FCBC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	261.55	249.23	252.94	255.37	225.33	204.95
Net Interest Income Growth	5.56%	-1.47%	-0.95%	13.33%	9.94%	-5.62%
Non-Interest Income	-0	42.89	39.39	37.45	37.18	34.3
Non-Interest Income Growth	-	8.88%	5.17%	0.73%	8.40%	14.98%
Revenues Before Loan Losses	261.55	292.11	292.33	292.82	262.51	239.25
Provision for Credit Losses	0.9	0.07	3.6	7.99	6.57	-8.47
Revenue	260.65	292.04	288.73	284.84	255.94	247.72
Revenue Growth (YoY)	-9.07%	1.15%	1.37%	11.29%	3.32%	5.72%
Compensation Expenses	-	56.43	51.7	49.89	47.18	44.24
Selling, General & Admin	-	28.94	27.84	26.13	23.26	21.3
Other Non-Interest Expenses	-	18.93	17.03	19.16	12.67	13.18
Total Non-Interest Expense	110.21	104.3	96.57	95.18	83.12	78.72
Pretax Income	76.84	63.13	65.69	61.97	60.16	66.53
Provision for Income Taxes	17.57	14.33	14.09	13.95	13.5	15.36
Net Income	59.27	48.79	51.6	48.02	46.66	51.17
Net Income to Common	59.27	48.79	51.6	48.02	46.66	51.17
Net Income Growth	18.22%	-5.45%	7.46%	2.91%	-8.81%	42.43%
Shares Outstanding (Basic)	19	18	18	18	17	17
Shares Outstanding (Diluted)	19	18	18	18	17	17
Shares Change (YoY)	1.58%	-0.11%	2.24%	8.85%	-4.83%	-2.31%
EPS (Basic)	3.18	2.66	2.81	2.67	2.82	2.95
EPS (Diluted)	3.17	2.65	2.80	2.67	2.82	2.94
EPS Growth	16.12%	-5.36%	4.87%	-5.32%	-4.08%	45.55%
Free Cash Flow	-	60	54.93	59.06	57.86	45.18
Free Cash Flow Growth	-	9.23%	-6.99%	2.06%	28.08%	5.93%
Free Cash Flow Per Share	-	3.26	2.98	3.28	3.49	2.60
Dividends Per Share	1.260	1.240	1.200	1.160	1.140	1.060
Dividend Growth	1.61%	3.33%	3.45%	1.75%	7.55%	6.00%
Profit Margin	22.74%	16.71%	17.87%	16.86%	18.23%	20.66%
FCF Margin	-	20.55%	19.03%	20.73%	22.61%	18.24%
Effective Tax Rate	22.87%	22.70%	21.45%	22.52%	22.43%	23.09%

SEC Filings: 10-K · 10-Q