EZCORP Statistics
Total Valuation
EZCORP has a market cap or net worth of $1.16 billion. The enterprise value is $1.46 billion.
| Market Cap | 1.16B |
| Enterprise Value | 1.46B |
Important Dates
The last earnings date was Thursday, November 13, 2025, after market close.
| Earnings Date | Nov 13, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
EZCORP has 60.89 million shares outstanding. The number of shares has decreased by -1.26% in one year.
| Current Share Class | 57.92M |
| Shares Outstanding | 60.89M |
| Shares Change (YoY) | -1.26% |
| Shares Change (QoQ) | +0.36% |
| Owned by Insiders (%) | 9.92% |
| Owned by Institutions (%) | 105.61% |
| Float | 54.84M |
Valuation Ratios
The trailing PE ratio is 13.42 and the forward PE ratio is 12.79.
| PE Ratio | 13.42 |
| Forward PE | 12.79 |
| PS Ratio | 0.86 |
| Forward PS | 0.81 |
| PB Ratio | 1.13 |
| P/TBV Ratio | 1.81 |
| P/FCF Ratio | 10.50 |
| P/OCF Ratio | 7.79 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.97, with an EV/FCF ratio of 13.18.
| EV / Earnings | 13.28 |
| EV / Sales | 1.14 |
| EV / EBITDA | 7.97 |
| EV / EBIT | 9.69 |
| EV / FCF | 13.18 |
Financial Position
The company has a current ratio of 5.61, with a Debt / Equity ratio of 0.75.
| Current Ratio | 5.61 |
| Quick Ratio | 2.66 |
| Debt / Equity | 0.75 |
| Debt / EBITDA | 2.73 |
| Debt / FCF | 6.93 |
| Interest Coverage | 6.52 |
Financial Efficiency
Return on equity (ROE) is 11.98% and return on invested capital (ROIC) is 5.93%.
| Return on Equity (ROE) | 11.98% |
| Return on Assets (ROA) | 5.45% |
| Return on Invested Capital (ROIC) | 5.93% |
| Return on Capital Employed (ROCE) | 8.58% |
| Revenue Per Employee | $149,915 |
| Profits Per Employee | $12,896 |
| Employee Count | 8,500 |
| Asset Turnover | 0.74 |
| Inventory Turnover | 2.40 |
Taxes
In the past 12 months, EZCORP has paid $37.16 million in taxes.
| Income Tax | 37.16M |
| Effective Tax Rate | 25.32% |
Stock Price Statistics
The stock price has increased by +50.95% in the last 52 weeks. The beta is 0.53, so EZCORP's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | +50.95% |
| 50-Day Moving Average | 18.21 |
| 200-Day Moving Average | 15.51 |
| Relative Strength Index (RSI) | 64.26 |
| Average Volume (20 Days) | 669,362 |
Short Selling Information
The latest short interest is 11.23 million, so 18.45% of the outstanding shares have been sold short.
| Short Interest | 11.23M |
| Short Previous Month | 10.35M |
| Short % of Shares Out | 18.45% |
| Short % of Float | 20.48% |
| Short Ratio (days to cover) | 13.68 |
Income Statement
In the last 12 months, EZCORP had revenue of $1.27 billion and earned $109.61 million in profits. Earnings per share was $1.42.
| Revenue | 1.27B |
| Gross Profit | 746.07M |
| Operating Income | 150.18M |
| Pretax Income | 146.77M |
| Net Income | 109.61M |
| EBITDA | 182.72M |
| EBIT | 150.18M |
| Earnings Per Share (EPS) | $1.42 |
Balance Sheet
The company has $469.52 million in cash and $765.26 million in debt, giving a net cash position of -$295.73 million or -$4.86 per share.
| Cash & Cash Equivalents | 469.52M |
| Total Debt | 765.26M |
| Net Cash | -295.73M |
| Net Cash Per Share | -$4.86 |
| Equity (Book Value) | 1.03B |
| Book Value Per Share | 16.84 |
| Working Capital | 925.38M |
Cash Flow
In the last 12 months, operating cash flow was $148.99 million and capital expenditures -$38.56 million, giving a free cash flow of $110.42 million.
| Operating Cash Flow | 148.99M |
| Capital Expenditures | -38.56M |
| Free Cash Flow | 110.42M |
| FCF Per Share | $1.81 |
Margins
Gross margin is 58.55%, with operating and profit margins of 11.79% and 8.60%.
| Gross Margin | 58.55% |
| Operating Margin | 11.79% |
| Pretax Margin | 11.52% |
| Profit Margin | 8.60% |
| EBITDA Margin | 14.34% |
| EBIT Margin | 11.79% |
| FCF Margin | 8.67% |
Dividends & Yields
EZCORP does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 1.26% |
| Shareholder Yield | n/a |
| Earnings Yield | 9.45% |
| FCF Yield | 9.52% |
Analyst Forecast
The average price target for EZCORP is $21.00, which is 10.24% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $21.00 |
| Price Target Difference | 10.24% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | 6.76% |
| EPS Growth Forecast (5Y) | 10.37% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 12, 2006. It was a forward split with a ratio of 3:1.
| Last Split Date | Dec 12, 2006 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
EZCORP has an Altman Z-Score of 2.42 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.42 |
| Piotroski F-Score | 5 |