First Guaranty Bancshares, Inc. (FGBI)
NASDAQ: FGBI · Real-Time Price · USD
10.50
+0.23 (2.24%)
Nov 3, 2026, 12:16 PM EST - Market open
First Guaranty Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -56.02 | 12.45 | 9.22 | 28.88 | 27.3 |
Depreciation & Amortization | 4.29 | 4.43 | 4.03 | 4.11 | 4.78 |
Gain (Loss) on Sale of Assets | 1.06 | -14.14 | 0.12 | -1.76 | -0.43 |
Gain (Loss) on Sale of Investments | -3.13 | -2.56 | 0.99 | 1.82 | -0.82 |
Total Asset Writedown | 12.9 | - | - | - | - |
Provision for Credit Losses | 81.73 | 20.03 | 3.71 | 3.66 | 2.06 |
Change in Other Net Operating Assets | -51.59 | 14.01 | 4.01 | 0.18 | -6.35 |
Other Operating Activities | 2.48 | -0.5 | -0.36 | -0.02 | -0.01 |
Operating Cash Flow | -8.28 | 33.73 | 21.71 | 36.87 | 26.52 |
Operating Cash Flow Growth | - | 55.33% | -41.10% | 39.01% | 11.62% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.7 | -3.04 | -14.86 | -2.64 | -2.2 |
Sale of Property, Plant and Equipment | 1.14 | 14.98 | 0.32 | 0.07 | 0.08 |
Investment in Securities | -386.39 | -196.24 | 49.07 | -100.07 | -133.51 |
Purchase / Sale of Intangibles | - | - | -0.1 | - | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 516.7 | 36.83 | -234.12 | -362.54 | -320.35 |
Other Investing Activities | - | 4.46 | -6.5 | -5.15 | 2.01 |
Investing Cash Flow | 129.9 | -142.07 | -206.09 | -467.91 | -452.65 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 0.11 | - | - | 140 | - |
Long-Term Debt Issued | - | 29.7 | 195.1 | - | - |
Total Debt Issued | 0.11 | 29.7 | 195.1 | 140 | - |
Short-Term Debt Repaid | - | -59.29 | -80.15 | - | -49.68 |
Long-Term Debt Repaid | -1.01 | -44.03 | -22.95 | -5.78 | -17.32 |
Total Debt Repaid | -1.01 | -103.32 | -103.09 | -5.78 | -67 |
Net Debt Issued (Repaid) | -0.9 | -73.62 | 92.01 | 134.22 | -67 |
Issuance of Common Stock | 7.05 | - | 20 | - | - |
Preferred Stock Issued | - | - | - | - | 33.06 |
Common Dividends Paid | -0.56 | -5.13 | -7.37 | -6.86 | -6.39 |
Preferred Dividends Paid | -2.33 | -2.33 | -2.33 | -2.33 | -1.38 |
Total Dividends Paid | -2.89 | -7.46 | -9.7 | -9.19 | -7.78 |
Net Increase (Decrease) in Deposit Accounts | 156.62 | 467.17 | 285.3 | 127.3 | 430.17 |
Financing Cash Flow | 159.88 | 386.09 | 387.61 | 252.33 | 388.45 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 281.49 | 277.75 | 203.24 | -178.71 | -37.67 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -9.98 | 30.69 | 6.86 | 34.22 | 24.32 |
Free Cash Flow Growth | - | 347.37% | -79.96% | 40.74% | 39.38% |
Free Cash Flow Margin | -72.88% | 32.94% | 7.49% | 31.87% | 24.73% |
Free Cash Flow Per Share | -0.71 | 2.46 | 0.61 | 3.19 | 2.27 |