Citizens & Northern Corporation (CZNC)
| Market Cap | 376.25M +29.7% |
| Revenue (ttm) | 112.93M +4.5% |
| Net Income | 17.28M -35.4% |
| EPS | 1.04 -40.3% |
| Shares Out | 17.92M |
| PE Ratio | 20.12 |
| Forward PE | 8.08 |
| Dividend | $1.12 (5.33%) |
| Ex-Dividend Date | May 4, 2026 |
| Volume | 41,843 |
| Open | 21.02 |
| Previous Close | 21.05 |
| Day's Range | 20.75 - 21.29 |
| 52-Week Range | 18.02 - 24.12 |
| Beta | 0.44 |
| Analysts | Hold |
| Price Target | 23.50 (+11.91%) |
| Earnings Date | May 8, 2026 |
About CZNC
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company’s deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credi... [Read more]
Financial Performance
In 2025, Citizens & Northern's revenue was $116.63 million, an increase of 9.90% compared to the previous year's $106.13 million. Earnings were $23.25 million, a decrease of -9.72%.
Financial StatementsAnalyst Summary
According to one analyst, the rating for CZNC stock is "Hold" and the 12-month stock price target is $23.5.
News
Citizens & Northern Transcript: AGM 2026
Shareholders approved all proposals, including director elections, executive compensation, and auditor ratification. The company reported strong 2025 results, completed a major merger, enhanced digital and cybersecurity capabilities, and declared a $0.28 dividend.
Citizens & Northern price target raised to $23.50 from $22.50 at Piper Sandler
Piper Sandler analyst Gregory Zingone raised the firm’s price target on Citizens & Northern to $23.50 from $22.50 and keeps a Neutral rating on the shares following quarterly results. The…
Citizens & Northern price target raised to $22 from $21 at Piper Sandler
Piper Sandler raised the firm’s price target on Citizens & Northern to $22 from $21 and keeps a Neutral rating on the shares following earnings release. The firm would not…
Citizens & Northern announces acquisition of Susquehanna Community Financial
Citizens & Northern Corporation and Susquehanna Community Financial announced that both companies’ boards of directors have unanimously approved an agreement and plan of merger pursuant to which SQCF ...
KBRA Comments on Citizens & Northern Corporation's Proposed Acquisition of Susquehanna Community Financial, Inc.
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--On April 23, 2025, Wellsboro, PA-based Citizens & Northern Corporation (NASDAQ: CZNC) ("C&N"), parent company of Citizens & Northern Bank, and West Mil...
Citizens & Northern Transcript: AGM 2025
The meeting covered director elections, executive compensation, and auditor ratification, all passing with strong shareholder support. Financial performance improved in 2024 and early 2025, and a major acquisition was announced to expand regional presence.
Citizens & Northern assumed with a Neutral at Piper Sandler
Piper Sandler assumed coverage of Citizens & Northern with a Neutral rating and $22 price target With about 7% upside to its price target the firm assumes shares trade to…
Citizens & Northern partners with POS provider Clover
C&N has partnered with Clover. This collaboration helps businesses streamline everyday operations, improve customer service, and deliver better overall efficiency. The companies said, “With Clover’s a...
C&N Boosts Efficiency for Businesses with Clover®
WELLSBORO, Pa. , Oct. 25, 2024 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) – C&N has partnered with Clover®, a leader in point of sale (POS) technology aimed at providing local bus...
C&N Teammates are "Standing Strong Against Cancer"
WELLSBORO, Pa. , Oct. 18, 2024 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) - C&N's Giving Back, Giving Together program is making a difference again this year with its Standing Str...
How to Protect Your Money in a Digital World
WELLSBORO, Pa. , July 22, 2024 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) -- In today's digital age, protecting yourself online is paramount.
C&N Teams Raise Over $98,000 for Local Senior Citizens
WELLSBORO, Pa. , June 21, 2024 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) – C&N, a leading community-oriented financial services institution, is proud to announce the results of i...
Citizens & Northern Transcript: AGM 2024
Unlocking Financial Freedom: The Power of Flex CDs in Today's Economy
WELLSBORO, Pa. , Nov. 27, 2023 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) -- In a world where financial stability and growth are paramount, savvy investors are constantly on the l...
Janney starts Citizens & Northern at Neutral with $21 fair value estimate
As previously reported, Janney Montgomery Scott analyst Jake Civiello initiated coverage of Citizens & Northern with a Neutral rating and $21 fair value estimate. The firm, which notes that its…
Citizens & Northern initiated with a Neutral at Janney Montgomery Scott
Janney Montgomery Scott initiated coverage of Citizens & Northern with a Neutral rating.
Citizens & Northern price target lowered to $21 from $23 at Piper Sandler
Piper Sandler analyst Casey Orr Whitman lowered the firm’s price target on Citizens & Northern to $21 from $23 and keeps a Neutral rating on the shares post the Q1…
LPL Financial: C&N Wealth Management joins Institution Services platform
LPL Financial (LPLA) announced that C&N Wealth Management, a subsidiary of Citizens & Northern Corporation (CZNC), has joined LPL Financial’s Institution Services platform. The program’s financial pro...