First Community Corporation (FCCO)
NASDAQ: FCCO · Real-Time Price · USD
33.63
+0.23 (0.69%)
Aug 28, 2026, 4:00 PM EDT - Market closed

First Community Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
88.2878.0165.1358.0659.6658.68
Revenue Growth
22.76%19.77%12.17%-2.67%1.67%17.78%
Net Income
23.1219.2113.9611.8414.6115.47
Earnings Per Share
2.692.471.811.551.922.05
EPS Growth
20.63%36.46%16.77%-19.27%-6.34%51.85%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Segment
7.156.094.454.213.813.62
Mortgage Banking
9.829.336.43.613.435.33
Commercial and Retail Banking
68.3862.1653.8451.2252.4149.93
Eliminations
-7.97-6.95-5.63-5.36-4.46-4.02
Investment Advisory and Non-Deposit
8.577.576.184.514.484
Total
88.7178.265.2458.1859.6658.85

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
162.18161.08150.7295.7637.469.02
Total Debt
113.95124.53120.72171.25158.5472.13
Net Cash (Debt)
48.2436.5530-75.49-121.14-3.11
Net Cash Growth
-22.99%21.82%----
Net Cash Per Share
5.624.713.90-9.87-15.92-0.41

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
7.618.6911.6213.0222.1357.93
Capital Expenditures
-1.02-1.11-1.1-1.07-1.22-0.81
Free Cash Flow
6.5717.5810.5311.9520.957.12
Free Cash Flow Growth
-48.86%66.99%-11.90%-42.83%-63.40%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
26.18%24.62%21.43%20.40%24.50%26.36%
FCF Margin
7.45%22.54%16.16%20.58%35.04%97.34%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6800.6300.5900.5600.5300.490
Dividend Per Share Growth
6.56%6.78%5.36%5.66%8.16%2.08%
Dividend Yield
2.02%2.16%2.56%2.79%2.67%2.66%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.5011.8713.1413.8211.3410.18
Forward PE
10.3510.6012.1414.4110.4011.56
P/FCF Ratio
48.0912.9717.4213.697.932.76
PS Ratio
3.582.922.822.822.782.68