EZCORP, Inc. (EZPW)
NASDAQ: EZPW · Real-Time Price · USD
14.72
+0.05 (0.31%)
Mar 31, 2025, 4:00 PM EDT - Market closed

EZCORP Statistics

Total Valuation

EZCORP has a market cap or net worth of $808.70 million. The enterprise value is $1.20 billion.

Market Cap 808.70M
Enterprise Value 1.20B

Important Dates

The next estimated earnings date is Wednesday, April 30, 2025, after market close.

Earnings Date Apr 30, 2025
Ex-Dividend Date n/a

Share Statistics

EZCORP has 54.94 million shares outstanding. The number of shares has increased by 2.40% in one year.

Current Share Class 51.97M
Shares Outstanding 54.94M
Shares Change (YoY) +2.40%
Shares Change (QoQ) -0.25%
Owned by Insiders (%) 10.22%
Owned by Institutions (%) 110.48%
Float 49.31M

Valuation Ratios

The trailing PE ratio is 12.90 and the forward PE ratio is 11.31.

PE Ratio 12.90
Forward PE 11.31
PS Ratio 0.68
Forward PS 0.62
PB Ratio 0.98
P/TBV Ratio 1.75
P/FCF Ratio 9.64
P/OCF Ratio 6.85
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.96, with an EV/FCF ratio of 14.34.

EV / Earnings 14.05
EV / Sales 1.02
EV / EBITDA 7.96
EV / EBIT 10.16
EV / FCF 14.34

Financial Position

The company has a current ratio of 2.91, with a Debt / Equity ratio of 0.69.

Current Ratio 2.91
Quick Ratio 0.92
Debt / Equity 0.69
Debt / EBITDA 2.29
Debt / FCF 6.78
Interest Coverage 8.91

Financial Efficiency

Return on equity (ROE) is 10.71% and return on invested capital (ROIC) is 5.33%.

Return on Equity (ROE) 10.71%
Return on Assets (ROA) 4.97%
Return on Invested Capital (ROIC) 5.33%
Return on Capital Employed (ROCE) 9.51%
Revenue Per Employee $147,723
Profits Per Employee $10,705
Employee Count 8,000
Asset Turnover 0.79
Inventory Turnover 2.67

Taxes

In the past 12 months, EZCORP has paid $33.65 million in taxes.

Income Tax 33.65M
Effective Tax Rate 28.21%

Stock Price Statistics

The stock price has increased by +29.92% in the last 52 weeks. The beta is 0.81, so EZCORP's price volatility has been lower than the market average.

Beta (5Y) 0.81
52-Week Price Change +29.92%
50-Day Moving Average 13.42
200-Day Moving Average 11.87
Relative Strength Index (RSI) 63.84
Average Volume (20 Days) 663,342

Short Selling Information

The latest short interest is 8.37 million, so 15.24% of the outstanding shares have been sold short.

Short Interest 8.37M
Short Previous Month 9.23M
Short % of Shares Out 15.24%
Short % of Float 16.98%
Short Ratio (days to cover) 15.71

Income Statement

In the last 12 months, EZCORP had revenue of $1.18 billion and earned $85.64 million in profits. Earnings per share was $1.14.

Revenue 1.18B
Gross Profit 695.10M
Operating Income 118.40M
Pretax Income 102.48M
Net Income 85.64M
EBITDA 151.24M
EBIT 118.40M
Earnings Per Share (EPS) $1.14
Full Income Statement

Balance Sheet

The company has $174.51 million in cash and $569.30 million in debt, giving a net cash position of -$394.80 million or -$7.19 per share.

Cash & Cash Equivalents 174.51M
Total Debt 569.30M
Net Cash -394.80M
Net Cash Per Share -$7.19
Equity (Book Value) 823.89M
Book Value Per Share 14.97
Working Capital 485.95M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $118.11 million and capital expenditures -$34.19 million, giving a free cash flow of $83.92 million.

Operating Cash Flow 118.11M
Capital Expenditures -34.19M
Free Cash Flow 83.92M
FCF Per Share $1.53
Full Cash Flow Statement

Margins

Gross margin is 58.82%, with operating and profit margins of 10.02% and 7.25%.

Gross Margin 58.82%
Operating Margin 10.02%
Pretax Margin 10.09%
Profit Margin 7.25%
EBITDA Margin 12.80%
EBIT Margin 10.02%
FCF Margin 7.10%

Dividends & Yields

EZCORP does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -2.40%
Shareholder Yield -2.40%
Earnings Yield 10.59%
FCF Yield 10.38%
Dividend Details

Analyst Forecast

The average price target for EZCORP is $17.17, which is 16.64% higher than the current price. The consensus rating is "Strong Buy".

Price Target $17.17
Price Target Difference 16.64%
Analyst Consensus Strong Buy
Analyst Count 3
Revenue Growth Forecast (5Y) 6.44%
EPS Growth Forecast (5Y) 11.60%
Stock Forecasts

Stock Splits

The last stock split was on December 12, 2006. It was a forward split with a ratio of 3:1.

Last Split Date Dec 12, 2006
Split Type Forward
Split Ratio 3:1

Scores

EZCORP has an Altman Z-Score of 2.47 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.47
Piotroski F-Score 7