FB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	554.42	516.1	416.5	407.22	412.24	347.37
Net Interest Income Growth	30.56%	23.91%	2.28%	-1.22%	18.67%	30.76%
Non-Interest Income	47.25	43.91	39.07	70.54	114.67	228.26
Non-Interest Income Growth	-18.09%	12.39%	-44.62%	-38.48%	-49.76%	-24.38%
Revenues Before Loan Losses	601.68	560.01	455.57	477.76	526.9	575.63
Provision for Credit Losses	45.11	43.28	12	2.54	18.98	-40.99
Revenue	556.57	472.82	404.5	404.68	507.92	616.62
Revenue Growth (YoY)	17.72%	16.89%	-0.04%	-20.33%	-17.63%	11.27%
Compensation Expenses	226.72	217.72	183.81	203.44	211.49	248.32
Selling, General & Admin	56.22	55.56	50.58	54.54	59.11	55.8
Other Non-Interest Expenses	112.82	104.94	62.51	66.95	77.74	69.45
Total Non-Interest Expense	393.83	378.21	296.9	324.93	348.35	373.57
Pretax Income	183.31	138.52	146.67	150.29	159.57	243.05
Provision for Income Taxes	23.04	15.88	30.62	30.05	35	52.75
Net Income	140.79	122.62	116.04	120.22	124.56	190.29
Minority Interest in Earnings	0.02	0.02	0.02	0.02	0.02	0.02
Net Income to Common	140.79	122.62	116.04	120.22	124.56	190.29
Net Income Growth	-14.85%	5.68%	-3.48%	-3.48%	-34.54%	199.09%
Shares Outstanding (Basic)	51	50	47	47	47	48
Shares Outstanding (Diluted)	51	50	47	47	47	48
Shares Change (YoY)	9.53%	6.82%	0.11%	-0.88%	-1.49%	25.87%
EPS (Basic)	2.69	2.47	2.48	2.57	2.64	3.97
EPS (Diluted)	2.66	2.45	2.48	2.57	2.64	3.97
EPS Growth	-2.21%	-1.21%	-3.50%	-2.65%	-33.50%	137.73%
Shares Outstanding	51.76	51.75	46.66	46.85	46.93	47.71
Free Cash Flow	-	147.01	132.25	190.84	789.08	48.79
Free Cash Flow Growth	-	11.16%	-30.70%	-75.81%	1517.21%	-
Free Cash Flow Per Share	-	2.94	2.82	4.08	16.70	1.02
Dividends Per Share	0.780	0.760	0.680	0.600	0.520	0.440
Dividend Growth	2.63%	11.77%	13.33%	15.38%	18.18%	22.22%
Profit Margin	25.82%	25.94%	28.69%	29.71%	49.05%	61.72%
FCF Margin	-	31.09%	32.70%	47.16%	155.36%	7.91%
EBITDA	-	17.35	14.91	14.84	12.6	13.89
EBITDA Margin	-	3.67%	3.69%	3.67%	2.48%	2.25%
Effective Tax Rate	12.57%	11.46%	20.88%	20.00%	21.94%	21.70%

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q