First Guaranty Bancshares, Inc. (FGBI)
Total Valuation
FGBI has a market cap or net worth of $126.42 million. The enterprise value is $115.36 million.
Market Cap | 126.42M |
Enterprise Value | 115.36M |
Important Dates
The next estimated earnings date is Wednesday, April 24, 2024, after market close.
Earnings Date | Apr 24, 2024 |
Ex-Dividend Date | Mar 21, 2024 |
Share Statistics
FGBI has 12.48 million shares outstanding. The number of shares has increased by 4.19% in one year.
Shares Outstanding | 12.48M |
Shares Change (YoY) | +4.19% |
Shares Change (QoQ) | +1.41% |
Owned by Insiders (%) | 51.02% |
Owned by Institutions (%) | 6.41% |
Float | 6.15M |
Valuation Ratios
The trailing PE ratio is 16.55 and the forward PE ratio is 15.36.
PE Ratio | 16.55 |
Forward PE | 15.36 |
PS Ratio | 1.38 |
Forward PS | 1.38 |
PB Ratio | 0.51 |
P/FCF Ratio | 17.60 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.25, with an EV/FCF ratio of 16.06.
EV / Earnings | 16.74 |
EV / Sales | 1.26 |
EV / EBITDA | 7.25 |
EV / EBIT | 9.70 |
EV / FCF | 16.06 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 1.10 |
Debt / EBITDA | 17.30 |
Debt / FCF | 38.34 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.90% and return on invested capital (ROIC) is 1.76%.
Return on Equity (ROE) | 2.90% |
Return on Assets (ROA) | 0.20% |
Return on Capital (ROIC) | 1.76% |
Revenue Per Employee | $188,412 |
Profits Per Employee | $14,177 |
Employee Count | 486 |
Asset Turnover | 0.03 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, FGBI has paid $2.68 million in taxes.
Income Tax | 2.68M |
Effective Tax Rate | 27.98% |
Stock Price Statistics
The stock price has decreased by -38.35% in the last 52 weeks. The beta is 0.45, so FGBI's price volatility has been lower than the market average.
Beta (1Y) | 0.45 |
52-Week Price Change | -38.35% |
50-Day Moving Average | 11.37 |
200-Day Moving Average | 11.29 |
Relative Strength Index (RSI) | 35.01 |
Average Volume (30 Days) | 7,329 |
Short Selling Information
The latest short interest is 23,135, so 0.19% of the outstanding shares have been sold short.
Short Interest | 23,135 |
Short Previous Month | 17,811 |
Short % of Shares Out | 0.19% |
Short % of Float | 0.38% |
Short Ratio (days to cover) | 3.57 |
Income Statement
In the last 12 months, FGBI had revenue of $91.57 million and earned $6.89 million in profits. Earnings per share was $0.62.
Revenue | 91.57M |
Gross Profit | 91.57M |
Operating Income | 11.90M |
Pretax Income | 11.90M |
Net Income | 6.89M |
EBITDA | 15.92M |
EBIT | 11.90M |
Earnings Per Share (EPS) | $0.62 |
Balance Sheet
The company has $286.46 million in cash and $275.40 million in debt, giving a net cash position of $11.06 million or $0.89 per share.
Cash & Cash Equivalents | 286.46M |
Total Debt | 275.40M |
Net Cash | 11.06M |
Net Cash Per Share | $0.89 |
Equity / Book Value | 249.63M |
Book Value Per Share | 20.01 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $21.71 million and capital expenditures -$14.53 million, giving a free cash flow of $7.18 million.
Operating Cash Flow | 21.71M |
Capital Expenditures | -14.53M |
Free Cash Flow | 7.18M |
FCF Per Share | $0.64 |
Margins
Gross margin is 100.00%, with operating and profit margins of 12.99% and 7.52%.
Gross Margin | 100.00% |
Operating Margin | 12.99% |
Pretax Margin | 12.99% |
Profit Margin | 7.52% |
EBITDA Margin | 17.39% |
EBIT Margin | 12.99% |
FCF Margin | 7.84% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 6.10%.
Dividend Per Share | $0.64 |
Dividend Yield | 6.10% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | 103.23% |
Buyback Yield | -4.19% |
Shareholder Yield | 2.05% |
Earnings Yield | 5.45% |
FCF Yield | 5.68% |
Analyst Forecast
The average price target for FGBI is $11.25, which is 7.25% higher than the current price. The consensus rating is "Sell".
Price Target | $11.25 |
Price Target Difference | 7.25% |
Analyst Consensus | Sell |
Analyst Count | 2 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 14, 2021. It was a forward split with a ratio of 11:10.
Last Split Date | Dec 14, 2021 |
Split Type | Forward |
Split Ratio | 11:10 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |