First Guaranty Bancshares, Inc. (FGBI)
NASDAQ: FGBI · Real-Time Price · USD
8.72
+0.61 (7.52%)
Aug 28, 2026, 4:00 PM EDT - Market closed

First Guaranty Bancshares Statistics

Total Valuation

FGBI has a market cap or net worth of $144.22 million. The enterprise value is -$451.23 million.

Market Cap144.22M
Enterprise Value -451.23M

Important Dates

The last earnings date was Tuesday, July 28, 2026, before market open.

Earnings Date Jul 28, 2026
Ex-Dividend Date Jun 26, 2026

Share Statistics

FGBI has 16.54 million shares outstanding. The number of shares has increased by 24.23% in one year.

Current Share Class 16.54M
Shares Outstanding 16.54M
Shares Change (YoY) +24.23%
Shares Change (QoQ) +3.36%
Owned by Insiders (%) 57.70%
Owned by Institutions (%) 8.60%
Float 5.56M

Valuation Ratios

PE Ratio n/a
Forward PE 17.10
PS Ratio 3.83
Forward PS n/a
PB Ratio 0.74
P/TBV Ratio 0.75
P/FCF Ratio 3.75
P/OCF Ratio 2.64
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 4.84
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -14.84%.

Return on Equity (ROE) -14.84%
Return on Assets (ROA) -0.93%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.93%
Revenue Per Employee $113,207
Profits Per Employee -$116,237
Employee Count333
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -6.83M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +9.82% in the last 52 weeks. The beta is 0.45, so FGBI's price volatility has been lower than the market average.

Beta (5Y) 0.45
52-Week Price Change +9.82%
50-Day Moving Average 9.46
200-Day Moving Average 8.39
Relative Strength Index (RSI) 46.87
Average Volume (20 Days) 19,827

Short Selling Information

The latest short interest is 350,490, so 2.12% of the outstanding shares have been sold short.

Short Interest 350,490
Short Previous Month 360,296
Short % of Shares Out 2.12%
Short % of Float 6.30%
Short Ratio (days to cover) 15.25

Income Statement

In the last 12 months, FGBI had revenue of $37.70 million and -$38.71 million in losses. Loss per share was -$2.47.

Revenue37.70M
Gross Profit 37.70M
Operating Income -30.30M
Pretax Income -43.20M
Net Income -38.71M
EBITDA n/a
EBIT n/a
Loss Per Share -$2.47
Full Income Statement

Balance Sheet

The company has $781.83 million in cash and $186.38 million in debt, with a net cash position of $595.45 million or $36.00 per share.

Cash & Cash Equivalents 781.83M
Total Debt 186.38M
Net Cash 595.45M
Net Cash Per Share $36.00
Equity (Book Value) 227.35M
Book Value Per Share 11.75
Working Capital -2.66B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $54.53 million and capital expenditures -$16.03 million, giving a free cash flow of $38.50 million.

Operating Cash Flow 54.53M
Capital Expenditures -16.03M
Depreciation & Amortization n/a
Net Borrowing 110,000
Free Cash Flow 38.50M
FCF Per Share $2.33
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin -80.39%
Pretax Margin -114.61%
Profit Margin -96.50%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 102.12%

Dividends & Yields

This stock pays an annual dividend of $0.04, which amounts to a dividend yield of 0.46%.

Dividend Per Share $0.04
Dividend Yield 0.46%
Dividend Growth (YoY) -63.64%
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -24.23%
Shareholder Yield -23.77%
Earnings Yield -26.84%
FCF Yield 26.69%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on December 14, 2021. It was a forward split with a ratio of 1.1:1.

Last Split Date Dec 14, 2021
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2