First Community Corporation (FCCO)
NASDAQ: FCCO · Real-Time Price · USD
33.91
-0.30 (-0.88%)
At close: Aug 10, 2026, 4:00 PM EDT
33.81
-0.10 (-0.29%)
After-hours: Aug 10, 2026, 4:10 PM EDT

First Community Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
88.2778.265.2458.1859.6658.85
Revenue Growth
21.75%19.87%12.12%-2.48%1.39%17.39%
Net Income
23.1219.2113.9611.8414.6115.47
Earnings Per Share
2.682.471.811.551.922.05
EPS Growth
20.18%36.46%16.77%-19.27%-6.34%51.85%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial and Retail Banking
62.1653.8451.2252.4149.93
Eliminations
-6.95-5.63-5.36-4.46-4.02
Corporate Segment
6.094.454.213.813.62
Mortgage Banking
9.336.43.613.435.33
Investment Advisory and Non-Deposit
7.576.184.514.484
Total
78.265.2458.1859.6658.85

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
0161.06149.8394.737.469.02
Total Debt
14.9614.9614.9614.9614.9614.96
Net Cash (Debt)
-14.96146.1134.8679.7322.4454.06
Net Cash Growth
-8.33%69.15%255.35%-58.49%8.05%
Net Cash Per Share
-1.7418.8217.5110.432.957.16

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
9.8318.6911.6213.0222.1357.93
Capital Expenditures
-1.01-1.11-1.1-1.07-1.22-0.81
Free Cash Flow
8.8217.5810.5311.9520.957.12
Free Cash Flow Growth
-25.60%66.99%-11.90%-42.83%-63.40%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
32.48%31.79%27.24%25.85%30.86%33.39%
Profit Margin
26.19%24.56%21.39%20.35%24.49%26.28%
FCF Margin
0.00%22.48%16.14%20.54%35.03%97.06%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6800.6300.5900.5600.5300.490
Dividend Per Share Growth
6.56%6.78%5.36%5.66%8.16%2.08%
Dividend Yield
2.00%2.09%2.42%2.60%2.37%2.30%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.6112.0013.2613.8911.4010.19
Forward PE
10.4910.6012.1414.4110.4011.56
P/FCF Ratio
35.7412.9817.4313.707.942.76
PS Ratio
3.572.922.812.812.782.68