First Citizens BancShares, Inc. (FCNCA)

First Citizens BancShares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	2,354	2,206	2,777	11,466	1,098	547
Depreciation & Amortization	548	405	130	-57	533	143
Provision for Credit Losses	307	514	431	1,375	645	-37
Stock-Based Compensation	-	5	-3	-6	19	-
Net Change in Loans Held-for-Sale	289	152	211	-47	63	-87
Other Adjustments	-131	-177	-23	-9,920	-275	-109
Changes in Other Operating Activities	91	172	-528	-194	708	-741
Operating Cash Flow	3,181	2,923	2,988	2,660	2,791	-284
Operating Cash Flow Growth	3.72%	-2.17%	12.33%	-4.69%	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	4,615	1,489	12,560	4,943	6,965	-4,767
Net Change in Loans Held-for-Investment	-10,241	-8,712	-7,130	6,374	-5,099	423
Net Change in Securities and Investments	-75	3,454	-13,788	-9,913	-666	-3,117
Cash Acquisitions	-	-	-	810	134	-
Capital Expenditures	-1,573	-1,562	-1,535	-1,428	-926	-107
Sale of Property, Plant & Equipment	352	314	269	262	156	42
Other Investing Activities	-535	-594	-546	1,396	-489	-42
Investing Cash Flow	-7,461	-5,611	-10,155	2,429	75	-7,568

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Change in Deposits	13,495	6,524	9,461	265	-1,691	7,976
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-319	-143	-118	39	-153	-52
Short-Term Debt Issued	-	-	-	500	-	-
Short-Term Debt Repaid	-	-	-	-2,250	-1,355	-
Net Short-Term Debt Issued (Repaid)	-	-	-	-1,750	-1,355	-
Long-Term Debt Issued	1,840	1,838	-	9,991	3,854	-
Long-Term Debt Repaid	-7,503	-2,850	-450	-13,120	-5,099	-54
Net Long-Term Debt Issued (Repaid)	-5,663	-1,012	-450	-3,129	-1,245	-54
Repurchase of Common Stock	-3,301	-3,027	-1,648	-	-1,240	-
Net Common Stock Issued (Repurchased)	-3,301	-3,027	-1,648	-	-1,240	-
Issuance of Preferred Stock	884	494	-	-	-	-
Net Preferred Stock Issued (Repurchased)	884	494	-	-	-	-
Common Dividends Paid	-185	-161	-158	-117	-83	-42
Other Financing Activities	-1	-	-14	-7	-24	-
Financing Cash Flow	4,910	2,675	7,073	-4,699	-2,686	7,828

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	630	-13	-94	390	180	-24

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	1,608	1,361	1,453	1,232	1,865	-391
Free Cash Flow Growth	4.35%	-6.33%	17.94%	-33.94%	-	-
FCF Margin	17.28%	15.08%	15.58%	7.08%	42.03%	-20.21%
Free Cash Flow Per Share	132.15	104.67	101.31	84.73	119.94	-39.83

SEC Filings: 10-K · 10-Q

Data Source: Fiscal.ai Last updated: Aug 7, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 9, 2026

Data Sources Report a data error