EZCORP, Inc. (EZPW)
NASDAQ: EZPW · Real-Time Price · USD
24.87
-0.50 (-1.97%)
Feb 23, 2026, 12:53 PM EST - Market open

EZCORP Statistics

Total Valuation

EZCORP has a market cap or net worth of $1.53 billion. The enterprise value is $1.87 billion.

Market Cap1.53B
Enterprise Value 1.87B

Important Dates

The last earnings date was Wednesday, February 4, 2026, after market close.

Earnings Date Feb 4, 2026
Ex-Dividend Date n/a

Share Statistics

EZCORP has 61.70 million shares outstanding. The number of shares has decreased by -0.26% in one year.

Current Share Class 58.73M
Shares Outstanding 61.70M
Shares Change (YoY) -0.26%
Shares Change (QoQ) +0.08%
Owned by Insiders (%) 9.72%
Owned by Institutions (%) 107.32%
Float 55.69M

Valuation Ratios

The trailing PE ratio is 16.08 and the forward PE ratio is 13.81.

PE Ratio 16.08
Forward PE 13.81
PS Ratio 1.17
Forward PS 1.04
PB Ratio 1.46
P/TBV Ratio 2.30
P/FCF Ratio 12.86
P/OCF Ratio 9.65
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.24, with an EV/FCF ratio of 15.33.

EV / Earnings 15.18
EV / Sales 1.40
EV / EBITDA 9.24
EV / EBIT 11.05
EV / FCF 15.33

Financial Position

The company has a current ratio of 6.03, with a Debt / Equity ratio of 0.72.

Current Ratio 6.03
Quick Ratio 2.79
Debt / Equity 0.72
Debt / EBITDA 2.54
Debt / FCF 6.30
Interest Coverage 6.02

Financial Efficiency

Return on equity (ROE) is 12.97% and return on invested capital (ROIC) is 9.37%.

Return on Equity (ROE) 12.97%
Return on Assets (ROA) 6.06%
Return on Invested Capital (ROIC) 9.37%
Return on Capital Employed (ROCE) 9.40%
Weighted Average Cost of Capital (WACC) 5.71%
Revenue Per Employee $157,192
Profits Per Employee $14,459
Employee Count8,500
Asset Turnover 0.77
Inventory Turnover 2.44

Taxes

In the past 12 months, EZCORP has paid $41.66 million in taxes.

Income Tax 41.66M
Effective Tax Rate 25.32%

Stock Price Statistics

The stock price has increased by +85.66% in the last 52 weeks. The beta is 0.53, so EZCORP's price volatility has been lower than the market average.

Beta (5Y) 0.53
52-Week Price Change +85.66%
50-Day Moving Average 21.80
200-Day Moving Average 17.51
Relative Strength Index (RSI) 69.35
Average Volume (20 Days) 1,157,889

Short Selling Information

The latest short interest is 13.51 million, so 21.90% of the outstanding shares have been sold short.

Short Interest 13.51M
Short Previous Month 13.69M
Short % of Shares Out 21.90%
Short % of Float 24.26%
Short Ratio (days to cover) 18.23

Income Statement

In the last 12 months, EZCORP had revenue of $1.34 billion and earned $122.90 million in profits. Earnings per share was $1.57.

Revenue1.34B
Gross Profit 783.63M
Operating Income 168.93M
Pretax Income 164.56M
Net Income 122.90M
EBITDA 201.89M
EBIT 168.93M
Earnings Per Share (EPS) $1.57
Full Income Statement

Balance Sheet

The company has $465.91 million in cash and $766.89 million in debt, with a net cash position of -$300.98 million or -$4.88 per share.

Cash & Cash Equivalents 465.91M
Total Debt 766.89M
Net Cash -300.98M
Net Cash Per Share -$4.88
Equity (Book Value) 1.07B
Book Value Per Share 17.35
Working Capital 955.33M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $162.14 million and capital expenditures -$40.41 million, giving a free cash flow of $121.73 million.

Operating Cash Flow 162.14M
Capital Expenditures -40.41M
Free Cash Flow 121.73M
FCF Per Share $1.97
Full Cash Flow Statement

Margins

Gross margin is 58.65%, with operating and profit margins of 12.64% and 9.20%.

Gross Margin 58.65%
Operating Margin 12.64%
Pretax Margin 12.32%
Profit Margin 9.20%
EBITDA Margin 15.11%
EBIT Margin 12.64%
FCF Margin 9.11%

Dividends & Yields

EZCORP does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.26%
Shareholder Yield 0.26%
Earnings Yield 7.85%
FCF Yield 7.78%
Dividend Details

Analyst Forecast

The average price target for EZCORP is $24.00, which is -3.50% lower than the current price. The consensus rating is "Strong Buy".

Price Target $24.00
Price Target Difference -3.50%
Analyst Consensus Strong Buy
Analyst Count 4
Revenue Growth Forecast (5Y) 11.89%
EPS Growth Forecast (5Y) 15.33%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 12, 2006. It was a forward split with a ratio of 3:1.

Last Split Date Dec 12, 2006
Split Type Forward
Split Ratio 3:1

Scores

EZCORP has an Altman Z-Score of 2.58 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.58
Piotroski F-Score 5