FB Financial Corporation (FBK)

FB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	678.98	626.4	599.2	436.36	359.26	294.6
Interest Income on Investments	106.08	99.14	79.22	45.06	25.74	20.05
Total Interest Income	785.06	725.54	678.41	481.42	385	314.64
Interest Paid on Deposits	301.53	296.35	258.82	56.64	30.19	42.86
Interest Paid on Borrowings	8.86	12.69	12.37	12.55	7.44	6.13
Total Interest Expense	310.38	309.04	271.19	69.19	37.63	48.99
Net Interest Income	474.68	416.5	407.22	412.24	347.37	265.66
Net Interest Income Growth (YoY)	16.00%	2.28%	-1.22%	18.67%	30.76%	17.53%
Mortgage Banking Activities	49.53	46.63	44.69	73.58	167.57	255.33
Gain (Loss) on Sale of Investments	-60.52	-56.38	-13.97	-0.38	0.32	1.63
Other Non-Interest Income	36.84	37.75	27.7	29.68	47.51	37.23
Total Non-Interest Income	37.11	39.07	70.54	114.67	228.26	301.86
Non-Interest Income Growth (YoY)	14.50%	-44.62%	-38.48%	-49.76%	-24.38%	122.94%
Revenues Before Loan Losses	511.79	455.57	477.76	526.9	575.63	567.51
Provision for Loan Losses	49.13	12	2.54	18.98	-40.99	107.97
Revenue	462.66	443.57	475.22	507.92	616.62	459.55
Revenue Growth (YoY)	6.02%	-6.66%	-6.44%	-17.63%	34.18%	29.68%
Salaries and Employee Benefits	190.14	174.33	193.06	201.63	238.04	223.55
Occupancy Expenses	25.81	24.54	26.4	21.96	21.3	17.92
Amortization of Goodwill & Intangibles	4.05	2.95	3.66	4.59	5.47	5.32
Selling, General & Administrative	37.26	35.52	38.51	47.01	44.78	40.38
Other Non-Interest Expense	67.39	59.56	63.29	60.7	63.97	55.03
Total Non-Interest Expense	324.65	296.9	324.93	335.89	373.57	342.21
EBT Excluding Unusual Items	138.01	146.67	150.29	172.03	243.05	117.34
Pretax Income	118.82	146.67	150.29	159.57	243.05	82.46
Income Tax Expense	15.27	30.62	30.05	35	52.75	18.83
Earnings From Continuing Operations	103.55	116.05	120.24	124.57	190.3	63.63
Minority Interest in Earnings	-0.02	-0.02	-0.02	-0.02	-0.02	-0.01
Net Income	103.53	116.04	120.22	124.56	190.29	63.62
Net Income to Common	103.53	116.04	120.22	124.56	190.29	63.62
Net Income Growth	-3.71%	-3.48%	-3.48%	-34.54%	199.09%	-24.09%
Basic Shares Outstanding	48	47	47	47	47	38
Diluted Shares Outstanding	49	47	47	47	48	38
Shares Change (YoY)	3.48%	0.11%	-0.88%	-1.49%	25.87%	21.33%
EPS (Basic)	2.15	2.48	2.57	2.64	4.01	1.69
EPS (Diluted)	2.14	2.48	2.57	2.64	3.97	1.67
EPS Growth	-6.98%	-3.50%	-2.66%	-33.50%	137.73%	-36.98%
Dividend Per Share	0.740	0.680	0.600	0.520	0.440	0.360
Dividend Growth	12.12%	13.33%	15.38%	18.18%	22.22%	12.50%
Effective Tax Rate	12.85%	20.88%	20.00%	21.93%	21.70%	22.84%

Updated Oct 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q