FB Financial Corporation (FBK)

FB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	433.45	416.5	407.22	412.24	347.37	265.66
Net Interest Income Growth	7.26%	2.28%	-1.22%	18.67%	30.76%	17.53%
Non-Interest Income	97.52	39.07	70.54	114.67	228.26	301.86
Non-Interest Income Growth	70.95%	-44.62%	-38.48%	-49.76%	-24.38%	122.94%
Revenues Before Loan Losses	530.97	455.57	477.76	526.9	575.63	567.51
Provision for Credit Losses	-	-	-	-	-	94.61
Revenue	530.97	455.57	477.76	526.9	575.63	472.91
Revenue Growth (YoY)	15.14%	-4.64%	-9.33%	-8.46%	21.72%	33.45%
Compensation Expenses	187.95	183.81	203.44	211.49	248.32	233.77
Selling, General & Admin	52.88	50.58	54.54	59.11	55.8	48.09
Other Non-Interest Expenses	66.23	62.51	66.95	77.74	69.45	95.23
Total Non-Interest Expense	307.06	296.9	324.93	348.35	373.57	377.09
Pretax Income	223.91	146.67	150.29	159.57	243.05	82.46
Provision for Income Taxes	10.22	30.62	30.05	35	52.75	18.83
Net Income	90.38	116.04	120.22	124.56	190.29	63.62
Minority Interest in Earnings	0.02	0.02	0.02	0.02	0.02	0.01
Net Income to Common	90.38	116.04	120.22	124.56	190.29	63.62
Net Income Growth	-22.41%	-3.48%	-3.48%	-34.54%	199.09%	-24.09%
Shares Outstanding (Basic)	46	9	9	47	47	38
Shares Outstanding (Diluted)	47	47	47	47	48	38
Shares Change (YoY)	24.86%	0.11%	-0.88%	-1.49%	25.87%	21.33%
EPS (Basic)	1.93	3.72	3.63	2.64	4.01	1.69
EPS (Diluted)	1.93	2.48	2.57	2.64	3.97	1.67
EPS Growth	-30.82%	-3.50%	-2.65%	-33.50%	137.73%	-36.98%
Free Cash Flow	119.48	132.25	190.84	789.08	48.79	-275.94
Free Cash Flow Growth	-9.66%	-30.70%	-75.81%	1517.21%	-	-
Free Cash Flow Per Share	2.56	2.82	4.08	16.70	1.02	-7.24
Dividends Per Share	0.720	0.680	0.600	0.520	0.440	0.360
Dividend Growth	5.88%	13.33%	15.38%	18.18%	22.22%	12.50%
Profit Margin	17.58%	26.18%	25.27%	24.38%	30.82%	13.93%
FCF Margin	23.24%	29.83%	40.10%	154.45%	7.90%	-60.39%
EBITDA	14.59	14.91	14.84	12.6	13.89	12.86
EBITDA Margin	2.84%	3.36%	3.12%	2.47%	2.25%	2.81%
Effective Tax Rate	4.93%	20.88%	20.00%	21.94%	21.70%	22.84%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q