EZCORP, Inc. (EZPW)
NASDAQ: EZPW · Real-Time Price · USD
12.09
0.00 (0.00%)
Nov 21, 2024, 4:00 PM EST - Market closed

EZCORP Statistics

Total Valuation

EZCORP has a market cap or net worth of $658.49 million. The enterprise value is $1.06 billion.

Market Cap 658.49M
Enterprise Value 1.06B

Important Dates

The last earnings date was Wednesday, November 13, 2024, after market close.

Earnings Date Nov 13, 2024
Ex-Dividend Date n/a

Share Statistics

EZCORP has 54.47 million shares outstanding. The number of shares has increased by 4.43% in one year.

Current Share Class 51.50M
Shares Outstanding 54.47M
Shares Change (YoY) +4.43%
Shares Change (QoQ) +0.66%
Owned by Insiders (%) 10.02%
Owned by Institutions (%) 108.54%
Float 49.00M

Valuation Ratios

The trailing PE ratio is 10.97 and the forward PE ratio is 9.67.

PE Ratio 10.97
Forward PE 9.67
PS Ratio 0.57
Forward PS 0.52
PB Ratio 0.82
P/TBV Ratio 1.50
P/FCF Ratio 8.47
P/OCF Ratio 5.81
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.22, with an EV/FCF ratio of 13.57.

EV / Earnings 12.72
EV / Sales 0.91
EV / EBITDA 7.22
EV / EBIT 9.32
EV / FCF 13.57

Financial Position

The company has a current ratio of 2.71, with a Debt / Equity ratio of 0.71.

Current Ratio 2.71
Quick Ratio 0.86
Debt / Equity 0.71
Debt / EBITDA 2.34
Debt / FCF 7.31
Interest Coverage 8.34

Financial Efficiency

Return on equity (ROE) is 10.72% and return on invested capital (ROIC) is 5.19%.

Return on Equity (ROE) 10.72%
Return on Assets (ROA) 4.79%
Return on Capital (ROIC) 5.19%
Revenue Per Employee $154,880
Profits Per Employee $11,079
Employee Count 7,500
Asset Turnover 0.78
Inventory Turnover 2.67

Taxes

In the past 12 months, EZCORP has paid $32.51 million in taxes.

Income Tax 32.51M
Effective Tax Rate 28.12%

Stock Price Statistics

The stock price has increased by +44.10% in the last 52 weeks. The beta is 1.03, so EZCORP's price volatility has been similar to the market average.

Beta (5Y) 1.03
52-Week Price Change +44.10%
50-Day Moving Average 11.43
200-Day Moving Average 10.88
Relative Strength Index (RSI) 63.14
Average Volume (20 Days) 518,157

Short Selling Information

The latest short interest is 7.83 million, so 14.37% of the outstanding shares have been sold short.

Short Interest 7.83M
Short Previous Month 6.99M
Short % of Shares Out 14.37%
Short % of Float 15.98%
Short Ratio (days to cover) 15.62

Income Statement

In the last 12 months, EZCORP had revenue of $1.16 billion and earned $83.10 million in profits. Earnings per share was $1.10.

Revenue 1.16B
Gross Profit 682.27M
Operating Income 113.36M
Pretax Income 102.48M
Net Income 83.10M
EBITDA 146.43M
EBIT 113.36M
Earnings Per Share (EPS) $1.10
Full Income Statement

Balance Sheet

The company has $170.51 million in cash and $568.62 million in debt, giving a net cash position of -$398.11 million or -$7.31 per share.

Cash & Cash Equivalents 170.51M
Total Debt 568.62M
Net Cash -398.11M
Net Cash Per Share -$7.31
Equity (Book Value) 804.57M
Book Value Per Share 14.75
Working Capital 459.62M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $113.60 million and capital expenditures -$35.76 million, giving a free cash flow of $77.84 million.

Operating Cash Flow 113.60M
Capital Expenditures -35.76M
Free Cash Flow 77.84M
FCF Per Share $1.43
Full Cash Flow Statement

Margins

Gross margin is 58.74%, with operating and profit margins of 9.76% and 7.15%.

Gross Margin 58.74%
Operating Margin 9.76%
Pretax Margin 9.95%
Profit Margin 7.15%
EBITDA Margin 12.61%
EBIT Margin 9.76%
FCF Margin 6.00%

Dividends & Yields

EZCORP does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -4.43%
Shareholder Yield -4.43%
Earnings Yield 12.60%
FCF Yield 11.80%
Dividend Details

Analyst Forecast

The average price target for EZCORP is $16.00, which is 32.34% higher than the current price. The consensus rating is "Buy".

Price Target $16.00
Price Target Difference 32.34%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) 6.12%
EPS Growth Forecast (5Y) 8.19%
Stock Forecasts

Stock Splits

The last stock split was on December 12, 2006. It was a forward split with a ratio of 3:1.

Last Split Date Dec 12, 2006
Split Type Forward
Split Ratio 3:1

Scores

EZCORP has an Altman Z-Score of 2.35 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.35
Piotroski F-Score 7