EZCORP, Inc. (EZPW)
NASDAQ: EZPW · Real-Time Price · USD
29.17
-0.12 (-0.41%)
Aug 18, 2026, 4:00 PM EDT - Market closed

EZCORP Financials Overview

Millions USD. Fiscal year is Oct - Sep.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Revenue
1,5841,2741,1621,049886.23729.55
Revenue Growth
28.61%9.70%10.73%18.37%21.48%-11.33%
Gross Profit
927.76746.07682.27609.84528.15449.49
Operating Income
221.96150.18113.3696.776.6532.28
Net Income
158.31109.6183.138.4650.168.61
Earnings Per Share
1.991.421.100.530.700.15
EPS Growth
54.71%28.88%108.21%-24.37%366.41%-

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Latin America Pawn
447.93361.79325.48287.07227.35175.55
U.S. Pawn
1,042912.49836.08761.92658.76553.58
Other Investments
--0.040.060.110.42
Total
1,5841,2741,1621,049886.23729.55

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Cash & Investments
311.03469.52170.51220.6206.03253.67
Total Debt
811.86765.26568.62612.73546.18477.78
Net Cash (Debt)
-500.83-295.73-398.11-392.13-340.15-224.11
Net Cash Growth
------
Net Cash Per Share
-5.99-3.55-4.71-4.85-4.13-4.01

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Operating Cash Flow
181.64148.99113.6101.8366.5446.44
Capital Expenditures
-43.32-38.56-35.76-40.45-31.9-23.6
Free Cash Flow
138.33110.4277.8461.3934.6422.84
Free Cash Flow Growth
39.55%41.87%26.79%77.22%51.68%11.12%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Gross Margin
58.55%58.55%58.74%58.13%59.59%61.61%
Operating Margin
14.01%11.79%9.76%9.22%8.65%4.42%
Pretax Margin
13.44%11.52%9.95%4.92%7.64%2.20%
Profit Margin
9.99%8.60%7.15%3.67%5.66%1.18%
FCF Margin
8.73%8.67%6.70%5.85%3.91%3.13%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
PE Ratio
14.6710.587.3911.818.7149.27
Forward PE
14.1913.849.268.6811.0914.84
P/FCF Ratio
12.9610.507.887.4012.6118.58
PS Ratio
1.130.910.530.430.490.58