First Guaranty Bancshares, Inc. (FGBI)

First Guaranty Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	733.77	845.7	564.21	286.46	83.22	261.93
Securities and Investments	853.91	676.59	281.1	404.12	451.53	364.16
Other Earning Assets	0.25	0.25	0.25	-	-	-
Gross Loans	1,925	2,070	2,694	2,749	2,519	2,159
Allowance for Loan Losses	-38.49	-40.76	-34.81	-30.93	-23.52	-24.03
Net Loans	1,886	2,029	2,659	2,718	2,496	2,135
Net Property, Plant & Equipment	58.75	59.59	67.79	69.79	58.21	58.64
Accrued Interest and Accounts Receivable	13.92	12.46	14.85	15.71	13	12.05
Other Intangible Assets	2.43	2.64	3.47	4.3	4.98	5.92
Goodwill	-	-	12.9	12.9	12.9	12.9
Long-Term Investments	10.32	10.21	9.71	13.39	6.53	1.36
Other Non-Earning Assets	76.16	119.17	37.86	28.32	25.43	25.84
Total Assets	3,959	4,078	3,973	3,553	3,151	2,878
Interest-bearing deposits	-	-	-	2,566	2,199	2,064
Noninterest-bearing deposits	-	-	-	442.76	524.42	532.58
Total Deposits	-	-	-	3,009	2,724	2,596
Short-Term Interbank Borrowing and Repurchase Agreements	22.56	17.64	20.44	56.3	126.44	6.44
Short-Term Borrowings	7.12	7.12	7.01	10	20	-
Accrued Expenses	-	-	-	11.81	4.29	4.48
Long-Term Debt	179.03	179.01	194.91	209.1	36.93	43.2
Other Liabilities	18.3	15.46	19.06	6.84	4.91	3.62
Total Liabilities	3,735	3,852	3,718	3,303	2,916	2,654
Preferred Stock	33.06	33.06	33.06	33.06	33.06	33.06
Common Stock	16.03	15.79	12.51	12.48	10.72	10.72
Additional Paid-in Capital	172.21	170.62	149.39	149.09	130.09	130.09
Accumulated Other Comprehensive Income	-13.36	-7.31	-12.87	-12.96	-15.23	-6.63
Retained Earnings	16.06	14.06	72.97	67.97	76.35	56.65
Shareholders' Equity	223.99	226.22	255.05	249.63	234.99	223.89
Total Liabilities & Equity	3,959	4,078	3,973	3,553	3,151	2,878
Total Debt	179.03	179.01	194.91	209.1	36.93	43.2
Net Cash (Debt)	-179.03	-179.01	-194.91	-209.1	-36.93	-43.2
Net Cash Per Share	-12.10	-12.80	-15.59	-18.73	-3.21	-4.03
Book Value	223.99	226.22	255.05	249.63	234.99	223.89
Book Value Per Share	15.14	16.18	20.40	22.36	20.45	20.89
Tangible Book Value	221.56	223.58	238.68	232.43	217.11	205.07
Tangible Book Value Per Share	14.97	15.99	19.09	20.82	18.90	19.14

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q