First Citizens BancShares, Inc. (FCNCA)

First Citizens BancShares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,519	801	814	908	518	338
Investment Securities	40,253	36,010	41,004	49,725	10,855	12,219
Trading Asset Securities	508	534	660	640	159	3
Mortgage-Backed Securities	28,062	28,709	27,251	16,511	14,359	10,176
Total Investments	68,823	65,253	68,915	66,876	25,373	22,398
Gross Loans	152,358	149,359	141,910	135,410	70,899	32,444
Allowance for Loan Losses	-1,484	-1,566	-1,676	-1,747	-922	-178
Other Adjustments to Gross Loans	-1,324	-1,429	-1,689	-2,108	-118	-72
Net Loans	149,550	146,364	138,545	131,555	69,859	32,194
Property, Plant & Equipment	12,556	12,362	11,645	10,977	9,957	1,297
Goodwill	346	346	346	346	346	346
Other Intangible Assets	171	195	249	312	140	19
Loans Held for Sale	93	804	85	76	60	99
Accrued Interest Receivable	943	912	902	832	329	134
Other Receivables	648	634	580	323	373	799
Other Current Assets	-	-	-	-	607	-
Other Real Estate Owned & Foreclosed	116	124	64	62	47	40
Other Long-Term Assets	2,057	1,883	1,555	1,471	1,492	605
Total Assets	236,842	229,698	223,720	213,758	109,298	58,309

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	-	-	-	275	5
Interest Bearing Deposits	129,418	117,665	112,796	101,895	62,266	29,408
Institutional Deposits	1,534	3,260	3,800	4,160	2,220	593
Non-Interest Bearing Deposits	42,475	40,653	38,633	39,799	24,922	21,405
Total Deposits	173,427	161,578	155,229	145,854	89,408	51,406
Short-Term Borrowings	1,957	1,866	2,008	2,210	3,667	589
Current Portion of Leases	-	81	-	-	-	-
Accrued Interest Payable	167	140	134	137	57	8
Long-Term Debt	31,951	35,712	36,669	37,161	4,452	1,191
Long-Term Leases	395	320	372	404	359	68
Long-Term Deferred Tax Liabilities	-	-	-	3,579	286	33
Other Long-Term Liabilities	2,074	7,763	7,080	3,158	1,132	271
Total Liabilities	214,942	207,460	201,492	192,503	99,636	53,571

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Non-Redeemable	1,765	1,375	881	881	881	340
Total Preferred Equity	1,765	1,375	881	881	881	340
Common Stock	11	12	14	15	15	10
Additional Paid-In Capital	-	-	2,417	4,108	4,109	-
Retained Earnings	20,354	20,768	19,361	16,742	5,392	4,378
Comprehensive Income & Other	-230	83	-445	-491	-735	10
Total Common Equity	20,135	20,863	21,347	20,374	8,781	4,398
Shareholders' Equity	21,900	22,238	22,228	21,255	9,662	4,738
Total Liabilities & Equity	236,842	229,698	223,720	213,758	109,298	58,309

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	34,303	37,979	39,049	39,775	8,478	1,848
Net Cash (Debt)	-10,407	-16,611	-16,053	-4,145	-2,776	7,608
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-855.53	-1277.53	-1119.25	-285.08	-178.52	775.03
Filing Date Shares Outstanding	11.29	11.94	13.58	14.52	14.51	15.98
Total Common Shares Outstanding	11.39	12.14	13.72	14.52	14.51	9.82
Book Value Per Share	1767.72	1718.65	1556.17	1403.16	605.33	448.03
Tangible Book Value	19,618	20,322	20,752	19,716	8,295	4,033
Tangible Book Value Per Share	1722.33	1674.09	1512.80	1357.84	571.82	410.84

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 23, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 27, 2026

Data Sources Report a data error