EZCORP Statistics
Total Valuation
EZCORP has a market cap or net worth of $641.60 million. The enterprise value is $1.04 billion.
| Market Cap | 641.60M |
| Enterprise Value | 1.04B |
Important Dates
The next estimated earnings date is Wednesday, January 29, 2025, after market close.
| Earnings Date | Jan 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
EZCORP has 54.47 million shares outstanding. The number of shares has increased by 4.43% in one year.
| Current Share Class | 51.50M |
| Shares Outstanding | 54.47M |
| Shares Change (YoY) | +4.43% |
| Shares Change (QoQ) | +0.66% |
| Owned by Insiders (%) | 9.94% |
| Owned by Institutions (%) | 108.77% |
| Float | 49.04M |
Valuation Ratios
The trailing PE ratio is 10.69 and the forward PE ratio is 9.42.
| PE Ratio | 10.69 |
| Forward PE | 9.42 |
| PS Ratio | 0.56 |
| Forward PS | 0.50 |
| PB Ratio | 0.80 |
| P/TBV Ratio | 1.46 |
| P/FCF Ratio | 8.24 |
| P/OCF Ratio | 5.65 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.10, with an EV/FCF ratio of 13.36.
| EV / Earnings | 12.51 |
| EV / Sales | 0.90 |
| EV / EBITDA | 7.10 |
| EV / EBIT | 9.17 |
| EV / FCF | 13.36 |
Financial Position
The company has a current ratio of 2.71, with a Debt / Equity ratio of 0.71.
| Current Ratio | 2.71 |
| Quick Ratio | 0.86 |
| Debt / Equity | 0.71 |
| Debt / EBITDA | 2.34 |
| Debt / FCF | 7.31 |
| Interest Coverage | 8.34 |
Financial Efficiency
Return on equity (ROE) is 10.72% and return on invested capital (ROIC) is 5.19%.
| Return on Equity (ROE) | 10.72% |
| Return on Assets (ROA) | 4.79% |
| Return on Capital (ROIC) | 5.19% |
| Revenue Per Employee | $145,200 |
| Profits Per Employee | $10,387 |
| Employee Count | 8,000 |
| Asset Turnover | 0.78 |
| Inventory Turnover | 2.67 |
Taxes
In the past 12 months, EZCORP has paid $32.51 million in taxes.
| Income Tax | 32.51M |
| Effective Tax Rate | 28.12% |
Stock Price Statistics
The stock price has increased by +32.06% in the last 52 weeks. The beta is 1.02, so EZCORP's price volatility has been similar to the market average.
| Beta (5Y) | 1.02 |
| 52-Week Price Change | +32.06% |
| 50-Day Moving Average | 11.94 |
| 200-Day Moving Average | 11.05 |
| Relative Strength Index (RSI) | 40.02 |
| Average Volume (20 Days) | 515,573 |
Short Selling Information
The latest short interest is 7.32 million, so 13.44% of the outstanding shares have been sold short.
| Short Interest | 7.32M |
| Short Previous Month | 7.53M |
| Short % of Shares Out | 13.44% |
| Short % of Float | 14.93% |
| Short Ratio (days to cover) | 13.64 |
Income Statement
In the last 12 months, EZCORP had revenue of $1.16 billion and earned $83.10 million in profits. Earnings per share was $1.10.
| Revenue | 1.16B |
| Gross Profit | 682.27M |
| Operating Income | 113.36M |
| Pretax Income | 102.48M |
| Net Income | 83.10M |
| EBITDA | 146.43M |
| EBIT | 113.36M |
| Earnings Per Share (EPS) | $1.10 |
Balance Sheet
The company has $170.51 million in cash and $568.62 million in debt, giving a net cash position of -$398.11 million or -$7.31 per share.
| Cash & Cash Equivalents | 170.51M |
| Total Debt | 568.62M |
| Net Cash | -398.11M |
| Net Cash Per Share | -$7.31 |
| Equity (Book Value) | 804.57M |
| Book Value Per Share | 14.75 |
| Working Capital | 459.62M |
Cash Flow
In the last 12 months, operating cash flow was $113.60 million and capital expenditures -$35.76 million, giving a free cash flow of $77.84 million.
| Operating Cash Flow | 113.60M |
| Capital Expenditures | -35.76M |
| Free Cash Flow | 77.84M |
| FCF Per Share | $1.43 |
Margins
Gross margin is 58.74%, with operating and profit margins of 9.76% and 7.15%.
| Gross Margin | 58.74% |
| Operating Margin | 9.76% |
| Pretax Margin | 9.95% |
| Profit Margin | 7.15% |
| EBITDA Margin | 12.61% |
| EBIT Margin | 9.76% |
| FCF Margin | 6.70% |
Dividends & Yields
EZCORP does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -4.43% |
| Shareholder Yield | -4.43% |
| Earnings Yield | 12.95% |
| FCF Yield | 12.13% |
Analyst Forecast
The average price target for EZCORP is $16.00, which is 35.82% higher than the current price. The consensus rating is "Buy".
| Price Target | $16.00 |
| Price Target Difference | 35.82% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | 6.32% |
| EPS Growth Forecast (5Y) | 10.88% |
Stock Splits
The last stock split was on December 12, 2006. It was a forward split with a ratio of 3:1.
| Last Split Date | Dec 12, 2006 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
EZCORP has an Altman Z-Score of 2.35 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.35 |
| Piotroski F-Score | 7 |