EZCORP Statistics
Total Valuation
EZCORP has a market cap or net worth of $1.79 billion. The enterprise value is $2.29 billion.
| Market Cap | 1.79B |
| Enterprise Value | 2.29B |
Important Dates
The last earnings date was Wednesday, August 5, 2026, after market close.
| Earnings Date | Aug 5, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
EZCORP has 61.44 million shares outstanding. The number of shares has decreased by -0.03% in one year.
| Current Share Class | 58.47M |
| Shares Outstanding | 61.44M |
| Shares Change (YoY) | -0.03% |
| Shares Change (QoQ) | -0.06% |
| Owned by Insiders (%) | 9.47% |
| Owned by Institutions (%) | 111.59% |
| Float | 55.61M |
Valuation Ratios
The trailing PE ratio is 14.67 and the forward PE ratio is 14.19.
| PE Ratio | 14.67 |
| Forward PE | 14.19 |
| PS Ratio | 1.13 |
| Forward PS | 1.00 |
| PB Ratio | 1.54 |
| P/TBV Ratio | 3.18 |
| P/FCF Ratio | 12.96 |
| P/OCF Ratio | 9.87 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.88, with an EV/FCF ratio of 16.58.
| EV / Earnings | 14.49 |
| EV / Sales | 1.45 |
| EV / EBITDA | 8.88 |
| EV / EBIT | 10.33 |
| EV / FCF | 16.58 |
Financial Position
The company has a current ratio of 4.81, with a Debt / Equity ratio of 0.70.
| Current Ratio | 4.81 |
| Quick Ratio | 1.67 |
| Debt / Equity | 0.70 |
| Debt / EBITDA | 2.20 |
| Debt / FCF | 5.87 |
| Interest Coverage | 6.72 |
Financial Efficiency
Return on equity (ROE) is 14.75% and return on invested capital (ROIC) is 10.18%.
| Return on Equity (ROE) | 14.75% |
| Return on Assets (ROA) | 6.85% |
| Return on Invested Capital (ROIC) | 10.18% |
| Return on Capital Employed (ROCE) | 11.48% |
| Weighted Average Cost of Capital (WACC) | 6.29% |
| Revenue Per Employee | $186,407 |
| Profits Per Employee | $18,625 |
| Employee Count | 8,500 |
| Asset Turnover | 0.78 |
| Inventory Turnover | 2.42 |
Taxes
In the past 12 months, EZCORP has paid $53.84 million in taxes.
| Income Tax | 53.84M |
| Effective Tax Rate | 25.29% |
Stock Price Statistics
The stock price has increased by +81.52% in the last 52 weeks. The beta is 0.64, so EZCORP's price volatility has been lower than the market average.
| Beta (5Y) | 0.64 |
| 52-Week Price Change | +81.52% |
| 50-Day Moving Average | 31.33 |
| 200-Day Moving Average | 26.48 |
| Relative Strength Index (RSI) | 45.53 |
| Average Volume (20 Days) | 1,048,767 |
Short Selling Information
The latest short interest is 12.23 million, so 19.91% of the outstanding shares have been sold short.
| Short Interest | 12.23M |
| Short Previous Month | 11.34M |
| Short % of Shares Out | 19.91% |
| Short % of Float | 21.99% |
| Short Ratio (days to cover) | 12.72 |
Income Statement
In the last 12 months, EZCORP had revenue of $1.58 billion and earned $158.31 million in profits. Earnings per share was $1.99.
| Revenue | 1.58B |
| Gross Profit | 927.76M |
| Operating Income | 221.96M |
| Pretax Income | 212.93M |
| Net Income | 158.31M |
| EBITDA | 258.13M |
| EBIT | 221.96M |
| Earnings Per Share (EPS) | $1.99 |
Balance Sheet
The company has $311.03 million in cash and $811.86 million in debt, with a net cash position of -$500.83 million or -$8.15 per share.
| Cash & Cash Equivalents | 311.03M |
| Total Debt | 811.86M |
| Net Cash | -500.83M |
| Net Cash Per Share | -$8.15 |
| Equity (Book Value) | 1.17B |
| Book Value Per Share | 18.94 |
| Working Capital | 884.44M |
Cash Flow
In the last 12 months, operating cash flow was $181.64 million and capital expenditures -$43.32 million, giving a free cash flow of $138.33 million.
| Operating Cash Flow | 181.64M |
| Capital Expenditures | -43.32M |
| Depreciation & Amortization | 36.17M |
| Net Borrowing | -135.07M |
| Free Cash Flow | 138.33M |
| FCF Per Share | $2.25 |
Margins
Gross margin is 58.55%, with operating and profit margins of 14.01% and 9.99%.
| Gross Margin | 58.55% |
| Operating Margin | 14.01% |
| Pretax Margin | 13.44% |
| Profit Margin | 9.99% |
| EBITDA Margin | 16.29% |
| EBIT Margin | 14.01% |
| FCF Margin | 8.73% |
Dividends & Yields
EZCORP does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.03% |
| Shareholder Yield | 0.03% |
| Earnings Yield | 8.83% |
| FCF Yield | 7.72% |
Analyst Forecast
The average price target for EZCORP is $40.80, which is 39.87% higher than the current price. The consensus rating is "Buy".
| Price Target | $40.80 |
| Price Target Difference | 39.87% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 15.60% |
| EPS Growth Forecast (3Y) | 19.39% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 12, 2006. It was a forward split with a ratio of 3:1.
| Last Split Date | Dec 12, 2006 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
EZCORP has an Altman Z-Score of 2.86 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.86 |
| Piotroski F-Score | 5 |