FB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,018	1,110	981.39	763.13	951.65	1,724
Investment Securities	956.73	942.19	816.68	631.03	520.24	480.31
Trading Asset Securities	-	24.32	29.95	34.74	48.77	27.38
Mortgage-Backed Securities	587.16	613	825.86	913.93	1,052	1,285
Total Investments	1,544	1,579	1,672	1,580	1,621	1,792
Gross Loans	13,180	12,409	9,623	9,425	9,313	7,621
Allowance for Loan Losses	-193.96	-185.98	-151.94	-150.33	-134.19	-125.56
Net Loans	12,986	12,223	9,471	9,275	9,178	7,495
Property, Plant & Equipment	224.71	231.62	196.86	210.03	206.36	185.43
Goodwill	350.35	350.35	242.56	242.56	242.56	242.56
Other Intangible Assets	25.87	32.18	7.15	9.23	12.48	17.53
Loans Held for Sale	255.07	201.08	126.76	67.85	139.45	752.22
Accrued Interest Receivable	60.37	58.57	49.61	52.72	45.68	38.53
Other Receivables	-	48.67	42	26.19	27.11	43.83
Restricted Cash	-	30.68	20.96	14.04	23.33	57.87
Other Current Assets	-	20.01	16.02	13.59	9.28	12.37
Long-Term Deferred Tax Assets	-	12.82	21.6	31.63	42.41	-
Other Real Estate Owned & Foreclosed	8.93	9.57	6.85	4.33	6.15	9.78
Other Long-Term Assets	621.5	391.75	301.82	280.41	283.37	194.28
Total Assets	17,094	16,300	13,157	12,604	12,848	12,598

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	172.65	28.88	26.9	18.41	13.59	22.14
Interest Bearing Deposits	11,889	10,557	8,644	7,685	7,623	7,793
Institutional Deposits	-	718.78	450.01	644.59	556.54	303.29
Non-Interest Bearing Deposits	2,777	2,634	2,116	2,218	2,677	2,740
Total Deposits	14,666	13,910	11,210	10,548	10,856	10,837
Short-Term Borrowings	-	123.37	45.88	276.98	325.17	61.72
Current Portion of Leases	-	9.12	-	-	-	-
Accrued Interest Payable	-	21.55	24.18	18.81	8.65	3.16
Long-Term Debt	265.39	28.1	31.36	21.23	26.21	-
Long-Term Leases	56.22	52.57	61.25	68.97	71.17	47.89
Trust Preferred Securities	-	83.67	130.7	129.65	126.1	129.54
Long-Term Deferred Tax Liabilities	-	-	-	-	-	6.82
Other Long-Term Liabilities	-	94.82	59.14	67.19	95.5	56.83
Total Liabilities	15,160	14,352	11,590	11,150	11,522	11,165

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	49.44	51.75	46.66	46.85	46.74	47.55
Additional Paid-In Capital	954.57	1,082	860.27	864.26	861.59	892.53
Retained Earnings	990.42	846.62	762.29	678.41	586.53	486.67
Comprehensive Income & Other	-60.78	-32.55	-101.68	-134.73	-169.43	5.86
Total Common Equity	1,934	1,948	1,568	1,455	1,325	1,433
Minority Interest	0.09	0.09	0.09	0.09	0.09	0.09
Shareholders' Equity	1,934	1,948	1,568	1,455	1,326	1,433
Total Liabilities & Equity	17,094	16,300	13,157	12,604	12,848	12,598

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	321.61	296.83	269.2	496.82	548.66	239.15
Net Cash (Debt)	696.08	883.38	803.24	348.85	527.16	1,586
Net Cash Growth	-30.66%	9.98%	130.26%	-33.83%	-66.76%	51.76%
Net Cash Per Share	13.43	17.64	17.14	7.45	11.16	33.07
Filing Date Shares Outstanding	49.44	51.76	46.68	46.86	46.63	47.56
Total Common Shares Outstanding	49.44	51.75	46.66	46.85	46.74	47.55
Book Value Per Share	39.11	37.64	33.59	31.05	28.36	30.13
Tangible Book Value	1,557	1,566	1,318	1,203	1,070	1,173
Tangible Book Value Per Share	31.50	30.25	28.24	25.68	22.90	24.66

SEC Filings: 10-K · 10-Q