First Citizens BancShares, Inc. (FCNCA)

First Citizens BancShares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Interest Income on Loans	2,341	2,253	2,206	2,290	2,300	2,270	2,236	2,322	2,430	2,422	2,354	2,391	2,426	2,353	1,017	892	785	655	621	328
Interest Income on Investments	624	598	580	650	698	675	659	679	708	708	730	726	684	600	194	148	121	102	89	43
Total Interest Income	2,965	2,851	2,786	2,940	2,998	2,945	2,895	3,001	3,138	3,130	3,084	3,117	3,110	2,953	1,211	1,040	906	757	710	371
Interest Paid on Deposits	971	881	833	861	911	894	893	957	1,004	975	928	865	769	575	288	176	78	42	39	8
Interest Paid on Borrowings	295	314	332	357	353	356	339	335	338	334	339	341	351	417	73	62	33	15	22	6
Total Interest Expense	1,266	1,195	1,165	1,218	1,264	1,250	1,232	1,292	1,342	1,309	1,267	1,206	1,120	992	361	238	111	57	61	14
Net Interest Income	1,699	1,656	1,621	1,722	1,734	1,695	1,663	1,709	1,796	1,821	1,817	1,911	1,990	1,961	850	802	795	700	649	357
Net Interest Income Growth (YoY)	-2.02%	-2.30%	-2.53%	0.76%	-3.45%	-6.92%	-8.48%	-10.57%	-9.75%	-7.14%	113.77%	138.28%	150.31%	180.14%	30.97%	124.65%	129.11%	102.31%	90.88%	-0.48%
Trust Income	62	62	59	61	57	55	56	54	54	52	51	48	49	51	40	35	35	37	35	33
Gain (Loss) on Sale of Assets	7	14	11	14	3	8	5	11	5	4	10	2	10	4	4	-4	2	5	6	-
Gain (Loss) on Sale of Investments	5	15	3	15	13	2	-5	12	13	-2	-4	9	-13	-10	-23	2	-2	-6	3	3
Other Non-Interest Income	603	618	557	571	565	554	521	564	521	528	514	479	513	514	390	374	376	360	342	52
Total Non-Interest Income	753	783	700	724	699	678	635	699	650	639	629	626	603	603	435	429	432	424	413	114
Non-Interest Income Growth (YoY)	7.72%	15.49%	10.24%	3.58%	7.54%	6.10%	0.95%	11.66%	7.79%	5.97%	44.60%	45.92%	39.58%	42.22%	5.33%	276.32%	248.39%	218.80%	201.46%	-10.07%
Revenues Before Loan Losses	2,452	2,439	2,321	2,446	2,433	2,373	2,298	2,408	2,446	2,460	2,446	2,537	2,593	2,564	1,285	1,231	1,227	1,124	1,062	471
Provision for Loan Losses	55	-10	72	54	191	115	154	155	117	95	64	249	192	151	783	79	60	42	464	-5
Revenue	2,397	2,449	2,249	2,392	2,242	2,258	2,144	2,253	2,329	2,365	2,382	2,288	2,401	2,413	502	1,152	1,167	1,082	598	476
Revenue Growth (YoY)	6.91%	8.46%	4.90%	6.17%	-3.74%	-4.52%	-9.99%	-1.53%	-3.00%	-1.99%	374.50%	98.61%	105.74%	123.01%	-16.05%	142.02%	147.25%	116.83%	22.54%	-0.85%
Salaries and Employee Benefits	842	844	869	849	817	810	818	801	788	745	744	713	727	775	419	352	353	345	344	193
Occupancy Expenses	130	105	104	103	104	94	93	91	96	95	81	98	91	102	90	78	83	78	154	100
Federal Deposit Insurance	37	39	38	27	38	38	38	33	31	33	41	82	36	22	18	5	5	9	12	4
Amortization of Goodwill & Intangibles	14	11	13	13	13	13	15	16	15	15	17	17	17	18	5	6	5	6	6	3
Selling, General & Administrative	403	434	405	429	382	378	377	372	369	347	335	355	325	358	220	297	184	180	102	-30
Other Non-Interest Expense	129	110	102	112	109	129	110	129	111	107	100	108	99	92	75	-7	97	93	57	44
Total Non-Interest Expense	1,555	1,543	1,531	1,533	1,463	1,462	1,451	1,442	1,410	1,342	1,318	1,373	1,295	1,367	827	731	727	711	675	314
EBT Excluding Unusual Items	842	906	718	859	779	796	693	811	919	1,023	1,064	915	1,106	1,046	-325	421	440	371	-77	162
Asset Writedown	-	-	-	-6	-	-	-	-13	-	-	-	-3	-	-	-	-	-	-	-	-
Other Unusual Items	-19	-7	-8	-9	-	-	-	-	-	-	-2	-83	12	55	9,824	-	1	-	437	-
Pretax Income	805	891	705	811	751	758	651	736	873	979	1,004	713	997	896	9,471	392	408	337	225	153
Income Tax Expense	199	219	171	231	183	183	168	36	234	272	273	199	245	214	-47	135	93	82	-46	30
Net Income	606	672	534	580	568	575	483	700	639	707	731	514	752	682	9,518	257	315	255	271	123
Preferred Dividends & Other Adjustments	29	32	26	14	14	14	15	15	15	16	15	15	15	15	14	14	12	17	7	4
Net Income to Common	577	640	508	566	554	561	468	685	624	691	716	499	737	667	9,504	243	303	238	264	119
Net Income Growth (YoY)	4.15%	14.08%	8.55%	-17.37%	-11.22%	-18.81%	-34.64%	37.28%	-15.33%	3.60%	-92.47%	105.35%	143.23%	180.25%	3500.00%	104.20%	154.62%	60.81%	84.61%	-10.83%
Basic Shares Outstanding	11	12	12	12	13	13	14	14	14	15	15	15	15	15	15	15	16	16	16	10
Diluted Shares Outstanding	11	12	12	12	13	13	14	14	14	15	15	15	15	15	15	15	16	16	16	10
Shares Change (YoY)	-12.44%	-12.85%	-12.16%	-11.24%	-10.62%	-8.92%	-6.61%	-4.21%	-1.12%	-0.02%	-0.02%	-0.46%	-7.56%	-9.34%	-7.85%	48.81%	60.22%	63.35%	60.74%	-
EPS (Basic)	51.29	55.48	42.60	45.78	43.12	42.38	34.47	49.18	43.41	47.54	49.27	34.35	50.73	45.91	654.24	16.65	19.28	14.85	16.73	12.12
EPS (Diluted)	51.23	55.48	42.60	45.78	43.08	42.36	34.47	49.18	43.41	47.54	49.26	34.33	50.67	45.87	653.64	16.65	19.25	14.85	16.70	12.09
EPS Growth (YoY)	18.92%	30.97%	23.59%	-6.91%	-0.75%	-10.90%	-30.02%	43.26%	-14.34%	3.64%	-92.46%	106.13%	163.22%	208.82%	3814.01%	37.76%	58.79%	-1.48%	14.94%	-11.07%

Additional Metrics

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Dividend Per Share	-	2.100	2.100	2.100	1.950	1.950	1.950	1.950	1.640	1.640	1.640	1.640	0.750	0.750	0.750	0.750	0.470	0.470	0.470	0.470
Dividend Growth (YoY)	-	7.69%	7.69%	7.69%	18.90%	18.90%	18.90%	18.90%	118.67%	118.67%	118.67%	118.67%	59.57%	59.57%	59.57%	59.57%	0%	0%	0%	0%
Effective Tax Rate	24.72%	24.58%	24.25%	28.48%	24.37%	24.14%	25.81%	4.89%	26.80%	27.78%	27.19%	27.91%	24.57%	23.88%	-	34.44%	22.79%	24.33%	-	19.61%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 3, 2026

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