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1st Constitution Bancorp (FCCY)

Stock Price: $13.23 USD 0.00 (0.00%)
Updated Aug 13, 2020 4:00 PM EDT - Market open

Stock Price Chart

Key Info

Market Cap 135.15M
Revenue (ttm) 57.55M
Net Income (ttm) 13.98M
Shares Out 10.22M
EPS (ttm) 1.44
PE Ratio 9.19
Forward PE n/a
Dividend $0.36
Dividend Yield 2.72%

Stock Quote

Trading Day Aug 13, 2020
Last Price $13.23
Previous Close $13.23
Change ($) 0.00
Change (%) 0.00%
Day's Open -
Day's Range 13.13 - 13.45
Day's Volume 0
52-Week Range 9.01 - 22.91

More Stats

Market Cap 135.15M
Enterprise Value 266.41M
Earnings Date (est) Oct 16, 2020
Ex-Dividend Date Aug 11, 2020
Shares Outstanding 10.22M
Float 8.34M
EPS (basic) 1.46
EPS (diluted) 1.44
FCF / Share 1.34
Dividend $0.36
Dividend Yield 2.72%
Earnings Yield 10.88%
FCF Yield 10.10%
Payout Ratio n/a
Shares Short 93,280
Short Ratio 5.84
Short % of Float 0.62%
Beta 0.57
PE Ratio 9.19
Forward PE n/a
P/FCF Ratio 9.90
PS Ratio 2.35
PB Ratio 0.77
Revenue 57.55M
Operating Income 19.03M
Net Income 13.98M
Free Cash Flow 13.66M
Net Cash -131.26M
Net Cash / Share -12.85
Gross Margin 94.22%
Operating Margin 33.07%
Profit Margin 24.30%
FCF Margin 23.73%
ROA 0.92%
ROE 8.94%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$14.25*
(7.71% upside)
Low
13.5
Current: $13.23
High
15.0
Target: 14.25
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue54.2250.4543.8141.2040.1733.7729.4930.8025.0322.39
Revenue Growth7.48%15.17%6.33%2.55%18.97%14.51%-4.27%23.08%11.76%-
Gross Profit54.2250.4543.8141.2040.1733.7729.4930.8025.0322.39
Operating Income18.6716.3712.8013.9112.735.438.077.035.224.57
Net Income13.6312.056.939.298.664.365.785.063.933.31
Shares Outstanding8.888.328.057.967.907.746.276.085.855.81
Earnings Per Share1.531.400.831.141.070.550.910.820.670.39
EPS Growth9.29%68.67%-27.19%6.54%94.55%-39.23%10.91%21.61%72.49%-
Dividend Per Share0.300.260.160.10------
Dividend Growth17.65%59.38%60%-------
Operating Cash Flow13.2617.3321.892.4916.1116.9236.50-5.599.618.27
Capital Expenditures-0.16-0.65-0.85-0.52-0.71-0.49-0.22-1.10-0.54-1.86
Free Cash Flow13.1016.6821.041.9715.4016.4336.28-6.689.076.41
Cash & Equivalents14.8416.8418.7514.8911.3714.5569.2814.0415.2017.71
Total Debt12990.3339.0691.6177.4543.6628.5660.9610744.46
Net Cash / Debt-114-73.49-20.30-76.72-66.09-29.1240.72-46.91-91.66-26.75
Assets1,5861,1781,0791,038968957742841792644
Liabilities1,4161,051968933872870674776737595
Book Value17112711210595.9687.1168.3665.0555.0049.68
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name 1st Constitution Bancorp
Country United States
Employees 221
CEO Robert F. Mangano

Stock Information

Ticker Symbol FCCY
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: FCCY

Description

1st Constitution Bancorp operates as the bank holding company for 1st Constitution Bank that provides commercial and retail banking services in New Jersey. The company offers deposit products, including interest bearing demand deposits, such as interest-bearing checking accounts, money market accounts, and NOW accounts; and non-interest bearing demand, savings, and time deposits, as well as certificates of deposit. It also provides commercial loans, including term loans, lines of credit, and loans secured by equipment and receivables; secured and unsecured short-to-medium term commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; and construction loans to real estate developers for the acquisition, development, and construction of residential and commercial properties. In addition, the company offers residential first mortgage loans secured by owner-occupied property; construction loans; reverse mortgages; second mortgage home improvement loans; home equity lines of credit; and non-residential consumer loans for automobiles, recreation vehicles, and boats, as well as secured and unsecured personal loans, and deposit account secured loans, as well as online and mobile banking services. It serves corporations, individuals, partnerships, and other community organizations, as well as small businesses and not-for-profit organizations. The company operated through 26 additional branch offices in Middlesex, Monmouth, Mercer, Ocean, and Somerset counties, as well as Fort Lee area of Bergen County, New Jersey. 1st Constitution Bancorp was founded in 1989 and is headquartered in Cranbury, New Jersey.