First Guaranty Bancshares, Inc. (FGBI)

First Guaranty Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	845.7	564.21	286.46	83.22	261.93
Securities and Investments	-	602.72	404.12	451.53	364.16
Other Earning Assets	0.25	0.25	-	-	-
Gross Loans	2,070	2,694	2,749	2,519	2,159
Allowance for Loan Losses	-40.76	-34.81	-30.93	-23.52	-24.03
Net Loans	2,029	2,659	2,718	2,496	2,135
Net Property, Plant & Equipment	59.59	67.79	69.79	58.21	58.64
Accrued Interest and Accounts Receivable	12.46	14.85	15.71	13	12.05
Other Intangible Assets	2.64	3.47	4.3	4.98	5.92
Goodwill	12.9	12.9	12.9	12.9	12.9
Long-Term Investments	10.21	9.71	13.39	6.53	1.36
Other Non-Earning Assets	119.17	37.86	28.32	25.43	25.84
Total Assets	4,078	3,973	3,553	3,151	2,878
Interest-bearing deposits	-	3,072	2,566	2,199	2,064
Noninterest-bearing deposits	-	404.06	442.76	524.42	532.58
Total Deposits	-	3,476	3,009	2,724	2,596
Short-Term Interbank Borrowing and Repurchase Agreements	17.64	7.01	56.3	126.44	6.44
Short-Term Borrowings	7.12	-	10	20	-
Accrued Expenses	-	20.44	11.81	4.29	4.48
Long-Term Debt	179.01	194.91	209.1	36.93	43.2
Other Liabilities	15.46	19.06	6.84	4.91	3.62
Total Liabilities	3,852	3,718	3,303	2,916	2,654
Preferred Stock	33.06	33.06	33.06	33.06	33.06
Common Stock	15.79	12.51	12.48	10.72	10.72
Additional Paid-in Capital	170.62	149.39	149.09	130.09	130.09
Accumulated Other Comprehensive Income	-7.31	-12.87	-12.96	-15.23	-6.63
Retained Earnings	14.06	72.97	67.97	76.35	56.65
Shareholders' Equity	226.22	255.05	249.63	234.99	223.89
Total Liabilities & Equity	4,078	3,973	3,553	3,151	2,878
Total Debt	179.01	194.91	209.1	36.93	43.2
Net Cash (Debt)	-179.01	-194.91	-209.1	-36.93	-43.2
Net Cash Per Share	-12.80	-15.59	-18.73	-3.21	-4.03
Book Value	226.22	255.05	249.63	234.99	223.89
Book Value Per Share	16.18	20.40	22.36	20.45	20.89
Tangible Book Value	210.68	238.68	232.43	217.11	205.07
Tangible Book Value Per Share	15.06	19.09	20.82	18.90	19.14

Updated Jan 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q