.

Income Tax	1.08B
Effective Tax Rate	25.34%

Stock Price Statistics

The stock price has increased by +100.01% in the last 52 weeks. The beta is 1.40, so DFS's price volatility has been higher than the market average.

Beta (5Y)	1.40
52-Week Price Change	+100.01%
50-Day Moving Average	150.42
200-Day Moving Average	132.59
Relative Strength Index (RSI)	61.26
Average Volume (20 Days)	2,260,893

Short Selling Information

The latest short interest is 4.27 million, so 1.70% of the outstanding shares have been sold short.

Short Interest	4.27M
Short Previous Month	2.85M
Short % of Shares Out	1.70%
Short % of Float	1.71%
Short Ratio (days to cover)	3.24

Income Statement

In the last 12 months, DFS had revenue of $11.69 billion and earned $3.11 billion in profits. Earnings per share was $12.39.

Revenue	11.69B
Gross Profit	11.08B
Operating Income	4.41B
Pretax Income	3.79B
Net Income	3.11B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$12.39

Full Income Statement

Balance Sheet

The company has $26.42 billion in cash and $18.18 billion in debt, giving a net cash position of $8.25 billion or $32.84 per share.

Cash & Cash Equivalents	26.42B
Total Debt	18.18B
Net Cash	8.25B
Net Cash Per Share	$32.84
Equity (Book Value)	17.26B
Book Value Per Share	68.76
Working Capital	28.75B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 94.83%, with operating and profit margins of 37.69% and 27.31%.

Gross Margin	94.83%
Operating Margin	37.69%
Pretax Margin	36.57%
Profit Margin	27.31%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	84.95%

Dividends & Yields

This stock pays an annual dividend of $2.80, which amounts to a dividend yield of 1.62%.

Dividend Per Share	$2.80
Dividend Yield	1.62%
Dividend Growth (YoY)	3.70%
Years of Dividend Growth	13
Payout Ratio	22.61%
Buyback Yield	3.46%
Shareholder Yield	5.08%
Earnings Yield	7.17%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for DFS is $141.13, which is -18.31% lower than the current price. The consensus rating is "Buy".

Price Target	$141.13
Price Target Difference	-18.31%
Analyst Consensus	Buy
Analyst Count	19
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	3.60%

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5