First Guaranty Bancshares, Inc. (FGBI)

NASDAQ: FGBI · Real-Time Price · USD

9.57

+0.07 (0.74%)

At close: Apr 8, 2026, 4:00 PM EDT

9.58

+0.01 (0.10%)

After-hours: Apr 8, 2026, 5:01 PM EDT

First Guaranty Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-56.02	12.45	9.22	28.88	27.3
Depreciation & Amortization	4.29	4.43	4.03	4.11	4.78
Provision for Credit Losses	81.73	20.03	3.71	3.66	2.06
Other Adjustments	13.31	-17.19	0.74	0.04	-1.26
Changes in Other Operating Activities	-51.59	14.01	4.01	0.18	-6.35
Operating Cash Flow	-8.28	33.73	21.71	36.87	26.52
Operating Cash Flow Growth	-	55.33%	-41.10%	39.01%	11.62%
Net Change in Loans Held-for-Investment	516.7	36.83	-234.12	-362.54	-320.35
Net Change in Securities and Investments	-386.39	-191.79	42.57	-105.22	-131.5
Capital Expenditures	-1.7	-3.04	-14.86	-2.64	-2.2
Purchases of Intangible Assets	-	-	-0.1	-	-
Sale of Property, Plant & Equipment	1.14	14.98	0.32	0.07	0.08
Other Investing Activities	0.14	0.95	0.1	2.42	1.33
Investing Cash Flow	129.9	-142.07	-206.09	-467.91	-452.65
Net Change in Deposits	156.62	467.17	285.3	127.3	430.17
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	0.11	-59.29	-80.15	140	-49.68
Long-Term Debt Issued	-	29.7	195.1	-	-
Long-Term Debt Repaid	-1.01	-44.03	-22.95	-5.78	-17.32
Net Long-Term Debt Issued (Repaid)	-1.01	-14.33	172.15	-5.78	-17.32
Issuance of Common Stock	7.05	-	20	-	-
Net Common Stock Issued (Repurchased)	7.05	-	20	-	-
Issuance of Preferred Stock	-	-	-	-	33.06
Net Preferred Stock Issued (Repurchased)	-	-	-	-	33.06
Common Dividends Paid	-0.56	-5.13	-7.37	-6.86	-6.39
Preferred Share Dividends Paid	-2.33	-2.33	-2.33	-2.33	-1.38
Financing Cash Flow	159.88	386.09	387.61	252.33	388.45
Net Cash Flow	281.49	277.75	203.24	-178.71	-37.67
Free Cash Flow	-9.98	30.69	6.86	34.22	24.32
Free Cash Flow Growth	-	347.37%	-79.96%	40.74%	39.38%
FCF Margin	-72.88%	32.94%	7.49%	31.87%	24.73%
Free Cash Flow Per Share	-0.71	2.45	0.61	2.98	2.27
Levered Free Cash Flow	-108.35	11.19	172.22	22.42	4.82
Unlevered Free Cash Flow	-49	15.4	-6.82	1.65	-3.78

Updated Jan 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q