FB Financial Corporation (FBK)

FB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	516.1	416.5	407.22	412.24	347.37
Net Interest Income Growth	23.91%	2.28%	-1.22%	18.67%	30.76%
Non-Interest Income	43.91	39.07	70.54	114.67	228.26
Non-Interest Income Growth	12.39%	-44.62%	-38.48%	-49.76%	-24.38%
Revenues Before Loan Losses	560.01	455.57	477.76	526.9	575.63
Provision for Credit Losses	43.28	12	2.54	18.98	-40.99
Revenue	472.82	404.5	404.68	507.92	616.62
Revenue Growth (YoY)	16.89%	-0.04%	-20.33%	-17.63%	11.27%
Compensation Expenses	217.72	183.81	203.44	211.49	248.32
Selling, General & Admin	55.56	50.58	54.54	59.11	55.8
Other Non-Interest Expenses	104.94	62.51	66.95	77.74	69.45
Total Non-Interest Expense	378.21	296.9	324.93	348.35	373.57
Pretax Income	138.52	146.67	150.29	159.57	243.05
Provision for Income Taxes	15.88	30.62	30.05	35	52.75
Net Income	122.62	116.04	120.22	124.56	190.29
Minority Interest in Earnings	0.02	0.02	0.02	0.02	0.02
Net Income to Common	122.62	116.04	120.22	124.56	190.29
Net Income Growth	5.68%	-3.48%	-3.48%	-34.54%	199.09%
Shares Outstanding (Basic)	50	47	47	47	48
Shares Outstanding (Diluted)	50	47	47	47	48
Shares Change (YoY)	6.82%	0.11%	-0.88%	-1.49%	25.87%
EPS (Basic)	2.47	2.48	2.57	2.64	3.97
EPS (Diluted)	2.45	2.48	2.57	2.64	3.97
EPS Growth	-1.21%	-3.50%	-2.65%	-33.50%	137.73%
Free Cash Flow	147.01	132.25	190.84	789.08	48.79
Free Cash Flow Growth	11.16%	-30.70%	-75.81%	1517.21%	-
Free Cash Flow Per Share	2.94	2.82	4.08	16.70	1.02
Dividends Per Share	0.760	0.680	0.600	0.520	0.440
Dividend Growth	11.77%	13.33%	15.38%	18.18%	22.22%
Profit Margin	25.94%	28.69%	29.71%	50.64%	57.81%
FCF Margin	31.09%	32.70%	47.16%	160.41%	7.41%
EBITDA	17.35	14.91	14.84	12.6	13.89
EBITDA Margin	3.67%	3.69%	3.67%	2.56%	2.11%
Effective Tax Rate	11.46%	20.88%	20.00%	21.94%	21.70%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q