FB Financial Corporation (FBK)

FB Financial Statistics

Total Valuation

FB Financial has a market cap or net worth of $2.17 billion. The enterprise value is $1.23 billion.

Market Cap	2.17B
Enterprise Value	1.23B

Important Dates

The last earnings date was Monday, July 14, 2025, after market close.

Earnings Date	Jul 14, 2025
Ex-Dividend Date	Aug 12, 2025

Share Statistics

FB Financial has 45.81 million shares outstanding. The number of shares has decreased by -0.40% in one year.

Current Share Class	45.81M
Shares Outstanding	45.81M
Shares Change (YoY)	-0.40%
Shares Change (QoQ)	-1.80%
Owned by Insiders (%)	2.14%
Owned by Institutions (%)	68.86%
Float	33.88M

Valuation Ratios

The trailing PE ratio is 24.47 and the forward PE ratio is 11.44.

PE Ratio	24.47
Forward PE	11.44
PS Ratio	5.37
Forward PS	3.27
PB Ratio	1.35
P/TBV Ratio	1.59
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.64
EV / Sales	3.00
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.81%.

Return on Equity (ROE)	5.81%
Return on Assets (ROA)	0.70%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$275,709
Profits Per Employee	$60,655
Employee Count	1,490
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FB Financial has paid $10.22 million in taxes.

Income Tax	10.22M
Effective Tax Rate	10.16%

Stock Price Statistics

The stock price has increased by +1.67% in the last 52 weeks. The beta is 0.92, so FB Financial's price volatility has been similar to the market average.

Beta (5Y)	0.92
52-Week Price Change	+1.67%
50-Day Moving Average	45.84
200-Day Moving Average	48.66
Relative Strength Index (RSI)	48.67
Average Volume (20 Days)	572,298

Short Selling Information

The latest short interest is 802,779, so 1.75% of the outstanding shares have been sold short.

Short Interest	802,779
Short Previous Month	919,487
Short % of Shares Out	1.75%
Short % of Float	2.37%
Short Ratio (days to cover)	1.71

Income Statement

In the last 12 months, FB Financial had revenue of $410.81 million and earned $90.38 million in profits. Earnings per share was $1.94.

Revenue	410.81M
Gross Profit	410.81M
Operating Income	106.44M
Pretax Income	144.21M
Net Income	90.38M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.94

Balance Sheet

The company has $1.17 billion in cash and $223.77 million in debt, giving a net cash position of $941.96 million or $20.56 per share.

Cash & Cash Equivalents	1.17B
Total Debt	223.77M
Net Cash	941.96M
Net Cash Per Share	$20.56
Equity (Book Value)	1.61B
Book Value Per Share	35.17
Working Capital	-10.15B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	25.91%
Pretax Margin	24.49%
Profit Margin	22.00%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.76, which amounts to a dividend yield of 1.60%.

Dividend Per Share	$0.76
Dividend Yield	1.60%
Dividend Growth (YoY)	12.12%
Years of Dividend Growth	7
Payout Ratio	38.14%
Buyback Yield	0.40%
Shareholder Yield	1.96%
Earnings Yield	4.16%
FCF Yield	n/a

Analyst Forecast

The average price target for FB Financial is $58.50, which is 23.24% higher than the current price. The consensus rating is "Buy".

Price Target	$58.50
Price Target Difference	23.24%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2