Donegal Group Inc. (DGICB)

Donegal Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 5, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	504	468	473	443	406	414
Market Cap Growth	2.95%	-0.95%	6.65%	9.07%	-1.75%	9.77%
Enterprise Value	510	479	481	409	408	398
PE Ratio	20.24	103.69	-243.32	14.53	5.57	6.31
PS Ratio	0.49	0.50	0.56	0.54	0.52	0.51
PB Ratio	0.94	0.98	0.98	0.83	0.78	0.92
P/FCF Ratio	-	16.38	7.04	5.77	4.02	5.43
P/OCF Ratio	-	16.35	7.04	5.77	4.02	5.42
EV/Sales Ratio	0.52	0.52	0.57	0.50	0.53	0.49
EV/EBITDA Ratio	14.61	47.89	263.66	11.04	5.74	6.20
EV/EBIT Ratio	16.44	84.35	-159.38	13.10	6.34	6.79
EV/FCF Ratio	-	16.77	7.17	5.33	4.04	5.23
Debt / Equity Ratio	0.07	0.07	0.07	0.07	0.17	0.09
Debt / EBITDA Ratio	1.00	3.50	19.19	0.94	1.26	0.62
Debt / FCF Ratio	-	1.22	0.52	0.46	0.89	0.52
Quick Ratio	0.13	0.14	0.15	0.16	0.19	0.16
Current Ratio	0.48	0.50	0.52	0.54	0.57	0.53
Asset Turnover	0.43	0.41	0.38	0.37	0.38	0.43
Return on Equity (ROE)	5.04%	0.92%	-0.39%	4.82%	10.90%	11.10%
Return on Assets (ROA)	0.84%	0.16%	-0.08%	0.88%	1.97%	1.95%
Return on Capital (ROIC)	3.67%	0.69%	-0.35%	3.33%	7.33%	7.68%
Earnings Yield	4.94%	0.95%	-0.41%	5.70%	13.00%	11.40%
FCF Yield	6.11%	14.20%	17.32%	24.87%	18.43%
Dividend Yield	4.22%	4.86%	4.39%	5.32%	5.96%	5.58%
Payout Ratio	83.23%	494.72%	-	75.63%	32.14%	34.13%
Buyback Yield / Dilution	-1.39%	-3.31%	-3.30%	-5.09%	-2.40%	-1.74%
Total Shareholder Return	2.84%	1.55%	1.10%	0.22%	3.56%	3.84%

Source: S&P Capital IQ. Insurance template. Financial Sources.