First Community Corporation (FCCO)

First Community Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	72.24	66.43	52.32	39.23	39.67	37.04
Interest Income on Investments	22.99	22.99	20.38	11.88	7.85	6.74
Total Interest Income	95.23	89.42	72.7	51.12	47.52	43.78
Interest Paid on Deposits	29.46	31.17	16.56	1.85	1.74	3.02
Interest Paid on Borrowings	6.21	6.21	7.24	1.33	0.5	0.73
Total Interest Expense	35.67	37.38	23.81	3.17	2.24	3.76
Net Interest Income	59.57	52.04	48.89	47.94	45.28	40.02
Net Interest Income Growth (YoY)	18.00%	6.44%	1.98%	5.88%	13.13%	8.61%
Mortgage Banking Activities	3.28	2.37	1.41	1.9	4.32	5.56
Gain (Loss) on Sale of Assets	0.12	-0.01	-	-0.07	0.12	-
Gain (Loss) on Sale of Investments	-	-	-1.25	-	-	0.1
Other Non-Interest Income	11.75	10.58	9.03	8.82	8.24	6.53
Total Non-Interest Income	16.07	13.9	10.3	11.56	13.73	13.46
Non-Interest Income Growth (YoY)	21.43%	34.94%	-10.91%	-15.81%	2.04%	14.67%
Revenues Before Loan Losses	75.63	65.94	59.19	59.51	59.01	53.48
Provision for Loan Losses	0.64	0.81	1.13	-0.15	0.34	3.66
Revenue	74.99	65.13	58.06	59.66	58.68	49.82
Revenue Growth (YoY)	19.52%	12.17%	-2.67%	1.67%	17.78%	2.83%
Salaries and Employee Benefits	28.57	26.62	23.68	25.36	24.49	24.03
Federal Deposit Insurance	1.17	1.18	0.9	0.47	0.62	0.4
Amortization of Goodwill & Intangibles	0.16	0.16	0.16	0.16	0.2	0.36
Selling, General & Administrative	8.81	8.7	8.4	5.6	5.42	4.99
Other Non-Interest Expense	11.69	10.71	10.11	9.36	8.37	7.55
Total Non-Interest Expense	50.53	47.47	43.14	41.25	39.2	37.53
EBT Excluding Unusual Items	24.46	17.67	14.92	18.4	19.48	12.28
Other Unusual Items	0.2	0.11	0.12	0.01	0.17	-
Pretax Income	23.85	17.77	15.04	18.41	19.65	12.6
Income Tax Expense	5.24	3.82	3.2	3.8	4.18	2.5
Net Income	18.61	13.96	11.84	14.61	15.47	10.1
Net Income to Common	18.61	13.96	11.84	14.61	15.47	10.1
Net Income Growth	42.91%	17.83%	-18.96%	-5.51%	53.13%	-7.95%
Basic Shares Outstanding	8	8	8	8	7	7
Diluted Shares Outstanding	8	8	8	8	8	7
Shares Change (YoY)	0.92%	0.72%	0.51%	0.78%	0.90%	-1.40%
EPS (Basic)	2.43	1.83	1.56	1.94	2.06	1.36
EPS (Diluted)	2.40	1.81	1.55	1.92	2.05	1.35
EPS Growth	41.97%	16.77%	-19.27%	-6.34%	51.85%	-6.90%
Dividend Per Share	0.620	0.590	0.560	0.530	0.490	0.480
Dividend Growth	6.90%	5.36%	5.66%	8.16%	2.08%	6.67%
Effective Tax Rate	21.98%	21.47%	21.26%	20.63%	21.29%	19.82%

Updated Oct 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q