Donegal Group Inc. (DGICB)

Donegal Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	740	719	517	468	473	443
Market Cap Growth	38.94%	39.19%	10.40%	-0.95%	6.65%	9.07%
Enterprise Value	751	716	523	479	481	409

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	10.41	9.07	10.16	105.78	-	17.55
PS Ratio	0.77	0.74	0.52	0.51	0.56	0.54
PB Ratio	1.11	1.12	0.95	0.98	0.98	0.83
P/FCF Ratio	12.67	10.25	7.66	16.38	7.04	5.78
P/OCF Ratio	12.67	10.25	7.66	16.35	7.04	5.78

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
EV/Sales Ratio	0.78	0.73	0.53	0.52	0.57	0.50
EV/EBITDA Ratio	8.21	7.02	7.79	47.89	263.67	11.04
EV/EBIT Ratio	8.44	7.23	8.27	84.35	-	13.10
EV/FCF Ratio	12.86	10.20	7.76	16.77	7.17	5.33

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Debt / Equity Ratio	0.05	0.06	0.06	0.07	0.07	0.07
Debt / EBITDA Ratio	0.38	0.34	0.52	3.50	19.19	0.94
Debt / FCF Ratio	0.60	0.50	0.52	1.23	0.52	0.46
Net Debt / Equity Ratio	0.02	0.01	-0.03	0.02	0.02	-0.04
Net Debt / EBITDA Ratio	0.12	0.08	-0.27	1.12	5.42	-0.61
Net Debt / FCF Ratio	0.19	0.12	-0.27	0.39	0.15	-0.30
Quick Ratio	0.16	0.15	0.15	0.14	0.16	0.16
Current Ratio	0.51	0.49	0.50	0.50	0.52	0.54
Asset Turnover	0.39	0.41	0.43	0.41	0.38	0.37
Return on Equity (ROE)	11.18%	13.38%	9.92%	0.92%	-0.39%	4.82%
Return on Assets (ROA)	2.28%	2.62%	1.72%	0.16%	-0.08%	0.88%
Return on Invested Capital (ROIC)	10.42%	12.81%	9.43%	0.96%	-0.56%	4.43%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Earnings Yield	9.61%	11.03%	9.84%	0.95%	-0.41%	5.70%
FCF Yield	7.89%	9.76%	13.05%	6.11%	14.20%	17.32%
Dividend Yield	2.84%	4.18%	5.22%	5.21%	4.71%	5.70%
Payout Ratio	36.77%	32.36%	44.63%	494.72%	-	75.63%
Buyback Yield / Dilution	-5.64%	-8.87%	-2.06%	-3.61%	-2.81%	-5.59%
Total Shareholder Return	-2.80%	-4.69%	3.16%	1.60%	1.90%	0.11%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 26, 2026

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