EZCORP, Inc. (EZPW)
Stock Price:
$5.98 USD
0.06 (1.01%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
329.31M |
| Revenue (ttm) |
870.29M |
| Net Income (ttm) |
-45.77M |
| Shares Out |
52.10M |
| EPS (ttm) |
-0.83 |
| PE Ratio |
n/a |
| Forward PE |
n/a |
| Dividend |
n/a |
| Dividend Yield |
n/a |
Stock Quote
| Trading Day |
Aug 7, 2020 |
| Last Price |
$5.98 |
| Previous Close |
$5.92 |
| Change ($) |
0.06 |
| Change (%) |
1.01% |
| Day's Open |
5.92 |
| Day's Range |
5.85 - 6.02 |
| Day's Volume |
353,773 |
| 52-Week Range |
3.41 - 8.97 |
More Stats
| Market Cap |
329.31M |
| Enterprise Value |
361.46M |
| Earnings Date (est) |
Nov 11, 2020 |
| Ex-Dividend Date |
n/a |
| Shares Outstanding |
52.10M |
| Float |
40.92M |
| EPS (basic) |
-0.83 |
| EPS (diluted) |
-0.83 |
| FCF / Share |
1.09 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
| Earnings Yield |
n/a |
| FCF Yield |
18.15% |
| Payout Ratio |
n/a |
| Shares Short |
8.98M |
| Short Ratio |
15.07 |
| Short % of Float |
27.87% |
| Beta |
1.74 |
| PE Ratio |
n/a |
| Forward PE |
n/a |
| P/FCF Ratio |
5.51 |
| PS Ratio |
0.38 |
| PB Ratio |
0.48 |
| Revenue |
870.29M |
| Operating Income |
-14.78M |
| Net Income |
-45.77M |
| Free Cash Flow |
59.77M |
| Net Cash |
-32.16M |
| Net Cash / Share |
-0.58 |
| Gross Margin |
56.81% |
| Operating Margin |
-1.70% |
| Profit Margin |
-5.30% |
| FCF Margin |
6.87% |
| ROA |
1.87% |
| ROE |
-6.40% |
| ROIC |
-2.00% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (3)
| Buy |
2 |
| Overweight |
0 |
| Hold |
1 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$7.67*
(28.26% upside)
Low
6.00
Current: $5.98
High
9.00
Target: 7.67
*Average 12-month price target from 3 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 847 | 812 | 748 | 731 | 720 | 746 | 810 | 961 | 853 | 733 |
| Revenue Growth | 4.32% | 8.58% | 2.39% | 1.46% | -3.46% | -7.88% | -15.74% | 12.65% | 16.34% | - |
| Gross Profit | 494 | 482 | 436 | 428 | 403 | 422 | 480 | 596 | 526 | 447 |
| Operating Income | 47.01 | 67.12 | 53.04 | 29.17 | -42.44 | 9.55 | 33.58 | 195 | 175 | 143 |
| Net Income | 2.54 | 37.28 | 31.41 | -80.74 | -89.19 | -67.72 | 22.31 | 137 | 122 | 97.29 |
| Shares Outstanding | 55.34 | 54.46 | 54.26 | 54.43 | 54.37 | 54.15 | 53.66 | 50.88 | 49.92 | 49.03 |
| Earnings Per Share | 0.05 | 0.66 | 0.61 | -0.15 | -0.94 | 0.08 | 0.41 | 2.67 | 2.43 | 1.96 |
| EPS Growth | -92.42% | 8.2% | - | - | - | -80.49% | -84.64% | 9.88% | 23.98% | - |
| Operating Cash Flow | 104 | 88.98 | 50.67 | 68.10 | 79.40 | 74.70 | 120 | 139 | 153 | 125 |
| Capital Expenditures | -38.84 | -40.47 | -25.00 | -13.25 | -23.72 | -12.33 | -46.70 | -45.80 | -34.12 | -24.39 |
| Free Cash Flow | 64.68 | 48.51 | 25.67 | 54.85 | 55.68 | 62.37 | 73.77 | 93.32 | 119 | 100 |
| Cash & Equivalents | 369 | 518 | 366 | 275 | 216 | 345 | 252 | 241 | 184 | 161 |
| Total Debt | 239 | 417 | 285 | 284 | 198 | 429 | 247 | 222 | 17.50 | 25.00 |
| Net Cash / Debt | 130 | 101 | 81.43 | -8.60 | 18.23 | -83.32 | 4.49 | 19.91 | 166 | 136 |
| Assets | 1,084 | 1,242 | 1,024 | 983 | 1,189 | 1,411 | 1,333 | 1,218 | 756 | 606 |
| Liabilities | 339 | 502 | 364 | 389 | 517 | 555 | 390 | 329 | 92.20 | 86.98 |
| Book Value | 745 | 743 | 662 | 595 | 656 | 832 | 896 | 835 | 664 | 519 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
EZCORP, Inc. |
| Country |
United States |
| Employees |
6,800 |
| CEO |
Jason A. Kulas |
Stock Information
| Ticker Symbol |
EZPW |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Credit Services |
| Unique Identifier |
NASDAQ: EZPW |
| IPO Date |
August 27, 1991 |
Description
EZCORP, Inc. provides pawn loans. It operates through three segments: U.S. Pawn, Latin America Pawn, and Other International. The company offers pawn loans, which are non-recourse loans collateralized by tangible personal property, including jewelry, consumer electronics, power tools, sporting goods, and musical instruments; and sells merchandise, such as collateral forfeited from pawn lending operations and used merchandise purchased from customers. It also provides payday and installment loan products through its financial services stores. As of September 30, 2019, the company owned and operated 512 pawn stores in the United States; 357 pawn stores in Latin America; 123 pawn stores in Guatemala, El Salvador, Honduras, and Peru; and 22 financial services stores in Canada. EZCORP, Inc. was founded in 1989 and is headquartered in Austin, Texas.