EZCORP, Inc. (EZPW)

EZCORP Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Operating Revenue	1,274	1,161	1,049	885.78	729.02
Other Revenue	0.17	0.24	0.3	0.44	0.53
Revenue	1,274	1,162	1,049	886.23	729.55
Revenue Growth (YoY)	9.70%	10.73%	18.37%	21.48%	-11.33%
Cost of Revenue	528.22	479.33	439.2	358.08	280.07
Gross Profit	746.07	682.27	609.84	528.15	449.49
Selling, General & Admin	564.61	536.61	486.1	419.36	386.53
Other Operating Expenses	-1.26	-0.77	-5.1	-	-
Operating Expenses	595.88	568.92	513.14	451.5	417.2
Operating Income	150.18	113.36	96.7	76.65	32.28
Interest Expense	-23.03	-13.59	-16.46	-9.97	-22.18
Interest & Investment Income	14.72	10.58	7.47	0.82	2.48
Earnings From Equity Investments	6.15	4.71	-28.46	1.78	3.8
Other Non Operating Income (Expenses)	-0.24	1.38	-3.07	0.17	0.79
EBT Excluding Unusual Items	147.79	116.44	56.18	69.44	17.17
Merger & Restructuring Charges	-	-	-	-	-1.03
Gain (Loss) on Sale of Assets	-0.14	0.02	-0.21	0.67	-0.08
Asset Writedown	-0.88	-0.84	-4.34	-2.4	-
Pretax Income	146.77	115.61	51.63	67.71	16.06
Income Tax Expense	37.16	32.51	13.17	17.55	7.45
Earnings From Continuing Operations	109.61	83.1	38.46	50.16	8.61
Net Income to Company	109.61	83.1	38.46	50.16	8.61
Net Income	109.61	83.1	38.46	50.16	8.61
Net Income to Common	109.61	83.1	38.46	50.16	8.61
Net Income Growth	31.91%	116.04%	-23.32%	482.44%	-
Shares Outstanding (Basic)	57	55	56	56	56
Shares Outstanding (Diluted)	83	84	81	82	56
Shares Change (YoY)	-1.26%	4.43%	-1.86%	47.28%	1.15%
EPS (Basic)	1.91	1.51	0.69	0.89	0.15
EPS (Diluted)	1.42	1.10	0.53	0.70	0.15
EPS Growth	28.88%	108.21%	-24.37%	366.41%	-
Free Cash Flow	110.42	77.84	61.39	34.64	22.84
Free Cash Flow Per Share	1.32	0.92	0.76	0.42	0.41
Gross Margin	58.55%	58.74%	58.13%	59.59%	61.61%
Operating Margin	11.79%	9.76%	9.22%	8.65%	4.42%
Profit Margin	8.60%	7.15%	3.67%	5.66%	1.18%
Free Cash Flow Margin	8.67%	6.70%	5.85%	3.91%	3.13%
EBITDA	182.72	146.43	128.83	108.79	62.95
EBITDA Margin	14.34%	12.61%	12.28%	12.28%	8.63%
D&A For EBITDA	32.54	33.07	32.13	32.14	30.67
EBIT	150.18	113.36	96.7	76.65	32.28
EBIT Margin	11.79%	9.76%	9.22%	8.65%	4.42%
Effective Tax Rate	25.32%	28.12%	25.51%	25.92%	46.38%
Revenue as Reported	1,274	1,162	1,049	886.23	729.55
Advertising Expenses	7.1	6.2	4.9	2.3	1.6

Updated Nov 13, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q