EZCORP Income Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Operating Revenue	1,336	1,274	1,161	1,049	885.78	729.02
Other Revenue	0.17	0.17	0.24	0.3	0.44	0.53
Revenue	1,336	1,274	1,162	1,049	886.23	729.55
Revenue Growth (YoY)	13.06%	9.70%	10.73%	18.37%	21.48%	-11.33%
Cost of Revenue	552.5	528.22	479.33	439.2	358.08	280.07
Gross Profit	783.63	746.07	682.27	609.84	528.15	449.49
Selling, General & Admin	583	564.61	536.61	486.1	419.36	386.53
Other Operating Expenses	-1.26	-1.26	-0.77	-5.1	-	-
Operating Expenses	614.7	595.88	568.92	513.14	451.5	417.2
Operating Income	168.93	150.18	113.36	96.7	76.65	32.28
Interest Expense	-28.05	-23.03	-13.59	-16.46	-9.97	-22.18
Interest & Investment Income	17.44	14.72	10.58	7.47	0.82	2.48
Earnings From Equity Investments	6.5	6.15	4.71	-28.46	1.78	3.8
Other Non Operating Income (Expenses)	0.83	-0.24	1.38	-3.07	0.17	0.79
EBT Excluding Unusual Items	165.65	147.79	116.44	56.18	69.44	17.17
Merger & Restructuring Charges	-	-	-	-	-	-1.03
Gain (Loss) on Sale of Assets	-0.21	-0.14	0.02	-0.21	0.67	-0.08
Asset Writedown	-0.88	-0.88	-0.84	-4.34	-2.4	-
Pretax Income	164.56	146.77	115.61	51.63	67.71	16.06
Income Tax Expense	41.66	37.16	32.51	13.17	17.55	7.45
Earnings From Continuing Operations	122.9	109.61	83.1	38.46	50.16	8.61
Net Income to Company	122.9	109.61	83.1	38.46	50.16	8.61
Net Income	122.9	109.61	83.1	38.46	50.16	8.61
Net Income to Common	122.9	109.61	83.1	38.46	50.16	8.61
Net Income Growth	43.51%	31.91%	116.04%	-23.32%	482.44%	-
Shares Outstanding (Basic)	59	57	55	56	56	56
Shares Outstanding (Diluted)	83	83	84	81	82	56
Shares Change (YoY)	-0.26%	-1.26%	4.43%	-1.86%	47.28%	1.15%
EPS (Basic)	2.08	1.91	1.51	0.69	0.89	0.15
EPS (Diluted)	1.57	1.42	1.10	0.53	0.70	0.15
EPS Growth	37.86%	28.88%	108.21%	-24.37%	366.41%	-
Free Cash Flow	121.73	110.42	77.84	61.39	34.64	22.84
Free Cash Flow Per Share	1.46	1.32	0.92	0.76	0.42	0.41
Gross Margin	58.65%	58.55%	58.74%	58.13%	59.59%	61.61%
Operating Margin	12.64%	11.79%	9.76%	9.22%	8.65%	4.42%
Profit Margin	9.20%	8.60%	7.15%	3.67%	5.66%	1.18%
Free Cash Flow Margin	9.11%	8.67%	6.70%	5.85%	3.91%	3.13%
EBITDA	201.89	182.72	146.43	128.83	108.79	62.95
EBITDA Margin	15.11%	14.34%	12.61%	12.28%	12.28%	8.63%
D&A For EBITDA	32.96	32.54	33.07	32.13	32.14	30.67
EBIT	168.93	150.18	113.36	96.7	76.65	32.28
EBIT Margin	12.64%	11.79%	9.76%	9.22%	8.65%	4.42%
Effective Tax Rate	25.31%	25.32%	28.12%	25.51%	25.92%	46.38%
Revenue as Reported	1,336	1,274	1,162	1,049	886.23	729.55
Advertising Expenses	-	7.1	6.2	4.9	2.3	1.6

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

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