First Community Corporation (FCCO)
NASDAQ: FCCO · Real-Time Price · USD
33.63
+0.23 (0.69%)
Aug 28, 2026, 4:00 PM EDT - Market closed
First Community Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 162.18 | 161.06 | 149.83 | 94.7 | 37.4 | 69.02 |
Investment Securities | 131.73 | 145.52 | 140.61 | 149.8 | 195.48 | 168.2 |
Trading Asset Securities | - | 0.02 | 0.9 | 1.07 | - | - |
Mortgage-Backed Securities | 379.08 | 345.25 | 349.77 | 350.9 | 366.37 | 397.73 |
Total Investments | 510.81 | 490.78 | 491.27 | 501.77 | 561.85 | 565.93 |
Gross Loans | 1,578 | 1,311 | 1,221 | 1,134 | 980.86 | 863.7 |
Allowance for Loan Losses | -18.52 | -13.81 | -13.14 | -12.27 | -11.34 | -11.18 |
Net Loans | 1,560 | 1,297 | 1,207 | 1,122 | 969.52 | 852.52 |
Property, Plant & Equipment | 31.78 | 31.53 | 32.45 | 33.84 | 33.98 | 35.67 |
Goodwill | 29.4 | 14.64 | 14.64 | 14.64 | 14.64 | 14.64 |
Other Intangible Assets | 2.68 | 0.29 | 0.45 | 0.6 | 0.76 | 0.92 |
Loans Held for Sale | 11.95 | 10.74 | 9.66 | 4.43 | 1.78 | 7.12 |
Accrued Interest Receivable | - | 4.6 | 4.1 | 3.6 | - | - |
Long-Term Deferred Tax Assets | - | 9.66 | 10.42 | 11.02 | 11.66 | 1.81 |
Other Real Estate Owned & Foreclosed | 0.17 | 0.17 | 0.54 | 0.62 | 0.93 | 1.17 |
Other Long-Term Assets | 63.61 | 35.65 | 35.96 | 35.23 | 37.52 | 35.02 |
Total Assets | 2,372 | 2,058 | 1,958 | 1,828 | 1,673 | 1,585 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 1.82 | 1.6 | 1.44 | 1.26 | 1.11 |
Interest Bearing Deposits | 1,390 | 940.48 | 884.52 | 826.06 | 857.94 | 837.31 |
Institutional Deposits | 107.11 | 341.8 | 328.66 | 252.61 | 66.43 | 79.29 |
Non-Interest Bearing Deposits | 527.9 | 467.27 | 462.72 | 432.33 | 461.01 | 444.69 |
Total Deposits | 2,025 | 1,750 | 1,676 | 1,511 | 1,385 | 1,361 |
Short-Term Borrowings | 96.55 | 107.19 | 103.11 | 152.86 | 140.74 | 54.22 |
Current Portion of Leases | 0.31 | 0.39 | - | - | - | - |
Long-Term Leases | 2.13 | 1.99 | 2.65 | 3.43 | 2.83 | 2.95 |
Trust Preferred Securities | 14.96 | 14.96 | 14.96 | 14.96 | 14.96 | 14.96 |
Other Long-Term Liabilities | 5.58 | 14.28 | 15.31 | 12.94 | 9.4 | 8.98 |
Total Liabilities | 2,144 | 1,890 | 1,814 | 1,697 | 1,555 | 1,444 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 9.4 | 7.69 | 7.64 | 7.61 | 7.58 | 7.55 |
Additional Paid-In Capital | 143.99 | 94.91 | 93.83 | 93.17 | 92.68 | 92.14 |
Retained Earnings | 90.39 | 80.29 | 65.84 | 56.3 | 49.03 | 38.33 |
Comprehensive Income & Other | -15.8 | -15.34 | -22.82 | -26.01 | -30.93 | 2.99 |
Shareholders' Equity | 227.99 | 167.56 | 144.49 | 131.06 | 118.36 | 141 |
Total Liabilities & Equity | 2,372 | 2,058 | 1,958 | 1,828 | 1,673 | 1,585 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 113.95 | 124.53 | 120.72 | 171.25 | 158.54 | 72.13 |
Net Cash (Debt) | 48.24 | 36.55 | 30 | -75.49 | -121.14 | -3.11 |
Net Cash Growth | -22.99% | 21.82% | - | - | - | - |
Net Cash Per Share | 5.62 | 4.71 | 3.90 | -9.87 | -15.92 | -0.41 |
Filing Date Shares Outstanding | 9.4 | 9.38 | 7.67 | 7.63 | 7.59 | 7.56 |
Total Common Shares Outstanding | 9.4 | 7.69 | 7.64 | 7.61 | 7.58 | 7.55 |
Book Value Per Share | 24.25 | 21.78 | 18.90 | 17.23 | 15.62 | 18.68 |
Tangible Book Value | 195.91 | 152.63 | 129.41 | 115.82 | 102.96 | 125.44 |
Tangible Book Value Per Share | 20.84 | 19.84 | 16.93 | 15.23 | 13.59 | 16.62 |