First Guaranty Bancshares, Inc. (FGBI)

First Guaranty Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	714.87	564.21	286.46	83.22	261.93	299.61
Investment Securities	398.6	502.85	399.12	448.91	363.57	237.31
Mortgage-Backed Securities	321.37	100.12	5	2.61	0.59	1.24
Total Investments	719.97	602.97	404.12	451.53	364.16	238.55
Gross Loans	2,417	2,702	2,757	2,527	2,166	1,849
Allowance for Loan Losses	-58.87	-34.81	-30.93	-23.52	-24.03	-24.52
Other Adjustments to Gross Loans	-6.85	-8.3	-8.77	-7.64	-6.69	-5.04
Net Loans	2,352	2,659	2,718	2,496	2,135	1,820
Property, Plant & Equipment	66.04	79.39	70.09	58.21	58.64	59.89
Goodwill	12.9	12.9	12.9	12.9	12.9	12.9
Other Intangible Assets	2.76	3.06	3.76	4.36	5.05	5.82
Accrued Interest Receivable	13.31	14.85	15.71	13	12.05	11.93
Other Real Estate Owned & Foreclosed	7.66	0.32	1.25	0.11	2.07	2.24
Other Long-Term Assets	70.5	26.36	27.31	25.94	24.64	19.18
Total Assets	3,970	3,973	3,553	3,151	2,878	2,473
Interest Bearing Deposits	2,505	2,871	2,369	2,044	1,905	1,506
Institutional Deposits	533.96	200.98	196.9	155	159.1	248.8
Non-Interest Bearing Deposits	442.27	404.06	442.76	524.42	532.58	411.42
Total Deposits	3,481	3,476	3,009	2,724	2,596	2,166
Short-Term Borrowings	-	-	60	140	-	50
Current Portion of Long-Term Debt	7.12	11.04	6.3	6.44	6.44	6.12
Current Portion of Leases	-	1.41	-	-	-	-
Accrued Interest Payable	19.5	20.44	11.81	4.29	4.48	5.29
Long-Term Debt	14.19	11.14	39.1	21.93	25.17	42.37
Federal Home Loan Bank Debt, Long-Term	135	135	155	-	3.21	3.37
Long-Term Leases	-	10.23	0.3	-	-	-
Trust Preferred Securities	29.78	44.75	15	15	14.82	14.78
Other Long-Term Liabilities	19.58	7.42	6.54	4.91	3.62	6.25
Total Liabilities	3,706	3,718	3,303	2,916	2,654	2,294
Preferred Stock, Non-Redeemable	33.06	33.06	33.06	33.06	33.06	-
Total Preferred Equity	33.06	33.06	33.06	33.06	33.06	-
Common Stock	15.12	12.51	12.48	10.72	10.72	10.72
Additional Paid-In Capital	167.04	149.39	149.09	130.09	130.09	130.09
Retained Earnings	58.08	72.97	67.97	76.35	56.65	37.13
Comprehensive Income & Other	-10.21	-12.87	-12.96	-15.23	-6.63	0.65
Total Common Equity	230.03	221.99	216.57	201.93	190.83	178.59
Shareholders' Equity	263.09	255.05	249.63	234.99	223.89	178.59
Total Liabilities & Equity	3,970	3,973	3,553	3,151	2,878	2,473
Total Debt	186.08	213.56	275.7	183.37	49.64	116.63
Net Cash (Debt)	529.04	350.9	10.76	-100.15	212.3	182.98
Net Cash Growth	3398.03%	3161.42%	-	-	16.02%	-
Net Cash Per Share	41.96	28.07	0.96	-9.35	19.81	17.07
Filing Date Shares Outstanding	15.12	12.5	12.5	10.72	10.72	10.72
Total Common Shares Outstanding	15.12	12.5	12.48	10.72	10.72	10.72
Book Value Per Share	15.21	17.75	17.36	18.84	17.81	16.67
Tangible Book Value	214.37	206.03	199.91	184.68	172.88	159.88
Tangible Book Value Per Share	14.18	16.48	16.02	17.23	16.13	14.92

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q