FB Financial Corporation (FBK)
NYSE: FBK · Real-Time Price · USD
61.48
+0.73 (1.21%)
Aug 11, 2026, 4:00 PM EDT - Market closed
FB Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 196.54 | 122.64 | 116.05 | 120.24 | 124.57 | 190.3 |
Depreciation & Amortization | 20.33 | 17.35 | 14.91 | 14.84 | 12.6 | 13.89 |
Provision for Credit Losses | 49.1 | 43.46 | 12.24 | 1.89 | 15.99 | -41.76 |
Stock-Based Compensation | 16.13 | 17.31 | 9.49 | 10.38 | 9.86 | 10.28 |
Net Change in Loans Held-for-Sale | -11.67 | -43.89 | -15.88 | 77.23 | 663.53 | 85.73 |
Other Adjustments | -61.79 | 14.63 | 23.45 | -7.91 | -80.9 | -161.76 |
Changes in Accrued Interest and Accounts Receivable | -3.46 | -12.49 | -27.68 | 6.56 | -7.22 | 59.28 |
Changes in Accrued Expenses | 2.99 | -2.39 | 7.51 | -15.8 | 56.25 | -100.11 |
Changes in Other Operating Activities | -1.12 | -0.75 | -1.29 | 3.64 | 5.03 | -0.97 |
Operating Cash Flow | 207.05 | 155.86 | 138.8 | 211.07 | 799.71 | 54.9 |
Operating Cash Flow Growth | 76.61% | 12.29% | -34.24% | -73.61% | 1356.80% | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Loans Held-for-Investment | -714.19 | -515.02 | -211.94 | -97.3 | -1,676 | -309.77 |
Net Change in Securities and Investments | -184.2 | 106.28 | -87.74 | 54.16 | -73.35 | -543.09 |
Cash Acquisitions | - | 370.15 | - | - | - | - |
Capital Expenditures | -7.18 | -8.85 | -6.55 | -20.23 | -10.63 | -6.1 |
Sale of Property, Plant & Equipment | 6.15 | 8.29 | 3.33 | 6.21 | 5.83 | 9.4 |
Other Investing Activities | 9.39 | 6.67 | 8.89 | 1.95 | - | - |
Investing Cash Flow | -525.89 | -32.48 | -294 | -55.22 | -1,754 | -849.56 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 475.17 | 231 | 657.65 | -312.9 | 28.78 | 1,379 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 60.1 | 86.37 | -95.27 | 21.82 | 46.23 | 8.52 |
Short-Term Debt Issued | - | - | -130 | 130 | - | - |
Net Short-Term Debt Issued (Repaid) | - | - | -130 | 130 | - | - |
Long-Term Debt Issued | - | - | - | - | - | -60 |
Long-Term Debt Repaid | - | -130.93 | - | - | - | -15 |
Net Long-Term Debt Issued (Repaid) | - | -130.93 | - | - | - | -75 |
Issuance of Common Stock | 0.98 | 0.9 | 0.88 | 0.72 | 1.21 | 1.48 |
Repurchase of Common Stock | -222.33 | -159.07 | -14.55 | -8.32 | -42.82 | -17.75 |
Net Common Stock Issued (Repurchased) | -221.35 | -158.17 | -13.66 | -7.6 | -41.61 | -16.27 |
Common Dividends Paid | -42.5 | -38.22 | -31.95 | -28.28 | -24.67 | -21.58 |
Other Financing Activities | -0.02 | -0.02 | -0.02 | -175.02 | 174.98 | -0.02 |
Financing Cash Flow | 265.47 | -9.98 | 386.76 | -371.98 | 183.72 | 1,275 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -53.37 | 113.41 | 231.56 | -216.12 | -770.69 | 479.84 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 199.87 | 147.01 | 132.25 | 190.84 | 789.08 | 48.79 |
Free Cash Flow Growth | 82.56% | 11.16% | -30.70% | -75.81% | 1517.21% | - |
FCF Margin | 97.01% | 31.09% | 32.70% | 47.16% | 155.36% | 7.91% |
Free Cash Flow Per Share | 3.79 | 2.94 | 2.82 | 4.08 | 16.70 | 1.02 |