First Community Corporation (FCCO)

First Community Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	62.02	52.04	48.89	47.94	45.28
Net Interest Income Growth	19.18%	6.44%	1.98%	5.88%	13.13%
Non-Interest Income	16.95	14	10.42	11.57	13.9
Non-Interest Income Growth	21.00%	34.38%	-9.92%	-16.79%	0.98%
Revenues Before Loan Losses	78.97	66.04	59.31	59.51	59.18
Provision for Credit Losses	0.77	0.81	1.13	-0.15	0.34
Revenue	78.2	65.24	58.18	59.66	58.85
Revenue Growth (YoY)	19.87%	12.12%	-2.48%	1.39%	17.39%
Compensation Expenses	31.95	29.26	25.86	25.36	24.49
Selling, General & Admin	9.19	7.49	7.17	6.54	6.34
Other Non-Interest Expenses	12.2	10.71	10.11	9.36	8.37
Total Non-Interest Expense	53.34	47.47	43.14	41.25	39.2
Pretax Income	24.86	17.77	15.04	18.41	19.65
Provision for Income Taxes	5.65	3.82	3.2	3.8	4.18
Net Income	19.21	13.96	11.84	14.61	15.47
Net Income to Common	19.21	13.96	11.84	14.61	15.47
Net Income Growth	37.62%	17.83%	-18.96%	-5.51%	53.13%
Shares Outstanding (Basic)	8	8	8	8	7
Shares Outstanding (Diluted)	8	8	8	8	8
Shares Change (YoY)	0.77%	0.72%	0.51%	0.78%	0.90%
EPS (Basic)	2.51	1.83	1.56	1.94	2.06
EPS (Diluted)	2.47	1.81	1.55	1.92	2.05
EPS Growth	36.46%	16.77%	-19.27%	-6.34%	51.85%
Free Cash Flow	17.58	10.53	11.95	20.9	57.12
Free Cash Flow Growth	66.99%	-11.90%	-42.83%	-63.40%	-
Free Cash Flow Per Share	2.27	1.37	1.56	2.75	7.57
Dividends Per Share	0.630	0.590	0.560	0.530	0.490
Dividend Growth	6.78%	5.36%	5.66%	8.16%	2.08%
Profit Margin	24.56%	21.39%	20.35%	24.49%	26.28%
FCF Margin	22.48%	16.14%	20.54%	35.03%	97.06%
EBITDA	1.87	1.86	1.92	1.82	1.92
EBITDA Margin	2.39%	2.86%	3.30%	3.05%	3.25%
Effective Tax Rate	22.74%	21.47%	21.26%	20.63%	21.29%

Updated Jan 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q