First Guaranty Bancshares, Inc. (FGBI)

First Guaranty Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	367.62	286.46	83.22	261.93	299.61	67.43
Investment Securities	664.28	399.12	448.91	363.57	237.31	167.2
Mortgage-Backed Securities	-	5	2.61	0.59	1.24	259.32
Total Investments	664.28	404.12	451.53	364.16	238.55	426.52
Gross Loans	2,779	2,757	2,527	2,166	1,849	1,529
Allowance for Loan Losses	-33.28	-30.93	-23.52	-24.03	-24.52	-10.93
Other Adjustments to Gross Loans	-8.95	-8.77	-7.64	-6.69	-5.04	-3.48
Net Loans	2,736	2,718	2,496	2,135	1,820	1,515
Property, Plant & Equipment	68.46	69.79	58.21	58.64	59.89	56.46
Goodwill	12.9	12.9	12.9	12.9	12.9	12.94
Other Intangible Assets	3.67	3.76	4.36	5.05	5.82	6.53
Accrued Interest Receivable	17.66	15.71	13	12.05	11.93	8.41
Other Real Estate Owned & Foreclosed	1.16	1.25	0.11	2.07	2.24	4.88
Other Long-Term Assets	42.4	27.61	25.94	24.64	19.18	16.18
Total Assets	3,924	3,553	3,151	2,878	2,473	2,117
Interest Bearing Deposits	3,028	2,369	2,044	1,905	1,506	1,237
Institutional Deposits	-	196.9	155	159.1	248.8	290.3
Non-Interest Bearing Deposits	401.98	442.76	524.42	532.58	411.42	325.89
Total Deposits	3,430	3,009	2,724	2,596	2,166	1,853
Short-Term Borrowings	-	60	140	-	50	13.08
Current Portion of Long-Term Debt	6.98	10.33	6.44	6.44	6.12	-
Accrued Interest Payable	17.75	11.81	4.29	4.48	5.29	6.05
Long-Term Debt	16.16	35.07	21.93	25.17	42.37	55.4
Federal Home Loan Bank Debt, Long-Term	135	155	-	3.21	3.37	3.53
Trust Preferred Securities	44.73	15	15	14.82	14.78	14.74
Other Long-Term Liabilities	17.06	6.84	4.91	3.62	6.25	5.37
Total Liabilities	3,668	3,303	2,916	2,654	2,294	1,951
Preferred Stock, Non-Redeemable	33.06	33.06	33.06	33.06	-	-
Total Preferred Equity	33.06	33.06	33.06	33.06	-	-
Common Stock	12.51	12.48	10.72	10.72	10.72	9.74
Additional Paid-In Capital	149.39	149.09	130.09	130.09	130.09	110.84
Retained Earnings	72.66	67.97	76.35	56.65	37.13	43.28
Comprehensive Income & Other	-11.22	-12.96	-15.23	-6.63	0.65	2.18
Total Common Equity	223.34	216.57	201.93	190.83	178.59	166.04
Shareholders' Equity	256.4	249.63	234.99	223.89	178.59	166.04
Total Liabilities & Equity	3,924	3,553	3,151	2,878	2,473	2,117
Total Debt	202.87	275.4	183.37	49.64	116.63	86.75
Net Cash (Debt)	165	11.06	-100.15	212.3	182.98	-19.32
Net Cash Growth	-	-	-	16.03%	-	-
Net Cash Per Share	13.44	0.99	-9.35	19.81	17.07	-1.81
Filing Date Shares Outstanding	12.5	12.5	10.72	10.72	10.72	10.72
Total Common Shares Outstanding	12.5	12.48	10.72	10.72	10.72	10.72
Book Value Per Share	17.86	17.36	18.84	17.81	16.67	15.50
Tangible Book Value	206.77	199.91	184.68	172.88	159.88	146.57
Tangible Book Value Per Share	16.54	16.02	17.23	16.13	14.92	13.68

Source: S&P Capital IQ. Banks template. Financial Sources.