EZCORP Statistics
Total Valuation
EZCORP has a market cap or net worth of $731.41 million. The enterprise value is $1.09 billion.
| Market Cap | 731.41M |
| Enterprise Value | 1.09B |
Important Dates
The next estimated earnings date is Wednesday, July 30, 2025, after market close.
| Earnings Date | Jul 30, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
EZCORP has 55.01 million shares outstanding. The number of shares has decreased by -7.84% in one year.
| Current Share Class | 52.04M |
| Shares Outstanding | 55.01M |
| Shares Change (YoY) | -7.84% |
| Shares Change (QoQ) | -0.25% |
| Owned by Insiders (%) | 10.05% |
| Owned by Institutions (%) | 111.27% |
| Float | 49.47M |
Valuation Ratios
The trailing PE ratio is 11.20 and the forward PE ratio is 10.43.
| PE Ratio | 11.20 |
| Forward PE | 10.43 |
| PS Ratio | 0.61 |
| Forward PS | 0.56 |
| PB Ratio | 0.86 |
| P/TBV Ratio | 1.50 |
| P/FCF Ratio | 7.04 |
| P/OCF Ratio | 5.23 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.90, with an EV/FCF ratio of 10.49.
| EV / Earnings | 12.17 |
| EV / Sales | 0.91 |
| EV / EBITDA | 6.90 |
| EV / EBIT | 8.69 |
| EV / FCF | 10.49 |
Financial Position
The company has a current ratio of 4.04, with a Debt / Equity ratio of 1.01.
| Current Ratio | 4.04 |
| Quick Ratio | 2.13 |
| Debt / Equity | 1.01 |
| Debt / EBITDA | 3.39 |
| Debt / FCF | 8.31 |
| Interest Coverage | 9.52 |
Financial Efficiency
Return on equity (ROE) is 10.84% and return on invested capital (ROIC) is 5.00%.
| Return on Equity (ROE) | 10.84% |
| Return on Assets (ROA) | 4.70% |
| Return on Invested Capital (ROIC) | 5.00% |
| Return on Capital Employed (ROCE) | 8.01% |
| Revenue Per Employee | $150,307 |
| Profits Per Employee | $11,194 |
| Employee Count | 8,000 |
| Asset Turnover | 0.72 |
| Inventory Turnover | 2.67 |
Taxes
In the past 12 months, EZCORP has paid $35.50 million in taxes.
| Income Tax | 35.50M |
| Effective Tax Rate | 28.39% |
Stock Price Statistics
The stock price has increased by +32.55% in the last 52 weeks. The beta is 0.52, so EZCORP's price volatility has been lower than the market average.
| Beta (5Y) | 0.52 |
| 52-Week Price Change | +32.55% |
| 50-Day Moving Average | 14.54 |
| 200-Day Moving Average | 12.93 |
| Relative Strength Index (RSI) | 41.61 |
| Average Volume (20 Days) | 813,313 |
Short Selling Information
The latest short interest is 8.92 million, so 16.22% of the outstanding shares have been sold short.
| Short Interest | 8.92M |
| Short Previous Month | 9.12M |
| Short % of Shares Out | 16.22% |
| Short % of Float | 18.04% |
| Short Ratio (days to cover) | 6.40 |
Income Statement
In the last 12 months, EZCORP had revenue of $1.20 billion and earned $89.55 million in profits. Earnings per share was $1.19.
| Revenue | 1.20B |
| Gross Profit | 705.96M |
| Operating Income | 125.37M |
| Pretax Income | 102.48M |
| Net Income | 89.55M |
| EBITDA | 158.01M |
| EBIT | 125.37M |
| Earnings Per Share (EPS) | $1.19 |
Balance Sheet
The company has $505.24 million in cash and $863.63 million in debt, giving a net cash position of -$358.39 million or -$6.51 per share.
| Cash & Cash Equivalents | 505.24M |
| Total Debt | 863.63M |
| Net Cash | -358.39M |
| Net Cash Per Share | -$6.51 |
| Equity (Book Value) | 851.58M |
| Book Value Per Share | 15.48 |
| Working Capital | 802.92M |
Cash Flow
In the last 12 months, operating cash flow was $139.98 million and capital expenditures -$36.08 million, giving a free cash flow of $103.90 million.
| Operating Cash Flow | 139.98M |
| Capital Expenditures | -36.08M |
| Free Cash Flow | 103.90M |
| FCF Per Share | $1.89 |
Margins
Gross margin is 58.71%, with operating and profit margins of 10.43% and 7.45%.
| Gross Margin | 58.71% |
| Operating Margin | 10.43% |
| Pretax Margin | 10.40% |
| Profit Margin | 7.45% |
| EBITDA Margin | 13.14% |
| EBIT Margin | 10.43% |
| FCF Margin | 8.64% |
Dividends & Yields
EZCORP does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 7.84% |
| Shareholder Yield | 7.84% |
| Earnings Yield | 12.24% |
| FCF Yield | 14.20% |
Analyst Forecast
The average price target for EZCORP is $19.00, which is 42.91% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $19.00 |
| Price Target Difference | 42.91% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | 6.80% |
| EPS Growth Forecast (5Y) | 12.88% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 12, 2006. It was a forward split with a ratio of 3:1.
| Last Split Date | Dec 12, 2006 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
EZCORP has an Altman Z-Score of 2.23 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.23 |
| Piotroski F-Score | 5 |