FB Financial Corporation (FBK)

United States Steel Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	628.3	626.4	599.2	436.36	359.26	294.6
Interest Income on Investments	105.49	99.14	79.22	45.06	25.74	20.05
Total Interest Income	733.79	725.54	678.41	481.42	385	314.64
Interest Paid on Deposits	291.04	296.35	258.82	56.64	30.19	42.86
Interest Paid on Borrowings	9.3	12.69	12.37	12.55	7.44	6.13
Total Interest Expense	300.33	309.04	271.19	69.19	37.63	48.99
Net Interest Income	433.45	416.5	407.22	412.24	347.37	265.66
Net Interest Income Growth (YoY)	7.26%	2.28%	-1.22%	18.67%	30.76%	17.53%
Mortgage Banking Activities	47.59	46.63	44.69	73.58	167.57	255.33
Gain (Loss) on Sale of Investments	-100.7	-56.38	-13.97	-0.38	0.32	1.63
Other Non-Interest Income	37.3	37.75	27.7	29.68	47.51	37.23
Total Non-Interest Income	-6.02	39.07	70.54	114.67	228.26	301.86
Non-Interest Income Growth (YoY)	-	-44.62%	-38.48%	-49.76%	-24.38%	122.94%
Revenues Before Loan Losses	427.43	455.57	477.76	526.9	575.63	567.51
Provision for Loan Losses	16.63	12	2.54	18.98	-40.99	107.97
Revenue	410.81	443.57	475.22	507.92	616.62	459.55
Revenue Growth (YoY)	-9.70%	-6.66%	-6.44%	-17.63%	34.18%	29.68%
Salaries and Employee Benefits	175.56	174.33	193.06	201.63	238.04	223.55
Occupancy Expenses	24.78	24.54	26.4	21.96	21.3	17.92
Amortization of Goodwill & Intangibles	2.69	2.95	3.66	4.59	5.47	5.32
Selling, General & Administrative	40.49	35.52	38.51	47.01	44.78	40.38
Other Non-Interest Expense	63.54	59.56	63.29	60.7	63.97	55.03
Total Non-Interest Expense	307.06	296.9	324.93	335.89	373.57	342.21
EBT Excluding Unusual Items	103.75	146.67	150.29	172.03	243.05	117.34
Pretax Income	100.61	146.67	150.29	159.57	243.05	82.46
Income Tax Expense	10.22	30.62	30.05	35	52.75	18.83
Earnings From Continuing Operations	90.39	116.05	120.24	124.57	190.3	63.63
Minority Interest in Earnings	-0.02	-0.02	-0.02	-0.02	-0.02	-0.01
Net Income	90.38	116.04	120.22	124.56	190.29	63.62
Net Income to Common	90.38	116.04	120.22	124.56	190.29	63.62
Net Income Growth	-22.41%	-3.48%	-3.48%	-34.54%	199.09%	-24.09%
Basic Shares Outstanding	46	47	47	47	47	38
Diluted Shares Outstanding	47	47	47	47	48	38
Shares Change (YoY)	-0.40%	0.11%	-0.88%	-1.49%	25.87%	21.33%
EPS (Basic)	1.94	2.48	2.57	2.64	4.01	1.69
EPS (Diluted)	1.94	2.48	2.57	2.64	3.97	1.67
EPS Growth	-22.01%	-3.50%	-2.66%	-33.50%	137.73%	-36.98%
Dividend Per Share	0.720	0.680	0.600	0.520	0.440	0.360
Dividend Growth	12.50%	13.33%	15.38%	18.18%	22.22%	12.50%
Effective Tax Rate	10.16%	20.88%	20.00%	21.93%	21.70%	22.84%

Updated May 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q