First Citizens BancShares, Inc. (FCNCA)

First Citizens BancShares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	874	814	908	518	338	362.05
Investment Securities	41,216	41,004	49,725	10,855	12,219	6,410
Trading Asset Securities	-	660	640	159	3	-
Mortgage-Backed Securities	28,789	27,251	16,511	14,359	10,176	8,024
Total Investments	70,005	68,915	66,876	25,373	22,398	14,434
Gross Loans	144,758	141,910	135,410	70,899	32,444	32,907
Allowance for Loan Losses	-1,652	-1,676	-1,747	-922	-178	-224.31
Other Adjustments to Gross Loans	-	-1,689	-2,108	-118	-72	-114.94
Net Loans	143,106	138,545	131,555	69,859	32,194	32,568
Property, Plant & Equipment	11,729	11,645	10,977	9,957	1,297	1,319
Goodwill	346	346	346	346	346	350.3
Other Intangible Assets	208	249	312	140	19	31.15
Loans Held for Sale	112	85	76	60	99	124.84
Accrued Interest Receivable	-	902	832	329	134	145.69
Other Receivables	-	574	323	373	799	66.47
Other Current Assets	-	-	-	607	-	40.49
Other Real Estate Owned & Foreclosed	-	64	62	47	40	50.89
Other Long-Term Assets	7,108	1,561	1,471	1,492	605	419.32
Total Assets	233,488	223,720	213,758	109,298	58,309	49,958
Accrued Expenses	-	-	-	275	5	-
Interest Bearing Deposits	120,438	112,796	101,895	62,266	29,408	24,747
Institutional Deposits	-	3,800	4,160	2,220	593	670.4
Non-Interest Bearing Deposits	42,752	38,633	39,799	24,922	21,405	18,014
Total Deposits	163,190	155,229	145,854	89,408	51,406	43,432
Short-Term Borrowings	1,749	2,008	2,210	3,667	589	641.49
Current Portion of Leases	-	71	-	-	-	-
Accrued Interest Payable	-	134	137	57	8	-
Long-Term Debt	38,252	36,669	37,161	4,452	1,191	82.16
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	655.18
Long-Term Leases	-	301	404	359	68	74.65
Trust Preferred Securities	-	-	-	-	-	504.52
Long-Term Deferred Tax Liabilities	-	3,534	3,579	286	33	-
Other Long-Term Liabilities	8,311	3,546	3,158	1,132	271	338.81
Total Liabilities	211,502	201,492	192,503	99,636	53,571	45,728
Preferred Stock, Non-Redeemable	881	881	881	881	340	339.94
Total Preferred Equity	881	881	881	881	340	339.94
Common Stock	13	14	15	15	10	9.82
Additional Paid-In Capital	270	2,417	4,108	4,109	-	-
Retained Earnings	20,866	19,361	16,742	5,392	4,378	3,867
Comprehensive Income & Other	-44	-445	-491	-735	10	12.26
Total Common Equity	21,105	21,347	20,374	8,781	4,398	3,889
Shareholders' Equity	21,986	22,228	21,255	9,662	4,738	4,229
Total Liabilities & Equity	233,488	223,720	213,758	109,298	58,309	49,958
Total Debt	40,001	39,049	39,775	8,478	1,848	1,958
Net Cash (Debt)	-14,246	-16,053	-4,145	-2,776	7,608	-1,596
Net Cash Per Share	-1063.56	-1119.25	-285.08	-178.52	775.03	-158.70
Filing Date Shares Outstanding	12.62	13.58	14.52	14.51	15.98	9.82
Total Common Shares Outstanding	12.62	13.72	14.52	14.51	9.82	9.82
Book Value Per Share	1672.61	1556.17	1403.16	605.33	448.03	396.21
Tangible Book Value	20,551	20,752	19,716	8,295	4,033	3,508
Tangible Book Value Per Share	1628.71	1512.80	1357.84	571.82	410.84	357.35

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q