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First Citizens BancShares, Inc. (FCNCA)
NASDAQ: FCNCA · Real-Time Price · USD
2,273.74
-30.98 (-1.34%)
At close: Nov 6, 2026, 4:00 PM EST
2,274.99
+1.25 (0.05%)
After-hours: Nov 6, 2026, 7:30 PM EST

First Citizens BancShares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Revenue
2,3972,4492,2492,3922,2422,2582,1442,2532,3292,3652,3822,2882,4012,4135021,1521,1671,082598476
Revenue Growth
6.91%8.46%4.90%6.17%-3.74%-4.52%-9.99%-1.53%-3.00%-1.99%374.50%98.61%105.74%123.01%-16.05%142.02%147.25%116.83%22.54%-0.85%
Net Income
5776405085665545614686856246917164997376679,504243303238264119
Earnings Per Share
51.2355.4842.6045.7843.0842.3634.4749.1843.4147.5449.2634.3350.6745.87653.6416.6519.2514.8516.7012.09
EPS Growth
18.92%30.97%23.59%-6.91%-0.75%-10.90%-30.02%43.26%-14.34%3.64%-92.46%106.13%163.22%208.82%3814.01%37.76%58.79%-1.48%14.94%-11.07%

Revenue by Segment
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
General Bank
9769529689941,011975906921854845808792792789657640611585575489
Commercial Bank
1,1501,1931,0322,8662909699352,9594304074202472562263283233052993535
Rail
237174177182166168164173159158159154154145149142150142143-
Corporate
73123641141691461391482402873594065725879,1464710256-36-18
Total
2,4362,4422,2412,3832,2422,2582,1442,2532,3292,3652,3802,2052,4132,46810,3261,1521,1681,0821,035476

Cash & Debt
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash & Investments
19,46823,89624,99021,36826,32527,99926,40222,99627,51027,16332,54335,63038,94839,81940,6675,7026,8027,1399,9189,456
Total Debt
26,04834,30336,01137,97940,86240,17640,43239,04939,29139,65439,74339,77540,31742,39948,3568,47810,3636,2215,0311,848
Net Cash (Debt)
-6,580-10,407-11,021-16,611-14,537-12,177-14,030-16,053-11,781-12,491-7,200-4,145-1,369-2,580-7,689-2,776-3,5619184,8877,608
Net Cash Growth
--------------------
Net Cash Per Share
-584.86-902.15-924.20-1343.60-1131.34-919.91-1033.50-1152.58-819.49-859.40-495.31-285.07-94.16-177.47-528.83-190.04-226.4157.25309.71775.03

Cash Flow & CapEx
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Operating Cash Flow
-1,0431721,050916859981,1199914174619011,205916-3621,054506654577127
Capital Expenditures
--290-335-573-375-341-273-441-471-338-285-416-298-382-332-381-167-137-241-35
Free Cash Flow
-753-163477541518-17567852079176485907534-69467333951733692
Free Cash Flow Growth
-45.37%--29.65%4.04%555.70%-39.79%-42.67%-85.21%--27.93%167.55%3.29%-631.52%154.89%-232.67%-26.20%

Margins
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Profit Margin
24.07%26.13%22.59%23.66%24.71%24.84%21.83%30.40%26.79%29.22%30.06%21.81%30.70%27.64%1893.23%21.09%25.96%22.00%44.15%25.00%
FCF Margin
-30.75%-7.25%19.94%24.13%22.94%-8.16%30.09%22.33%3.34%7.39%21.20%37.78%22.13%-138.25%58.42%29.05%47.78%56.19%19.33%

Dividends
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Dividend Per Share
-2.1002.1002.1001.9501.9501.9501.9501.6401.6401.6401.6400.7500.7500.7500.7500.4700.4700.4700.470
Dividend Per Share Growth
-7.69%7.69%7.69%18.90%18.90%18.90%18.90%118.67%118.67%118.67%118.67%59.57%59.57%59.57%59.57%0%0%0%0%
Dividend Yield
-0.39%0.43%0.37%0.43%0.38%0.39%0.32%0.35%0.34%0.29%0.28%0.22%0.21%0.25%0.29%0.22%0.29%0.28%0.23%

Valuation
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
PE Ratio
10.0010.5310.0812.2410.1111.0110.0910.7510.459.199.021.791.781.731.3610.4113.7214.0916.2915.22
Forward PE
11.0111.6710.7511.9310.2611.7511.0013.479.799.309.307.497.366.658.818.039.508.3710.7012.15
P/FCF Ratio
-14.85-19.3314.6716.71-20.1020.9814.7411.2416.6113.9721.71-5.859.879.67--
PS Ratio
2.422.562.412.912.582.872.743.132.822.572.492.693.073.533.602.733.823.975.184.16