Donegal Group Inc. (DGICB)

NASDAQ: DGICB · Real-Time Price · USD

23.12

-0.53 (-2.24%)

Aug 6, 2026, 4:00 PM EDT - Market closed

Donegal Group Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	963.18	978.01	989.61	927.34	848.22	816.47
Revenue Growth	-3.10%	-1.17%	6.71%	9.33%	3.89%	4.97%
Net Income	71.09	79.34	50.86	4.43	-1.96	25.25
Earnings Per Share	1.93	2.18	1.53	0.14	-0.06	0.83
EPS Growth	-18.91%	42.48%	992.86%	-	-	-54.64%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Commercial Lines	561.61	555.87	539.68	533.03	521.23	478.97
Personal Lines	339.03	365.31	396.97	349.04	301.26	297.05
Investments	-	53.25	49.9	44.03	23.83	-
Unallocated Other	-	3.58	3.06	1.24	1.9	2.85
Total	957.47	978.01	989.61	927.34	848.22	816.47

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	23.72	26.79	52.93	23.79	25.12	57.71
Total Debt	0	0	0	0	0	0
Net Cash (Debt)	-0	-0	-0	-0	-0	-0
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-	-	-	-	-	-

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	58.39	70.2	67.44	28.62	67.11	76.73
Free Cash Flow	58.39	70.2	67.44	28.62	67.11	76.73
Free Cash Flow Growth	-25.92%	4.09%	135.61%	-57.35%	-12.54%	-24.13%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	9.10%	9.98%	6.30%	0.55%	-0.43%	3.72%
Profit Margin	7.38%	8.11%	5.14%	0.48%	-0.23%	3.09%
FCF Margin	6.06%	7.18%	6.81%	3.09%	7.91%	9.40%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.700	0.720	0.688	0.675	0.655	0.630
Dividend Per Share Growth	6.25%	4.73%	1.85%	3.05%	3.97%	5.88%
Dividend Yield	3.03%	4.72%	5.71%	5.49%	4.77%	5.58%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.57	8.11	9.22	103.79	-	16.23
P/FCF Ratio	11.63	9.31	7.43	16.92	7.93	5.50
PS Ratio	0.78	0.67	0.51	0.52	0.63	0.52