EZCORP, Inc. (EZPW)

EZCORP Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Operating Revenue	1,161	1,161	1,049	885.78	729.02	818.8
Other Revenue	0.24	0.24	0.3	0.44	0.53	3.97
Revenue	1,162	1,162	1,049	886.23	729.55	822.78
Revenue Growth (YoY)	10.73%	10.73%	18.37%	21.48%	-11.33%	-2.89%
Cost of Revenue	479.33	479.33	439.2	358.08	280.07	373.58
Gross Profit	682.27	682.27	609.84	528.15	449.49	449.2
Selling, General & Admin	536.61	536.61	486.1	419.36	386.53	390.9
Other Operating Expenses	-0.77	-0.77	-5.1	-	-	-
Operating Expenses	568.92	568.92	513.14	451.5	417.2	421.73
Operating Income	113.36	113.36	96.7	76.65	32.28	27.47
Interest Expense	-13.59	-13.59	-16.46	-9.97	-22.18	-22.47
Interest & Investment Income	10.58	10.58	7.47	0.82	2.48	3.17
Earnings From Equity Investments	4.71	4.71	-28.46	1.78	3.8	-2.43
Currency Exchange Gain (Loss)	-	-	-	-	-	0.5
Other Non Operating Income (Expenses)	1.38	1.38	-3.07	0.17	0.79	-0.48
EBT Excluding Unusual Items	116.44	116.44	56.18	69.44	17.17	5.76
Merger & Restructuring Charges	-	-	-	-	-1.03	-20.39
Impairment of Goodwill	-	-	-	-	-	-41.3
Gain (Loss) on Sale of Assets	0.02	0.02	-0.21	0.67	-0.08	-0.8
Asset Writedown	-0.84	-0.84	-4.34	-2.4	-	-13.37
Pretax Income	115.61	115.61	51.63	67.71	16.06	-70.1
Income Tax Expense	32.51	32.51	13.17	17.55	7.45	-1.63
Earnings From Continuing Operations	83.1	83.1	38.46	50.16	8.61	-68.46
Net Income to Company	83.1	83.1	38.46	50.16	8.61	-68.46
Net Income	83.1	83.1	38.46	50.16	8.61	-68.46
Net Income to Common	83.1	83.1	38.46	50.16	8.61	-68.46
Net Income Growth	116.04%	116.04%	-23.32%	482.44%	-	-
Shares Outstanding (Basic)	55	55	56	56	56	55
Shares Outstanding (Diluted)	84	84	81	82	56	55
Shares Change (YoY)	4.43%	4.43%	-1.86%	47.28%	1.15%	-1.20%
EPS (Basic)	1.51	1.51	0.69	0.89	0.15	-1.24
EPS (Diluted)	1.10	1.10	0.53	0.70	0.15	-1.24
EPS Growth	108.21%	108.21%	-24.37%	366.42%	-	-
Free Cash Flow	77.84	77.84	61.39	34.64	22.84	20.55
Free Cash Flow Per Share	0.92	0.92	0.76	0.42	0.41	0.37
Gross Margin	58.74%	58.74%	58.13%	59.60%	61.61%	54.60%
Operating Margin	9.76%	9.76%	9.22%	8.65%	4.42%	3.34%
Profit Margin	7.15%	7.15%	3.67%	5.66%	1.18%	-8.32%
Free Cash Flow Margin	6.70%	6.70%	5.85%	3.91%	3.13%	2.50%
EBITDA	146.43	146.43	128.83	108.79	62.95	58.3
EBITDA Margin	12.61%	12.61%	12.28%	12.28%	8.63%	7.09%
D&A For EBITDA	33.07	33.07	32.13	32.14	30.67	30.83
EBIT	113.36	113.36	96.7	76.65	32.28	27.47
EBIT Margin	9.76%	9.76%	9.22%	8.65%	4.42%	3.34%
Effective Tax Rate	28.12%	28.12%	25.51%	25.92%	46.38%	-
Revenue as Reported	1,162	1,162	1,049	886.23	729.55	822.78
Advertising Expenses	6.2	6.2	4.9	2.3	1.6	2

Source: S&P Capital IQ. Standard template. Financial Sources.