First Citizens BancShares, Inc. (FCNCA)

First Citizens BancShares Statistics

Total Valuation

FCNCA has a market cap or net worth of $22.62 billion. The enterprise value is $36.86 billion.

Market Cap	22.62B
Enterprise Value	36.86B

Important Dates

The last earnings date was Thursday, October 23, 2025, before market open.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Nov 28, 2025

Share Statistics

FCNCA has 12.44 million shares outstanding. The number of shares has decreased by -7.60% in one year.

Current Share Class	11.43M
Shares Outstanding	12.44M
Shares Change (YoY)	-7.60%
Shares Change (QoQ)	-2.93%
Owned by Insiders (%)	23.76%
Owned by Institutions (%)	72.02%
Float	9.34M

Valuation Ratios

The trailing PE ratio is 10.74 and the forward PE ratio is 10.10.

PE Ratio	10.74
Forward PE	10.10
PS Ratio	2.74
Forward PS	2.39
PB Ratio	1.09
P/TBV Ratio	1.10
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	16.25
EV / Sales	4.14
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.38%.

Return on Equity (ROE)	10.38%
Return on Assets (ROA)	1.02%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$509,127
Profits Per Employee	$129,785
Employee Count	17,475
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FCNCA has paid $570.00 million in taxes.

Income Tax	570.00M
Effective Tax Rate	19.68%

Stock Price Statistics

The stock price has decreased by -19.97% in the last 52 weeks. The beta is 0.71, so FCNCA's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	-19.97%
50-Day Moving Average	1,826.29
200-Day Moving Average	1,900.89
Relative Strength Index (RSI)	54.40
Average Volume (20 Days)	116,776

Short Selling Information

The latest short interest is 393,699, so 3.17% of the outstanding shares have been sold short.

Short Interest	393,699
Short Previous Month	268,396
Short % of Shares Out	3.17%
Short % of Float	4.21%
Short Ratio (days to cover)	2.23

Income Statement

In the last 12 months, FCNCA had revenue of $8.90 billion and earned $2.27 billion in profits. Earnings per share was $169.29.

Revenue	8.90B
Gross Profit	8.90B
Operating Income	3.28B
Pretax Income	2.90B
Net Income	2.27B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$169.29

Balance Sheet

The company has $25.76 billion in cash and $40.00 billion in debt, giving a net cash position of -$14.25 billion or -$1,145.59 per share.

Cash & Cash Equivalents	25.76B
Total Debt	40.00B
Net Cash	-14.25B
Net Cash Per Share	-$1,145.59
Equity (Book Value)	21.99B
Book Value Per Share	1,672.61
Working Capital	-139.07B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	36.90%
Pretax Margin	32.55%
Profit Margin	26.14%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $8.40, which amounts to a dividend yield of 0.46%.

Dividend Per Share	$8.40
Dividend Yield	0.46%
Dividend Growth (YoY)	15.72%
Years of Dividend Growth	8
Payout Ratio	4.70%
Buyback Yield	7.60%
Shareholder Yield	8.06%
Earnings Yield	10.03%
FCF Yield	n/a

Analyst Forecast

The average price target for FCNCA is $2,139.00, which is 17.60% higher than the current price. The consensus rating is "Buy".

Price Target	$2,139.00
Price Target Difference	17.60%
Analyst Consensus	Buy
Analyst Count	10
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2