EZCORP Statistics
Total Valuation
EZCORP has a market cap or net worth of $742.77 million. The enterprise value is $1.14 billion.
| Market Cap | 742.77M |
| Enterprise Value | 1.14B |
Important Dates
The last earnings date was Wednesday, February 5, 2025, after market close.
| Earnings Date | Feb 5, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
EZCORP has 54.94 million shares outstanding. The number of shares has increased by 2.40% in one year.
| Current Share Class | 51.97M |
| Shares Outstanding | 54.94M |
| Shares Change (YoY) | +2.40% |
| Shares Change (QoQ) | -0.25% |
| Owned by Insiders (%) | 9.97% |
| Owned by Institutions (%) | 110.21% |
| Float | 49.45M |
Valuation Ratios
The trailing PE ratio is 11.85 and the forward PE ratio is 10.37.
| PE Ratio | 11.85 |
| Forward PE | 10.37 |
| PS Ratio | 0.63 |
| Forward PS | 0.67 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 1.61 |
| P/FCF Ratio | 8.85 |
| P/OCF Ratio | 6.29 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.52, with an EV/FCF ratio of 13.56.
| EV / Earnings | 13.28 |
| EV / Sales | 0.96 |
| EV / EBITDA | 7.52 |
| EV / EBIT | 9.61 |
| EV / FCF | 13.56 |
Financial Position
The company has a current ratio of 2.91, with a Debt / Equity ratio of 0.69.
| Current Ratio | 2.91 |
| Quick Ratio | 0.92 |
| Debt / Equity | 0.69 |
| Debt / EBITDA | 2.29 |
| Debt / FCF | 6.78 |
| Interest Coverage | 8.91 |
Financial Efficiency
Return on equity (ROE) is 10.71% and return on invested capital (ROIC) is 5.33%.
| Return on Equity (ROE) | 10.71% |
| Return on Assets (ROA) | 4.97% |
| Return on Invested Capital (ROIC) | 5.33% |
| Return on Capital Employed (ROCE) | 9.51% |
| Revenue Per Employee | $147,723 |
| Profits Per Employee | $10,705 |
| Employee Count | 8,000 |
| Asset Turnover | 0.79 |
| Inventory Turnover | 2.67 |
Taxes
In the past 12 months, EZCORP has paid $33.65 million in taxes.
| Income Tax | 33.65M |
| Effective Tax Rate | 28.21% |
Stock Price Statistics
The stock price has increased by +28.15% in the last 52 weeks. The beta is 1.02, so EZCORP's price volatility has been similar to the market average.
| Beta (5Y) | 1.02 |
| 52-Week Price Change | +28.15% |
| 50-Day Moving Average | 12.59 |
| 200-Day Moving Average | 11.46 |
| Relative Strength Index (RSI) | 56.74 |
| Average Volume (20 Days) | 757,498 |
Short Selling Information
The latest short interest is 8.20 million, so 14.93% of the outstanding shares have been sold short.
| Short Interest | 8.20M |
| Short Previous Month | 8.06M |
| Short % of Shares Out | 14.93% |
| Short % of Float | 16.59% |
| Short Ratio (days to cover) | 19.33 |
Income Statement
In the last 12 months, EZCORP had revenue of $1.18 billion and earned $85.64 million in profits. Earnings per share was $1.14.
| Revenue | 1.18B |
| Gross Profit | 695.10M |
| Operating Income | 118.40M |
| Pretax Income | 102.48M |
| Net Income | 85.64M |
| EBITDA | 151.24M |
| EBIT | 118.40M |
| Earnings Per Share (EPS) | $1.14 |
Balance Sheet
The company has $174.51 million in cash and $569.30 million in debt, giving a net cash position of -$394.80 million or -$7.19 per share.
| Cash & Cash Equivalents | 174.51M |
| Total Debt | 569.30M |
| Net Cash | -394.80M |
| Net Cash Per Share | -$7.19 |
| Equity (Book Value) | 823.89M |
| Book Value Per Share | 14.97 |
| Working Capital | 485.95M |
Cash Flow
In the last 12 months, operating cash flow was $118.11 million and capital expenditures -$34.19 million, giving a free cash flow of $83.92 million.
| Operating Cash Flow | 118.11M |
| Capital Expenditures | -34.19M |
| Free Cash Flow | 83.92M |
| FCF Per Share | $1.53 |
Margins
Gross margin is 58.82%, with operating and profit margins of 10.02% and 7.25%.
| Gross Margin | 58.82% |
| Operating Margin | 10.02% |
| Pretax Margin | 10.09% |
| Profit Margin | 7.25% |
| EBITDA Margin | 12.80% |
| EBIT Margin | 10.02% |
| FCF Margin | 7.10% |
Dividends & Yields
EZCORP does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -2.40% |
| Shareholder Yield | -2.40% |
| Earnings Yield | 11.53% |
| FCF Yield | 11.30% |
Analyst Forecast
The average price target for EZCORP is $17.75, which is 31.29% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.75 |
| Price Target Difference | 31.29% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | 6.32% |
| EPS Growth Forecast (5Y) | 10.88% |
Stock Splits
The last stock split was on December 12, 2006. It was a forward split with a ratio of 3:1.
| Last Split Date | Dec 12, 2006 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
EZCORP has an Altman Z-Score of 2.47 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.47 |
| Piotroski F-Score | 7 |