First Community Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	161.06	149.83	94.7	37.4	69.02
Securities and Investments	492.17	491.67	506.2	564.75	566.62
Other Earning Assets	10.74	9.66	4.43	1.78	7.12
Gross Loans	1,311	1,221	1,134	980.86	863.7
Allowance for Loan Losses	-13.81	-13.14	-12.27	-11.34	-11.18
Net Loans	1,297	1,207	1,122	969.52	852.52
Net Property, Plant & Equipment	31.53	32.45	33.84	33.98	35.67
Other Intangible Assets	0.29	0.45	0.6	0.76	0.92
Goodwill	14.64	14.64	14.64	14.64	14.64
Long-Term Investments	31.8	30.97	30.17	29.95	29.23
Other Non-Earning Assets	18.29	20.94	21.36	20.16	8.76
Total Assets	2,058	1,958	1,828	1,673	1,585
Interest-bearing deposits	1,282	1,213	1,079	924.37	916.6
Noninterest-bearing deposits	467.27	462.72	432.33	461.01	444.69
Total Deposits	1,750	1,676	1,511	1,385	1,361
Short-Term Interbank Borrowing and Repurchase Agreements	107.19	103.11	152.86	140.74	54.22
Long-Term Debt	14.96	14.96	14.96	14.96	14.96
Other Liabilities	18.48	19.55	17.8	13.5	13.04
Total Liabilities	1,890	1,814	1,697	1,555	1,444
Common Stock	7.69	7.64	7.61	7.58	7.55
Treasury Stock	3.07	2.64	2.18	1.46	-0.29
Additional Paid-in Capital	94.91	93.83	93.17	92.68	92.14
Accumulated Other Comprehensive Income	-18.4	-25.46	-28.19	-32.39	3.28
Retained Earnings	80.29	65.84	56.3	49.03	38.33
Shareholders' Equity	167.56	144.49	131.06	118.36	141
Total Liabilities & Equity	2,058	1,958	1,828	1,673	1,585
Total Debt	14.96	14.96	14.96	14.96	14.96
Net Cash (Debt)	-14.96	-14.96	-14.96	-14.96	-14.96
Net Cash Per Share	-1.93	-1.94	-1.96	-1.97	-1.98
Book Value	167.56	144.49	131.06	118.36	141
Book Value Per Share	21.59	18.76	17.14	15.56	18.68
Tangible Book Value	152.63	129.41	115.82	102.96	125.44
Tangible Book Value Per Share	19.67	16.80	15.15	13.53	16.62

Updated Jan 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q