First Guaranty Bancshares, Inc. (FGBI)

First Guaranty Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	292.77	845.7	564.21	286.46	83.22	261.93
Investment Securities	323.97	448.58	502.85	399.12	448.91	363.57
Mortgage-Backed Securities	838.31	550.94	100.12	5	2.61	0.59
Total Investments	1,162	999.52	602.97	404.12	451.53	364.16
Gross Loans	1,585	2,076	2,702	2,757	2,527	2,166
Allowance for Loan Losses	-36.4	-40.76	-34.81	-30.93	-23.52	-24.03
Other Adjustments to Gross Loans	-3.95	-6.02	-8.3	-8.77	-7.64	-6.69
Net Loans	1,545	2,029	2,659	2,718	2,496	2,135
Property, Plant & Equipment	61.46	70.69	79.39	70.09	58.21	58.64
Goodwill	-	-	12.9	12.9	12.9	12.9
Other Intangible Assets	1.4	2.37	3.06	3.76	4.36	5.05
Accrued Interest Receivable	12.9	12.46	14.85	15.71	13	12.05
Other Real Estate Owned & Foreclosed	27.95	35.08	0.32	1.25	0.11	2.07
Other Long-Term Assets	38.58	73.26	26.36	27.31	25.94	24.64
Total Assets	3,152	4,078	3,973	3,553	3,151	2,878

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	2,487	3,044	2,871	2,369	2,044	1,905
Institutional Deposits	-	174.71	201	196.9	155	159.1
Non-Interest Bearing Deposits	368.33	414.6	404.06	442.76	524.42	532.58
Total Deposits	2,855	3,633	3,476	3,009	2,724	2,596
Short-Term Borrowings	-	-	-	60	140	-
Current Portion of Long-Term Debt	7.23	7.12	7.01	6.3	6.44	6.44
Current Portion of Leases	-	1.41	-	-	-	-
Accrued Interest Payable	19.73	17.64	20.44	11.81	4.29	4.48
Long-Term Debt	14.22	14.2	15.17	39.1	21.93	25.17
Federal Home Loan Bank Debt, Long-Term	-	135	135	155	-	3.21
Long-Term Leases	-	9.76	11.6	0.3	-	-
Trust Preferred Securities	29.85	29.81	44.75	15	15	14.82
Other Long-Term Liabilities	7.54	4.3	7.46	6.54	4.91	3.62
Total Liabilities	2,934	3,852	3,718	3,303	2,916	2,654

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Non-Redeemable	33.06	33.06	33.06	33.06	33.06	33.06
Total Preferred Equity	33.06	33.06	33.06	33.06	33.06	33.06
Common Stock	16.64	15.79	12.51	12.48	10.72	10.72
Additional Paid-In Capital	177.22	170.62	149.39	149.09	130.09	130.09
Retained Earnings	29.95	14.06	72.97	67.97	76.35	56.65
Comprehensive Income & Other	-37.91	-7.31	-12.87	-12.96	-15.23	-6.63
Total Common Equity	185.89	193.16	221.99	216.57	201.93	190.83
Shareholders' Equity	218.95	226.22	255.05	249.63	234.99	223.89
Total Liabilities & Equity	3,152	4,078	3,973	3,553	3,151	2,878

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	51.29	197.29	213.52	275.7	183.37	49.64
Net Cash (Debt)	241.98	648.66	350.94	10.76	-100.15	212.3
Net Cash Growth	-56.56%	84.84%	3161.78%	-	-	16.02%
Net Cash Per Share	15.11	46.38	28.07	0.96	-9.35	19.81
Filing Date Shares Outstanding	16.64	15.79	12.5	12.5	10.72	10.72
Total Common Shares Outstanding	16.64	15.79	12.5	12.48	10.72	10.72
Book Value Per Share	11.17	12.23	17.75	17.36	18.84	17.81
Tangible Book Value	184.49	190.79	206.03	199.91	184.68	172.88
Tangible Book Value Per Share	11.09	12.08	16.48	16.02	17.23	16.13

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 2, 2026

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