EZCORP Income Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Revenue	1,336	1,274	1,162	1,049	886.23	729.55
Revenue Growth (YoY)	13.06%	9.70%	10.73%	18.37%	21.48%	-11.33%
Cost of Revenue	552.5	528.22	479.33	439.2	358.08	280.07
Gross Profit	783.63	746.07	682.27	609.84	528.15	449.49
Selling, General & Admin	583	564.61	536.61	486.1	421.76	387.33
Depreciation & Amortization Expenses	32.96	32.54	33.07	32.13	32.14	30.67
Other Operating Expenses	2.35	2.27	1.59	9.65	-0.67	-0.15
Total Operating Expenses	618.32	599.42	571.27	527.88	453.23	417.86
Operating Income	167.84	149.17	112.53	92.15	74.92	31.17
Interest Income	17.44	14.72	10.58	7.47	0.82	2.48
Interest Expense	-28.05	-23.03	-13.59	-16.46	-9.97	-22.18
Other Non-Operating Income (Expense)	-7.33	-5.91	-6.09	31.53	-1.95	-4.59
Total Non-Operating Income (Expense)	-17.94	-14.22	-9.1	22.55	-11.1	-24.29
Pretax Income	164.56	146.77	115.61	51.63	67.71	16.06
Provision for Income Taxes	41.66	37.16	32.51	13.17	17.55	7.45
Net Income	122.9	109.61	83.1	38.46	50.16	8.61
Net Income to Common	122.9	109.61	83.1	38.46	50.16	8.61
Net Income Growth	43.51%	31.91%	116.04%	-23.32%	482.44%	-
Shares Outstanding (Basic)	59	57	55	56	56	56
Shares Outstanding (Diluted)	83	83	84	81	82	56
Shares Change (YoY)	-0.12%	-1.26%	4.43%	-1.86%	47.28%	1.15%
EPS (Basic)	2.07	1.91	1.51	0.69	0.89	0.15
EPS (Diluted)	1.56	1.42	1.10	0.53	0.70	0.15
EPS Growth	35.65%	29.09%	107.55%	-24.29%	366.67%	-
Free Cash Flow	121.73	110.42	77.84	61.39	34.64	22.84
Free Cash Flow Growth	10.24%	41.87%	26.79%	77.22%	51.68%	11.12%
Free Cash Flow Per Share	1.46	1.32	0.92	0.76	0.42	0.41
Gross Margin	58.65%	58.55%	58.74%	58.13%	59.60%	61.61%
Operating Margin	12.56%	11.71%	9.69%	8.78%	8.45%	4.27%
Profit Margin	9.20%	8.60%	7.15%	3.67%	5.66%	1.18%
FCF Margin	9.11%	8.67%	6.70%	5.85%	3.91%	3.13%
EBITDA	200.8	181.71	145.6	124.28	107.06	61.84
EBITDA Margin	15.03%	14.26%	12.53%	11.85%	12.08%	8.48%
EBIT	167.84	149.17	112.53	92.15	74.92	31.17
EBIT Margin	12.56%	11.71%	9.69%	8.78%	8.45%	4.27%
Effective Tax Rate	25.32%	25.32%	28.12%	25.51%	25.92%	46.38%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q