First Citizens BancShares, Inc. (FCNCA)

First Citizens BancShares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	9,332	9,036	9,329	7,604	3,999	1,935
Revenue Growth	3.87%	-3.14%	22.68%	90.15%	106.67%	7.08%
Net Income Net Income Growth	2,268	2,149	2,716	11,407	1,048	529
Earnings Per Share EPS Growth	186.45	165.24	189.38	784.51	67.40	53.88
EPS Growth	9.87%	-12.75%	-75.86%	1063.96%	25.09%	13.43%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
General Bank General Bank Growth	3,925	3,886	3,428	3,033	2,302	1,917
Commercial Bank Commercial Bank Growth	4,214	3,893	4,216	3,063	1,281	17
Corporate Corporate Growth	470	568	1,034	10,712	278	1
Rail Rail Growth	699	680	649	604	576	-
Total Total Growth	9,308	9,027	9,327	17,412	4,437	1,935

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	23,896	21,368	22,996	35,630	5,702	9,456
Total Debt Total Debt Growth	34,303	37,979	39,049	39,775	8,478	1,848
Net Cash (Debt) Net Cash Growth	-10,407	-16,611	-16,053	-4,145	-2,776	7,608
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-855.53	-1277.53	-1119.25	-285.08	-178.52	775.03

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	3,181	2,923	2,988	2,660	2,791	-284
Capital Expenditures CapEx Growth	-1,573	-1,562	-1,535	-1,428	-926	-107
Free Cash Flow Free Cash Flow Growth	1,608	1,361	1,453	1,232	1,865	-391
Free Cash Flow Growth	4.35%	-6.33%	17.94%	-33.94%	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	24.30%	23.78%	29.11%	150.01%	26.21%	27.34%
FCF Margin	17.23%	15.06%	15.57%	16.20%	46.64%	-20.21%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 2, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	8.400	7.950	6.870	3.890	2.160	1.880
Dividend Per Share Growth	7.69%	15.72%	76.61%	80.09%	14.89%	12.57%
Dividend Yield	0.41%	0.37%	0.33%	0.28%	0.29%	0.23%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 2, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	11.12	12.24	10.75	1.79	10.41	15.22
Forward PE	11.06	11.93	13.47	7.49	8.03	12.15
P/FCF Ratio	14.56	19.33	20.10	16.61	5.85	-
PS Ratio	2.51	2.91	3.13	2.69	2.73	4.16

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 1, 2026

Data Sources Report a data error