First Guaranty Bancshares Statistics
Total Valuation
FGBI has a market cap or net worth of $173.12 million. The enterprise value is -$68.85 million.
| Market Cap | 173.12M |
| Enterprise Value | -68.85M |
Important Dates
The last earnings date was Tuesday, October 27, 2026, after market close.
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Sep 25, 2026 |
Share Statistics
FGBI has 16.64 million shares outstanding. The number of shares has increased by 20.67% in one year.
| Current Share Class | 16.64M |
| Shares Outstanding | 16.64M |
| Shares Change (YoY) | +20.67% |
| Shares Change (QoQ) | +1.31% |
| Owned by Insiders (%) | 57.31% |
| Owned by Institutions (%) | 8.86% |
| Float | 4.43M |
Valuation Ratios
The trailing PE ratio is 9.13.
| PE Ratio | 9.13 |
| Forward PE | n/a |
| PS Ratio | 1.79 |
| Forward PS | n/a |
| PB Ratio | 0.92 |
| P/TBV Ratio | 0.93 |
| P/FCF Ratio | 4.44 |
| P/OCF Ratio | 3.13 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.23 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.33 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.35%.
| Return on Equity (ROE) | 9.35% |
| Return on Assets (ROA) | 0.59% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.29% |
| Revenue Per Employee | $286,030 |
| Profits Per Employee | $54,799 |
| Employee Count | 333 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FGBI has paid $5.08 million in taxes.
| Income Tax | 5.08M |
| Effective Tax Rate | 19.80% |
Stock Price Statistics
The stock price has increased by +56.40% in the last 52 weeks. The beta is 0.48, so FGBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.48 |
| 52-Week Price Change | +56.40% |
| 50-Day Moving Average | 8.47 |
| 200-Day Moving Average | 9.05 |
| Relative Strength Index (RSI) | 72.28 |
| Average Volume (20 Days) | 23,577 |
Short Selling Information
The latest short interest is 379,587, so 2.28% of the outstanding shares have been sold short.
| Short Interest | 379,587 |
| Short Previous Month | 380,636 |
| Short % of Shares Out | 2.28% |
| Short % of Float | 8.58% |
| Short Ratio (days to cover) | 14.58 |
Income Statement
In the last 12 months, FGBI had revenue of $95.25 million and earned $18.25 million in profits. Earnings per share was $1.14.
| Revenue | 95.25M |
| Gross Profit | 95.25M |
| Operating Income | 25.66M |
| Pretax Income | 25.66M |
| Net Income | 18.25M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.14 |
Balance Sheet
The company has $293.27 million in cash and $51.29 million in debt, with a net cash position of $241.98 million or $14.54 per share.
| Cash & Cash Equivalents | 293.27M |
| Total Debt | 51.29M |
| Net Cash | 241.98M |
| Net Cash Per Share | $14.54 |
| Equity (Book Value) | 218.95M |
| Book Value Per Share | 11.17 |
| Working Capital | -2.55B |
Cash Flow
In the last 12 months, operating cash flow was $54.53 million and capital expenditures -$16.03 million, giving a free cash flow of $38.50 million.
| Operating Cash Flow | 54.53M |
| Capital Expenditures | -16.03M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 110,000 |
| Free Cash Flow | 38.50M |
| FCF Per Share | $2.31 |
Margins
| Gross Margin | n/a |
| Operating Margin | 26.94% |
| Pretax Margin | 26.94% |
| Profit Margin | 21.60% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 102.12% |
Dividends & Yields
This stock pays an annual dividend of $0.04, which amounts to a dividend yield of 0.38%.
| Dividend Per Share | $0.04 |
| Dividend Yield | 0.38% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 3.51% |
| FCF Payout Ratio | 1.73% |
| Buyback Yield | -20.67% |
| Shareholder Yield | -20.28% |
| Earnings Yield | 10.95% |
| FCF Yield | 22.53% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 14, 2021. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 14, 2021 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |