First Guaranty Bancshares, Inc. (FGBI)

First Guaranty Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	781.58	845.7	564.21	286.46	83.22	261.93
Investment Securities	393.05	448.58	502.85	399.12	448.91	363.57
Mortgage-Backed Securities	821.16	550.94	100.12	5	2.61	0.59
Total Investments	1,214	999.52	602.97	404.12	451.53	364.16
Gross Loans	1,770	2,076	2,702	2,757	2,527	2,166
Allowance for Loan Losses	-34.3	-40.76	-34.81	-30.93	-23.52	-24.03
Other Adjustments to Gross Loans	-4.46	-6.02	-8.3	-8.77	-7.64	-6.69
Net Loans	1,731	2,029	2,659	2,718	2,496	2,135
Property, Plant & Equipment	72.76	70.69	79.39	70.09	58.21	58.64
Goodwill	-	-	12.9	12.9	12.9	12.9
Other Intangible Assets	2.02	2.37	3.06	3.76	4.36	5.05
Accrued Interest Receivable	11.88	12.46	14.85	15.71	13	12.05
Other Real Estate Owned & Foreclosed	29.72	35.08	0.32	1.25	0.11	2.07
Other Long-Term Assets	41.51	73.26	26.36	27.31	25.94	24.64
Total Assets	3,895	4,078	3,973	3,553	3,151	2,878

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	2,596	3,044	2,871	2,369	2,044	1,905
Institutional Deposits	445.97	174.71	201	196.9	155	159.1
Non-Interest Bearing Deposits	415.3	414.6	404.06	442.76	524.42	532.58
Total Deposits	3,457	3,633	3,476	3,009	2,724	2,596
Short-Term Borrowings	-	-	-	60	140	-
Current Portion of Long-Term Debt	7.23	7.12	7.01	6.3	6.44	6.44
Current Portion of Leases	-	1.41	-	-	-	-
Accrued Interest Payable	17.49	17.64	20.44	11.81	4.29	4.48
Long-Term Debt	14.21	14.2	15.17	39.1	21.93	25.17
Federal Home Loan Bank Debt, Long-Term	135	135	135	155	-	3.21
Long-Term Leases	0.1	9.76	11.6	0.3	-	-
Trust Preferred Securities	29.84	29.81	44.75	15	15	14.82
Other Long-Term Liabilities	6.74	4.3	7.46	6.54	4.91	3.62
Total Liabilities	3,668	3,852	3,718	3,303	2,916	2,654

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Non-Redeemable	33.06	33.06	33.06	33.06	33.06	33.06
Total Preferred Equity	33.06	33.06	33.06	33.06	33.06	33.06
Common Stock	16.54	15.79	12.51	12.48	10.72	10.72
Additional Paid-In Capital	176.49	170.62	149.39	149.09	130.09	130.09
Retained Earnings	18.74	14.06	72.97	67.97	76.35	56.65
Comprehensive Income & Other	-17.48	-7.31	-12.87	-12.96	-15.23	-6.63
Total Common Equity	194.29	193.16	221.99	216.57	201.93	190.83
Shareholders' Equity	227.35	226.22	255.05	249.63	234.99	223.89
Total Liabilities & Equity	3,895	4,078	3,973	3,553	3,151	2,878

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	186.38	197.29	213.52	275.7	183.37	49.64
Net Cash (Debt)	595.45	648.66	350.94	10.76	-100.15	212.3
Net Cash Growth	15.03%	84.84%	3161.78%	-	-	16.02%
Net Cash Per Share	38.02	46.38	28.07	0.96	-9.35	19.81
Filing Date Shares Outstanding	16.54	15.79	12.5	12.5	10.72	10.72
Total Common Shares Outstanding	16.54	15.79	12.5	12.48	10.72	10.72
Book Value Per Share	11.75	12.23	17.75	17.36	18.84	17.81
Tangible Book Value	192.27	190.79	206.03	199.91	184.68	172.88
Tangible Book Value Per Share	11.63	12.08	16.48	16.02	17.23	16.13

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 29, 2026

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