First Guaranty Bancshares, Inc. (FGBI)

NASDAQ: FGBI · IEX Real-Time Price · USD
10.49
+0.38 (3.76%)
Mar 28, 2024, 1:53 PM EDT - Market open

Total Valuation

FGBI has a market cap or net worth of $126.42 million. The enterprise value is $115.36 million.

Market Cap 126.42M
Enterprise Value 115.36M

Important Dates

The next estimated earnings date is Wednesday, April 24, 2024, after market close.

Earnings Date Apr 24, 2024
Ex-Dividend Date Mar 21, 2024

Share Statistics

FGBI has 12.48 million shares outstanding. The number of shares has increased by 4.19% in one year.

Shares Outstanding 12.48M
Shares Change (YoY) +4.19%
Shares Change (QoQ) +1.41%
Owned by Insiders (%) 51.02%
Owned by Institutions (%) 6.41%
Float 6.15M

Valuation Ratios

The trailing PE ratio is 16.55 and the forward PE ratio is 15.36.

PE Ratio 16.55
Forward PE 15.36
PS Ratio 1.38
Forward PS 1.38
PB Ratio 0.51
P/FCF Ratio 17.60
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.25, with an EV/FCF ratio of 16.06.

EV / Earnings 16.74
EV / Sales 1.26
EV / EBITDA 7.25
EV / EBIT 9.70
EV / FCF 16.06

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.10
Debt / EBITDA 17.30
Debt / FCF 38.34
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 2.90% and return on invested capital (ROIC) is 1.76%.

Return on Equity (ROE) 2.90%
Return on Assets (ROA) 0.20%
Return on Capital (ROIC) 1.76%
Revenue Per Employee $188,412
Profits Per Employee $14,177
Employee Count 486
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, FGBI has paid $2.68 million in taxes.

Income Tax 2.68M
Effective Tax Rate 27.98%

Stock Price Statistics

The stock price has decreased by -38.35% in the last 52 weeks. The beta is 0.45, so FGBI's price volatility has been lower than the market average.

Beta (1Y) 0.45
52-Week Price Change -38.35%
50-Day Moving Average 11.37
200-Day Moving Average 11.29
Relative Strength Index (RSI) 35.01
Average Volume (30 Days) 7,329

Short Selling Information

The latest short interest is 23,135, so 0.19% of the outstanding shares have been sold short.

Short Interest 23,135
Short Previous Month 17,811
Short % of Shares Out 0.19%
Short % of Float 0.38%
Short Ratio (days to cover) 3.57

Income Statement

In the last 12 months, FGBI had revenue of $91.57 million and earned $6.89 million in profits. Earnings per share was $0.62.

Revenue 91.57M
Gross Profit 91.57M
Operating Income 11.90M
Pretax Income 11.90M
Net Income 6.89M
EBITDA 15.92M
EBIT 11.90M
Earnings Per Share (EPS) $0.62
Full Income Statement

Balance Sheet

The company has $286.46 million in cash and $275.40 million in debt, giving a net cash position of $11.06 million or $0.89 per share.

Cash & Cash Equivalents 286.46M
Total Debt 275.40M
Net Cash 11.06M
Net Cash Per Share $0.89
Equity / Book Value 249.63M
Book Value Per Share 20.01
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $21.71 million and capital expenditures -$14.53 million, giving a free cash flow of $7.18 million.

Operating Cash Flow 21.71M
Capital Expenditures -14.53M
Free Cash Flow 7.18M
FCF Per Share $0.64
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 12.99% and 7.52%.

Gross Margin 100.00%
Operating Margin 12.99%
Pretax Margin 12.99%
Profit Margin 7.52%
EBITDA Margin 17.39%
EBIT Margin 12.99%
FCF Margin 7.84%

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 6.10%.

Dividend Per Share $0.64
Dividend Yield 6.10%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 103.23%
Buyback Yield -4.19%
Shareholder Yield 2.05%
Earnings Yield 5.45%
FCF Yield 5.68%
Dividend Details

Analyst Forecast

The average price target for FGBI is $11.25, which is 7.25% higher than the current price. The consensus rating is "Sell".

Price Target $11.25
Price Target Difference 7.25%
Analyst Consensus Sell
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on December 14, 2021. It was a forward split with a ratio of 11:10.

Last Split Date Dec 14, 2021
Split Type Forward
Split Ratio 11:10

Scores

Altman Z-Score n/a
Piotroski F-Score 4