First Guaranty Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-47.11	-56.02	12.45	9.22	28.88	27.3
Depreciation & Amortization	4.17	4.29	4.43	4.03	4.11	4.78
Provision for Credit Losses	69.81	81.73	20.03	3.71	3.66	2.06
Other Adjustments	1.56	13.31	-17.19	0.74	0.04	-1.26
Changes in Other Operating Activities	-2.07	-51.59	14.01	4.01	0.18	-6.35
Operating Cash Flow	36.92	-8.28	33.73	21.71	36.87	26.52
Operating Cash Flow Growth	-0.53%	-	55.33%	-41.10%	39.01%	11.62%
Net Change in Loans Held-for-Investment	522.07	516.7	36.83	-234.12	-362.54	-320.35
Net Change in Securities and Investments	-581.89	-386.39	-191.79	42.57	-105.22	-131.5
Capital Expenditures	-1.87	-1.7	-3.04	-14.86	-2.64	-2.2
Purchases of Intangible Assets	-	-	-	-0.1	-	-
Sale of Property, Plant & Equipment	1.35	1.14	14.98	0.32	0.07	0.08
Other Investing Activities	7.07	0.14	0.95	0.1	2.42	1.33
Investing Cash Flow	-93.21	129.9	-142.07	-206.09	-467.91	-452.65
Net Change in Deposits	28.75	156.62	467.17	285.3	127.3	430.17
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	0.01	0.11	-59.29	-80.15	140	-49.68
Long-Term Debt Issued	-	-	29.7	195.1	-	-
Long-Term Debt Repaid	-	-1.01	-44.03	-22.95	-5.78	-17.32
Net Long-Term Debt Issued (Repaid)	-	-1.01	-14.33	172.15	-5.78	-17.32
Issuance of Common Stock	6.47	7.05	-	20	-	-
Net Common Stock Issued (Repurchased)	6.47	7.05	-	20	-	-
Issuance of Preferred Stock	-	-	-	-	-	33.06
Net Preferred Stock Issued (Repurchased)	-	-	-	-	-	33.06
Common Dividends Paid	-0.59	-0.56	-5.13	-7.37	-6.86	-6.39
Preferred Share Dividends Paid	-2.33	-2.33	-2.33	-2.33	-2.33	-1.38
Financing Cash Flow	31.14	159.88	386.09	387.61	252.33	388.45
Net Cash Flow	115.34	281.49	277.75	203.24	-178.71	-37.67
Free Cash Flow	35.06	-9.98	30.69	6.86	34.22	24.32
Free Cash Flow Growth	-	-	347.37%	-79.96%	40.74%	39.38%
FCF Margin	146.49%	-72.88%	32.94%	7.49%	31.87%	24.73%
Free Cash Flow Per Share	2.37	-0.71	2.45	0.61	2.98	2.27

SEC Filings: 10-K · 10-Q