First Citizens BancShares, Inc. (FCNCA)

First Citizens BancShares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	9,453	9,036	9,329	7,604	3,999	1,935
Revenue Growth	6.25%	-3.14%	22.68%	90.15%	106.67%	7.08%
Net Income Net Income Growth	2,291	2,149	2,716	11,407	1,048	529
Earnings Per Share EPS Growth	194.73	165.24	189.38	784.51	67.40	53.88
EPS Growth	15.03%	-12.75%	-75.86%	1063.96%	25.09%	13.43%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
General Bank General Bank Growth	3,886	3,428	3,033	2,302	1,917
Commercial Bank Commercial Bank Growth	3,893	4,216	3,063	1,281	17
Corporate Corporate Growth	568	1,034	10,712	278	1
Rail Rail Growth	680	649	604	576	-
Total Total Growth	9,027	9,327	17,412	4,437	1,935

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	19,468	21,368	22,996	35,630	5,702	9,456
Total Debt Total Debt Growth	26,048	37,979	39,049	39,775	8,478	1,848
Net Cash (Debt) Net Cash Growth	-6,580	-16,611	-16,053	-4,145	-2,776	7,608
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-559.29	-1277.53	-1119.25	-285.08	-178.52	775.03

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-	2,923	2,988	2,660	2,791	-284
Capital Expenditures CapEx Growth	-	-1,562	-1,535	-1,428	-926	-107
Free Cash Flow Free Cash Flow Growth	-	1,361	1,453	1,232	1,865	-391
Free Cash Flow Growth	-	-6.33%	17.94%	-33.94%	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	24.24%	23.78%	29.11%	150.01%	26.21%	27.34%
FCF Margin	-	15.06%	15.57%	16.20%	46.64%	-20.21%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	8.400	7.950	6.870	3.890	2.160	1.880
Dividend Per Share Growth	7.69%	15.72%	76.61%	80.09%	14.89%	12.57%
Dividend Yield	0.35%	0.37%	0.32%	0.28%	0.29%	0.23%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	12.20	12.24	10.75	1.79	10.41	15.22
Forward PE	12.21	11.93	13.47	7.49	8.03	12.15
P/FCF Ratio	16.85	19.33	20.10	16.61	5.85	-
PS Ratio	2.87	2.91	3.13	2.69	2.73	4.16

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 23, 2026

Data Sources Report a data error