EZCORP Statistics
Total Valuation
EZCORP has a market cap or net worth of $627.10 million. The enterprise value is $747.30 million.
| Market Cap | 627.10M |
| Enterprise Value | 747.30M |
Important Dates
The next estimated earnings date is Friday, May 10, 2024, after market close.
| Earnings Date | May 10, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
EZCORP has 55.15 million shares outstanding. The number of shares has increased by 3.62% in one year.
| Shares Outstanding | 55.15M |
| Shares Change (YoY) | +3.62% |
| Shares Change (QoQ) | +2.39% |
| Owned by Insiders (%) | 3.78% |
| Owned by Institutions (%) | 115.55% |
| Float | 49.84M |
Valuation Ratios
The trailing PE ratio is 17.57 and the forward PE ratio is 10.29. EZCORP's PEG ratio is 0.35.
| PE Ratio | 17.57 |
| Forward PE | 10.29 |
| PS Ratio | 0.56 |
| Forward PS | 0.51 |
| PB Ratio | 0.79 |
| P/FCF Ratio | 8.58 |
| PEG Ratio | 0.35 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 4.41, with an EV/FCF ratio of 10.50.
| EV / Earnings | 14.90 |
| EV / Sales | 0.69 |
| EV / EBITDA | 4.41 |
| EV / EBIT | 9.52 |
| EV / FCF | 10.50 |
Financial Position
The company has a current ratio of 4.00, with a Debt / Equity ratio of 0.78.
| Current Ratio | 4.00 |
| Quick Ratio | 2.83 |
| Debt / Equity | 0.78 |
| Debt / EBITDA | 3.59 |
| Debt / FCF | 8.53 |
| Interest Coverage | 5.73 |
Financial Efficiency
Return on equity (ROE) is 6.70% and return on invested capital (ROIC) is 5.65%.
| Return on Equity (ROE) | 6.70% |
| Return on Assets (ROA) | 3.40% |
| Return on Capital (ROIC) | 5.65% |
| Revenue Per Employee | $144,627 |
| Profits Per Employee | $6,687 |
| Employee Count | 7,500 |
| Asset Turnover | 0.75 |
| Inventory Turnover | 2.83 |
Taxes
In the past 12 months, EZCORP has paid $14.65 million in taxes.
| Income Tax | 14.65M |
| Effective Tax Rate | 22.60% |
Stock Price Statistics
The stock price has increased by +26.08% in the last 52 weeks. The beta is 1.14, so EZCORP's price volatility has been higher than the market average.
| Beta (1Y) | 1.14 |
| 52-Week Price Change | +26.08% |
| 50-Day Moving Average | 10.79 |
| 200-Day Moving Average | 9.15 |
| Relative Strength Index (RSI) | 52.22 |
| Average Volume (30 Days) | 617,743 |
Short Selling Information
The latest short interest is 6.20 million, so 11.24% of the outstanding shares have been sold short.
| Short Interest | 6.20M |
| Short Previous Month | 6.18M |
| Short % of Shares Out | 11.24% |
| Short % of Float | 12.44% |
| Short Ratio (days to cover) | 12.94 |
Income Statement
In the last 12 months, EZCORP had revenue of $1.08 billion and earned $50.16 million in profits. Earnings per share was $0.63.
| Revenue | 1.08B |
| Gross Profit | 629.91M |
| Operating Income | 100.93M |
| Pretax Income | 64.80M |
| Net Income | 50.16M |
| EBITDA | 169.30M |
| EBIT | 78.51M |
| Earnings Per Share (EPS) | $0.63 |
Balance Sheet
The company has $470.24 million in cash and $606.99 million in debt, giving a net cash position of -$136.75 million or -$2.48 per share.
| Cash & Cash Equivalents | 470.24M |
| Total Debt | 606.99M |
| Net Cash | -136.75M |
| Net Cash Per Share | -$2.48 |
| Equity / Book Value | 774.88M |
| Book Value Per Share | 14.05 |
| Working Capital | 539.17M |
Cash Flow
In the last 12 months, operating cash flow was $111.65 million and capital expenditures -$40.45 million, giving a free cash flow of $71.20 million.
| Operating Cash Flow | 111.65M |
| Capital Expenditures | -40.45M |
| Free Cash Flow | 71.20M |
| FCF Per Share | $1.29 |
Margins
Gross margin is 58.07%, with operating and profit margins of 9.30% and 4.62%.
| Gross Margin | 58.07% |
| Operating Margin | 9.30% |
| Pretax Margin | 5.97% |
| Profit Margin | 4.62% |
| EBITDA Margin | 15.61% |
| EBIT Margin | 7.24% |
| FCF Margin | 6.56% |
Dividends & Yields
EZCORP does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -3.62% |
| Shareholder Yield | -3.62% |
| Earnings Yield | 8.21% |
| FCF Yield | 11.66% |
Analyst Forecast
The average price target for EZCORP is $18.00, which is 58.45% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $18.00 |
| Price Target Difference | 58.45% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | 7.20% |
| EPS Growth Forecast (5Y) | 23.29% |
Stock Splits
The last stock split was on December 12, 2006. It was a forward split with a ratio of 3:1.
| Last Split Date | Dec 12, 2006 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
EZCORP has an Altman Z-Score of 2.3 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.3 |
| Piotroski F-Score | 7 |