First Community Corporation (FCCO)
NASDAQ: FCCO · Real-Time Price · USD
32.98
-0.52 (-1.55%)
Oct 30, 2026, 4:00 PM EDT - Market closed

First Community Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
93.478.0165.1358.0659.6658.68
Revenue Growth
24.56%19.77%12.17%-2.67%1.67%17.78%
Net Income
25.9719.2113.9611.8414.6115.47
Earnings Per Share
2.882.471.811.551.922.05
EPS Growth
19.90%36.46%16.77%-19.27%-6.34%51.85%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Segment
6.094.454.213.813.62
Mortgage Banking
9.336.43.613.435.33
Commercial and Retail Banking
62.1653.8451.2252.4149.93
Eliminations
-6.95-5.63-5.36-4.46-4.02
Investment Advisory and Non-Deposit
7.576.184.514.484
Total
78.265.2458.1859.6658.85

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
0161.08150.7295.7637.469.02
Total Debt
116.43124.53120.72171.25158.5472.13
Net Cash (Debt)
-116.4336.5530-75.49-121.14-3.11
Net Cash Growth
-21.82%----
Net Cash Per Share
-12.904.713.90-9.87-15.92-0.41

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-18.6911.6213.0222.1357.93
Capital Expenditures
--1.11-1.1-1.07-1.22-0.81
Free Cash Flow
-17.5810.5311.9520.957.12
Free Cash Flow Growth
-66.99%-11.90%-42.83%-63.40%-

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
27.80%24.62%21.43%20.40%24.50%26.36%
FCF Margin
-22.54%16.16%20.58%35.04%97.34%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6800.6300.5900.5600.5300.490
Dividend Per Share Growth
6.45%6.78%5.36%5.66%8.16%2.08%
Dividend Yield
2.06%2.13%2.46%2.60%2.42%2.35%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.4611.8713.1413.8211.3410.18
Forward PE
10.0410.6012.1414.4110.4011.56
P/FCF Ratio
47.1712.9717.4213.697.932.76
PS Ratio
3.322.922.822.822.782.68