First Community Corporation (FCCO)
Stock Price Chart
Key Info
| Market Cap | 101.81M |
| Revenue (ttm) | 48.16M |
| Net Income (ttm) | 10.27M |
| Shares Out | 7.49M |
| EPS (ttm) | 1.29 |
| PE Ratio | 10.54 |
| Forward PE | 12.53 |
| Dividend | $0.48 |
| Dividend Yield | 3.53% |
Stock Quote
| Trading Day | Aug 7, 2020 |
| Last Price | $13.60 |
| Previous Close | $13.78 |
| Change ($) | -0.18 |
| Change (%) | -1.31% |
| Day's Open | 13.75 |
| Day's Range | 13.33 - 13.83 |
| Day's Volume | 13,373 |
| 52-Week Range | 12.51 - 22.00 |
More Stats
| Market Cap | 101.81M |
| Enterprise Value | 116.67M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Jul 31, 2020 |
| Shares Outstanding | 7.49M |
| Float | 7.06M |
| EPS (basic) | 1.37 |
| EPS (diluted) | 1.29 |
| FCF / Share | 1.06 |
| Dividend | $0.48 |
| Dividend Yield | 3.53% |
| Earnings Yield | 9.49% |
| FCF Yield | 7.75% |
| Payout Ratio | 32.80% |
| Shares Short | 173,013 |
| Short Ratio | 2.69 |
| Short % of Float | 2.31% |
| Beta | 0.74 |
| PE Ratio | 10.54 |
| Forward PE | 12.53 |
| P/FCF Ratio | 12.90 |
| PS Ratio | 2.11 |
| PB Ratio | 0.79 |
| Revenue | 48.16M |
| Operating Income | 12.96M |
| Net Income | 10.27M |
| Free Cash Flow | 7.89M |
| Net Cash | -14.86M |
| Net Cash / Share | -1.98 |
| Gross Margin | 101.18% |
| Operating Margin | 26.91% |
| Profit Margin | 21.30% |
| FCF Margin | 16.39% |
| ROA | 0.79% |
| ROE | 7.74% |
| ROIC | 1.10% |
Analyst Summary
Analyst Consensus: Overweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 48.45 | 46.05 | 38.50 | 34.63 | 33.08 | 31.06 | 25.71 | 25.03 | 23.18 | 20.10 |
| Revenue Growth | 5.21% | 19.59% | 11.2% | 4.67% | 6.5% | 20.81% | 2.71% | 7.98% | 15.32% | - |
| Gross Profit | 48.45 | 46.05 | 38.50 | 34.63 | 33.08 | 31.06 | 25.71 | 25.03 | 23.18 | 20.10 |
| Operating Income | 13.83 | 13.92 | 9.15 | 8.85 | 8.40 | 7.10 | 5.29 | 5.59 | 4.78 | 2.42 |
| Net Income | 10.97 | 11.23 | 5.82 | 6.68 | 6.13 | 5.12 | 4.14 | 3.97 | 3.32 | 1.85 |
| Shares Outstanding | 7.42 | 7.63 | 6.71 | 6.70 | 6.68 | 6.66 | 5.30 | 5.22 | 3.30 | 3.27 |
| Earnings Per Share | 1.45 | 1.45 | 0.83 | 0.98 | 0.91 | 0.78 | 0.78 | 0.79 | 0.81 | 0.36 |
| EPS Growth | 0% | 74.7% | -15.31% | 7.69% | 16.67% | 0% | -1.27% | -2.47% | 125% | - |
| Dividend Per Share | 0.44 | 0.40 | 0.36 | 0.32 | 0.28 | 0.24 | 0.22 | 0.12 | 0.16 | 0.16 |
| Dividend Growth | 10% | 11.11% | 12.5% | 14.29% | 16.67% | 9.09% | 83.33% | -25% | 0% | - |
| Operating Cash Flow | 4.99 | 20.18 | 18.35 | 5.14 | 14.51 | 12.01 | 16.26 | 6.03 | 6.55 | 9.66 |
| Capital Expenditures | -2.49 | -0.32 | -3.07 | -1.24 | -2.67 | -3.22 | -3.31 | -0.81 | -0.30 | -0.24 |
| Free Cash Flow | 2.50 | 19.86 | 15.28 | 3.90 | 11.84 | 8.79 | 12.96 | 5.23 | 6.25 | 9.42 |
| Cash & Equivalents | 47.69 | 32.27 | 30.59 | 22.00 | 22.94 | 22.53 | 14.17 | 18.71 | 16.49 | 26.46 |
| Total Debt | 51.74 | 43.22 | 48.48 | 58.53 | 60.79 | 61.65 | 77.42 | 67.71 | 75.39 | 96.36 |
| Net Cash / Debt | -4.05 | -10.95 | -17.89 | -36.53 | -37.84 | -39.12 | -63.26 | -49.00 | -58.90 | -69.90 |
| Assets | 1,170 | 1,092 | 1,051 | 915 | 863 | 812 | 633 | 603 | 594 | 599 |
| Liabilities | 1,050 | 979 | 945 | 833 | 784 | 738 | 581 | 549 | 546 | 557 |
| Book Value | 120 | 112 | 106 | 81.86 | 79.04 | 74.53 | 52.67 | 54.18 | 47.90 | 41.80 |
Company Profile
Company Details
| Full Name | First Community Corporation |
| Country | United States |
| Employees | 242 |
| CEO | Michael C. Crapps |
Stock Information
| Ticker Symbol | FCCO |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: FCCO |
| IPO Date | July 7, 1998 |
Description
First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals. The company operates through four segments: Commercial and Retail Banking, Mortgage Banking, Investment Advisory and Non-Deposit, and Corporate. Its deposit products include demand deposit accounts, checking accounts, NOW accounts, and savings accounts, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. The company's loan portfolio comprises commercial loans that consist of secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans, including secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. It also provides other banking services, which include Internet banking, cash management services, safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. In addition, the company offers non-deposit investment products and other investment brokerage services; VISA and MasterCard credit card services; financial and investment advisory services; and insurance services. It operates 20 full-service offices located in the Lexington County, Richland County, Newberry County, Kershaw County, Greenville County, Anderson County, Pickens County, and Aiken County, South Carolina; and Richmond County, Georgia. First Community Corporation was incorporated in 1995 and is headquartered in Lexington, South Carolina.