Citizens & Northern Corporation (CZNC)

Market Cap	423.40M +32.6%
Revenue (ttm)	116.63M +9.9%
Net Income	23.25M -9.8%
EPS	1.46 -13.6%
Shares Out	17.91M
PE Ratio	16.22
Forward PE	9.46
Dividend	$1.12 (4.74%)
Ex-Dividend Date	Feb 2, 2026

Volume	33,143
Open	23.64
Previous Close	23.74
Day's Range	23.44 - 23.66
52-Week Range	18.02 - 24.12
Beta	0.49
Analysts	Hold
Price Target	23.50 (-0.59%)
Earnings Date	Jan 22, 2026

About CZNC

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company’s deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credi...

• Industry: Banks - Regional
• Sector: Financials
• Founded: 1864
• Employees: 460
• Stock Exchange: NASDAQ
• Ticker Symbol: CZNC
• Website: https://www.cnbankpa.com

Financial Performance

In 2025, Citizens & Northern's revenue was $116.63 million, an increase of 9.90% compared to the previous year's $106.13 million. Earnings were $23.25 million, a decrease of -9.72%.

Analyst Summary

According to one analyst, the rating for CZNC stock is "Hold" and the 12-month stock price target is $23.5.

Price Target

$23.5

(-0.59% downside)

Analyst Consensus: Hold