FB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	554.42	516.1	416.5	407.22	412.24	347.37
Net Interest Income Growth	30.56%	23.91%	2.28%	-1.22%	18.67%	30.76%
Non-Interest Income	47.25	43.91	39.07	70.54	114.67	228.26
Non-Interest Income Growth	-12.72%	12.39%	-44.62%	-38.48%	-49.76%	-24.38%
Revenues Before Loan Losses	451.87	560.01	455.57	477.76	526.9	575.63
Provision for Credit Losses	45.11	43.28	12	2.54	18.98	-40.99
Revenue	380.39	472.82	404.5	404.68	507.92	616.62
Revenue Growth (YoY)	12.61%	16.89%	-0.04%	-20.33%	-17.63%	11.27%
Compensation Expenses	226.72	217.72	183.81	203.44	211.49	248.32
Selling, General & Admin	56.22	55.56	50.58	54.54	59.11	55.8
Other Non-Interest Expenses	110.89	104.94	62.51	66.95	77.74	69.45
Total Non-Interest Expense	393.83	378.21	296.9	324.93	348.35	373.57
Pretax Income	33.5	138.52	146.67	150.29	159.57	243.05
Provision for Income Taxes	23.04	15.88	30.62	30.05	35	52.75
Net Income	140.8	122.62	116.04	120.22	124.56	190.29
Minority Interest in Earnings	0.02	0.02	0.02	0.02	0.02	0.02
Net Income to Common	140.8	122.62	116.04	120.22	124.56	190.29
Net Income Growth	10.47%	5.68%	-3.48%	-3.48%	-34.54%	199.09%
Shares Outstanding (Basic)	51	50	47	47	47	48
Shares Outstanding (Diluted)	51	50	47	47	47	48
Shares Change (YoY)	9.53%	6.82%	0.11%	-0.88%	-1.49%	25.87%
EPS (Basic)	2.69	2.47	2.48	2.57	2.64	3.97
EPS (Diluted)	2.66	2.45	2.48	2.57	2.64	3.97
EPS Growth	-2.21%	-1.21%	-3.50%	-2.65%	-33.50%	137.73%
Shares Outstanding	51.42	51.75	46.66	46.85	46.93	47.71
Free Cash Flow	194.4	147.01	132.25	190.84	789.08	48.79
Free Cash Flow Growth	32.23%	11.16%	-30.70%	-75.81%	1517.21%	-
Free Cash Flow Per Share	3.79	2.94	2.82	4.08	16.70	1.02
Dividends Per Share	0.780	0.760	0.680	0.600	0.520	0.440
Dividend Growth	2.63%	11.77%	13.33%	15.38%	18.18%	22.22%
Profit Margin	37.78%	25.94%	28.69%	29.71%	49.05%	61.72%
FCF Margin	51.11%	31.09%	32.70%	47.16%	155.36%	7.91%
EBITDA	18.94	17.35	14.91	14.84	12.6	13.89
EBITDA Margin	4.98%	3.67%	3.69%	3.67%	2.48%	2.25%
Effective Tax Rate	68.75%	11.46%	20.88%	20.00%	21.94%	21.70%

Updated May 4, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q