FB Financial Statistics

Total Valuation

FB Financial has a market cap or net worth of $1.97 billion. The enterprise value is $1.40 billion.

Market Cap	1.97B
Enterprise Value	1.40B

Important Dates

The next estimated earnings date is Monday, July 14, 2025, after market close.

Earnings Date	Jul 14, 2025
Ex-Dividend Date	May 13, 2025

Share Statistics

FB Financial has 45.95 million shares outstanding. The number of shares has decreased by -0.01% in one year.

Current Share Class	45.95M
Shares Outstanding	45.95M
Shares Change (YoY)	-0.01%
Shares Change (QoQ)	+0.34%
Owned by Insiders (%)	2.04%
Owned by Institutions (%)	67.69%
Float	34.07M

Valuation Ratios

The trailing PE ratio is 15.68 and the forward PE ratio is 11.35.

PE Ratio	15.68
Forward PE	11.35
PS Ratio	4.29
Forward PS	3.45
PB Ratio	1.24
P/TBV Ratio	1.45
P/FCF Ratio	24.74
P/OCF Ratio	22.84
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	10.97
EV / Sales	3.01
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	17.59

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.18
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.27%.

Return on Equity (ROE)	8.27%
Return on Assets (ROA)	0.99%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$312,268
Profits Per Employee	$85,534
Employee Count	1,490
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FB Financial has paid $33.79 million in taxes.

Income Tax	33.79M
Effective Tax Rate	20.95%

Stock Price Statistics

The stock price has increased by +19.73% in the last 52 weeks. The beta is 0.93, so FB Financial's price volatility has been similar to the market average.

Beta (5Y)	0.93
52-Week Price Change	+19.73%
50-Day Moving Average	43.61
200-Day Moving Average	48.65
Relative Strength Index (RSI)	42.22
Average Volume (20 Days)	178,536

Short Selling Information

The latest short interest is 1.07 million, so 2.33% of the outstanding shares have been sold short.

Short Interest	1.07M
Short Previous Month	856,912
Short % of Shares Out	2.33%
Short % of Float	3.15%
Short Ratio (days to cover)	3.97

Income Statement

In the last 12 months, FB Financial had revenue of $465.28 million and earned $127.45 million in profits. Earnings per share was $2.73.

Revenue	465.28M
Gross Profit	465.28M
Operating Income	164.47M
Pretax Income	144.21M
Net Income	127.45M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.73

Full Income Statement

Balance Sheet

The company has $820.86 million in cash and $252.74 million in debt, giving a net cash position of $568.12 million or $12.36 per share.

Cash & Cash Equivalents	820.86M
Total Debt	252.74M
Net Cash	568.12M
Net Cash Per Share	$12.36
Equity (Book Value)	1.60B
Book Value Per Share	34.44
Working Capital	-10.24B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $86.07 million and capital expenditures -$6.59 million, giving a free cash flow of $79.49 million.

Operating Cash Flow	86.07M
Capital Expenditures	-6.59M
Free Cash Flow	79.49M
FCF Per Share	$1.73

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	35.35%
Pretax Margin	34.66%
Profit Margin	27.39%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	17.08%

Dividends & Yields

This stock pays an annual dividend of $0.76, which amounts to a dividend yield of 1.78%.

Dividend Per Share	$0.76
Dividend Yield	1.78%
Dividend Growth (YoY)	12.50%
Years of Dividend Growth	7
Payout Ratio	27.84%
Buyback Yield	0.01%
Shareholder Yield	1.78%
Earnings Yield	6.48%
FCF Yield	4.04%

Dividend Details

Analyst Forecast

The average price target for FB Financial is $54.00, which is 26.20% higher than the current price. The consensus rating is "Hold".

Price Target	$54.00
Price Target Difference	26.20%
Analyst Consensus	Hold
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3