Home » Stocks » First Community

First Community Corporation (FCCO)

Stock Price: $13.60 USD -0.18 (-1.31%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 101.81M
Revenue (ttm) 48.16M
Net Income (ttm) 10.27M
Shares Out 7.49M
EPS (ttm) 1.29
PE Ratio 10.54
Forward PE 12.53
Dividend $0.48
Dividend Yield 3.53%

Stock Quote

Trading Day Aug 7, 2020
Last Price $13.60
Previous Close $13.78
Change ($) -0.18
Change (%) -1.31%
Day's Open 13.75
Day's Range 13.33 - 13.83
Day's Volume 13,373
52-Week Range 12.51 - 22.00

More Stats

Market Cap 101.81M
Enterprise Value 116.67M
Earnings Date (est) n/a
Ex-Dividend Date Jul 31, 2020
Shares Outstanding 7.49M
Float 7.06M
EPS (basic) 1.37
EPS (diluted) 1.29
FCF / Share 1.06
Dividend $0.48
Dividend Yield 3.53%
Earnings Yield 9.49%
FCF Yield 7.75%
Payout Ratio 32.80%
Shares Short 173,013
Short Ratio 2.69
Short % of Float 2.31%
Beta 0.74
PE Ratio 10.54
Forward PE 12.53
P/FCF Ratio 12.90
PS Ratio 2.11
PB Ratio 0.79
Revenue 48.16M
Operating Income 12.96M
Net Income 10.27M
Free Cash Flow 7.89M
Net Cash -14.86M
Net Cash / Share -1.98
Gross Margin 101.18%
Operating Margin 26.91%
Profit Margin 21.30%
FCF Margin 16.39%
ROA 0.79%
ROE 7.74%
ROIC 1.10%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (5)

Buy 2
Overweight 1
Hold 2
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$16.20*
(19.12% upside)
Low
15.0
Current: $13.60
High
17.0
Target: 16.20
*Average 12-month price target from 5 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue48.4546.0538.5034.6333.0831.0625.7125.0323.1820.10
Revenue Growth5.21%19.59%11.2%4.67%6.5%20.81%2.71%7.98%15.32%-
Gross Profit48.4546.0538.5034.6333.0831.0625.7125.0323.1820.10
Operating Income13.8313.929.158.858.407.105.295.594.782.42
Net Income10.9711.235.826.686.135.124.143.973.321.85
Shares Outstanding7.427.636.716.706.686.665.305.223.303.27
Earnings Per Share1.451.450.830.980.910.780.780.790.810.36
EPS Growth0%74.7%-15.31%7.69%16.67%0%-1.27%-2.47%125%-
Dividend Per Share0.440.400.360.320.280.240.220.120.160.16
Dividend Growth10%11.11%12.5%14.29%16.67%9.09%83.33%-25%0%-
Operating Cash Flow4.9920.1818.355.1414.5112.0116.266.036.559.66
Capital Expenditures-2.49-0.32-3.07-1.24-2.67-3.22-3.31-0.81-0.30-0.24
Free Cash Flow2.5019.8615.283.9011.848.7912.965.236.259.42
Cash & Equivalents47.6932.2730.5922.0022.9422.5314.1718.7116.4926.46
Total Debt51.7443.2248.4858.5360.7961.6577.4267.7175.3996.36
Net Cash / Debt-4.05-10.95-17.89-36.53-37.84-39.12-63.26-49.00-58.90-69.90
Assets1,1701,0921,051915863812633603594599
Liabilities1,050979945833784738581549546557
Book Value12011210681.8679.0474.5352.6754.1847.9041.80
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name First Community Corporation
Country United States
Employees 242
CEO Michael C. Crapps

Stock Information

Ticker Symbol FCCO
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: FCCO
IPO Date July 7, 1998

Description

First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals. The company operates through four segments: Commercial and Retail Banking, Mortgage Banking, Investment Advisory and Non-Deposit, and Corporate. Its deposit products include demand deposit accounts, checking accounts, NOW accounts, and savings accounts, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. The company's loan portfolio comprises commercial loans that consist of secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans, including secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. It also provides other banking services, which include Internet banking, cash management services, safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. In addition, the company offers non-deposit investment products and other investment brokerage services; VISA and MasterCard credit card services; financial and investment advisory services; and insurance services. It operates 20 full-service offices located in the Lexington County, Richland County, Newberry County, Kershaw County, Greenville County, Anderson County, Pickens County, and Aiken County, South Carolina; and Richmond County, Georgia. First Community Corporation was incorporated in 1995 and is headquartered in Lexington, South Carolina.