EZCORP, Inc. (EZPW)
NASDAQ: EZPW · Real-Time Price · USD
29.54
-0.62 (-2.06%)
Jul 24, 2026, 4:00 PM EDT - Market closed
EZCORP Financials Overview
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Revenue Revenue Growth | 1,477 | 1,274 | 1,162 | 1,049 | 886.23 | 729.55 |
Revenue Growth | 22.81% | 9.70% | 10.73% | 18.37% | 21.48% | -11.33% |
Gross Profit Gross Profit Growth | 865.21 | 746.07 | 682.27 | 609.84 | 528.15 | 449.49 |
Operating Income Operating Income Growth | 201.43 | 149.17 | 112.53 | 92.15 | 74.92 | 31.17 |
Net Income Net Income Growth | 196.2 | 109.61 | 83.1 | 38.46 | 50.16 | 8.61 |
Earnings Per Share EPS Growth | 1.84 | 1.42 | 1.10 | 0.53 | 0.70 | 0.15 |
EPS Growth | 54.62% | 29.09% | 107.55% | -24.29% | 366.67% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Latin America Pawn Latin America Pawn Growth | 414.54 | 361.79 | 325.48 | 287.07 | 227.35 | 175.55 |
U.S. Pawn U.S. Pawn Growth | 1,011 | 912.49 | 836.08 | 761.92 | 658.76 | 553.58 |
Other Investments Other Investments Growth | - | - | 0.04 | 0.06 | 0.11 | 0.42 |
Total Total Growth | 1,477 | 1,274 | 1,162 | 1,049 | 886.23 | 729.55 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Cash & Investments Cash & Investments Growth | 354.18 | 469.52 | 170.51 | 220.6 | 206.03 | 253.67 |
Total Debt Total Debt Growth | 799 | 737.04 | 566.94 | 610.48 | 545.99 | 477.78 |
Net Cash (Debt) Net Cash Growth | -444.82 | -267.52 | -396.43 | -389.89 | -339.97 | -224.11 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -5.35 | -3.21 | -4.69 | -4.82 | -4.13 | -4.01 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 173.67 | 148.99 | 113.6 | 101.83 | 66.54 | 46.44 |
Capital Expenditures CapEx Growth | -42.51 | -38.56 | -35.76 | -40.45 | -31.9 | -23.6 |
Free Cash Flow Free Cash Flow Growth | 131.16 | 110.42 | 77.84 | 61.39 | 34.64 | 22.84 |
Free Cash Flow Growth | 26.23% | 41.87% | 26.79% | 77.22% | 51.68% | 11.12% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Gross Margin | 58.59% | 58.55% | 58.74% | 58.13% | 59.60% | 61.61% |
Operating Margin | 13.64% | 11.71% | 9.69% | 8.78% | 8.45% | 4.27% |
Pretax Margin | 13.25% | 11.52% | 9.95% | 4.92% | 7.64% | 2.20% |
Profit Margin | 9.96% | 8.60% | 7.15% | 3.67% | 5.66% | 1.18% |
FCF Margin | 8.88% | 8.67% | 6.70% | 5.85% | 3.91% | 3.13% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
PE Ratio | 15.97 | 13.41 | 10.19 | 15.57 | 11.01 | 50.47 |
Forward PE | 15.17 | 13.84 | 9.26 | 8.68 | 11.09 | 14.84 |
P/FCF Ratio | 13.86 | 10.50 | 7.86 | 7.37 | 12.56 | 18.58 |
PS Ratio | 1.23 | 0.91 | 0.53 | 0.43 | 0.49 | 0.58 |