FB Financial Corporation (FBK)

FB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	623.98	626.4	599.2	436.36	359.26	294.6
Interest Income on Investments	105.14	99.14	79.22	45.06	25.74	20.05
Total Interest Income	729.12	725.54	678.41	481.42	385	314.64
Interest Paid on Deposits	293.97	296.35	258.82	56.64	30.19	42.86
Interest Paid on Borrowings	10.49	12.69	12.37	12.55	7.44	6.13
Total Interest Expense	304.46	309.04	271.19	69.19	37.63	48.99
Net Interest Income	424.65	416.5	407.22	412.24	347.37	265.66
Net Interest Income Growth (YoY)	5.36%	2.28%	-1.22%	18.67%	30.76%	17.53%
Mortgage Banking Activities	46.48	46.63	44.69	73.58	167.57	255.33
Gain (Loss) on Sale of Investments	-40.15	-56.38	-13.97	-0.38	0.32	1.63
Other Non-Interest Income	37.6	37.75	27.7	29.68	47.51	37.23
Total Non-Interest Income	54.14	39.07	70.54	114.67	228.26	301.86
Non-Interest Income Growth (YoY)	-1.84%	-44.62%	-38.48%	-49.76%	-24.38%	122.94%
Revenues Before Loan Losses	478.79	455.57	477.76	526.9	575.63	567.51
Provision for Loan Losses	13.51	12	2.54	18.98	-40.99	107.97
Revenue	465.28	443.57	475.22	507.92	616.62	459.55
Revenue Growth (YoY)	2.18%	-6.66%	-6.44%	-17.63%	34.18%	29.68%
Salaries and Employee Benefits	178.06	174.33	193.06	201.63	238.04	223.55
Occupancy Expenses	24.53	24.54	26.4	21.96	21.3	17.92
Amortization of Goodwill & Intangibles	2.81	2.95	3.66	4.59	5.47	5.32
Selling, General & Administrative	36.81	35.52	38.51	47.01	44.78	40.38
Other Non-Interest Expense	61.41	59.56	63.29	60.7	63.97	55.03
Total Non-Interest Expense	303.63	296.9	324.93	335.89	373.57	342.21
EBT Excluding Unusual Items	161.65	146.67	150.29	172.03	243.05	117.34
Pretax Income	161.25	146.67	150.29	159.57	243.05	82.46
Income Tax Expense	33.79	30.62	30.05	35	52.75	18.83
Earnings From Continuing Operations	127.46	116.05	120.24	124.57	190.3	63.63
Minority Interest in Earnings	-0.02	-0.02	-0.02	-0.02	-0.02	-0.01
Net Income	127.45	116.04	120.22	124.56	190.29	63.62
Net Income to Common	127.45	116.04	120.22	124.56	190.29	63.62
Net Income Growth	14.00%	-3.48%	-3.48%	-34.54%	199.09%	-24.09%
Basic Shares Outstanding	47	47	47	47	47	38
Diluted Shares Outstanding	47	47	47	47	48	38
Shares Change (YoY)	-0.01%	0.11%	-0.88%	-1.49%	25.87%	21.33%
EPS (Basic)	2.73	2.48	2.57	2.64	4.01	1.69
EPS (Diluted)	2.73	2.48	2.57	2.64	3.97	1.67
EPS Growth	14.69%	-3.50%	-2.66%	-33.50%	137.73%	-36.98%
Dividend Per Share	0.700	0.680	0.600	0.520	0.440	0.360
Dividend Growth	12.90%	13.33%	15.38%	18.18%	22.22%	12.50%
Effective Tax Rate	20.95%	20.88%	20.00%	21.93%	21.70%	22.84%

Updated Apr 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q