First Guaranty Bancshares, Inc. (FGBI)

First Guaranty Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	145	82	142	138	251	218
Market Cap Growth	14.94%	-41.96%	2.76%	-45.00%	15.08%	26.16%
Last Close Price	9.23	5.37	11.29	10.60	21.27	18.00
PE Ratio	-	-	14.04	20.06	9.46	8.43
PS Ratio	10.67	6.02	1.53	1.51	2.34	2.22
PB Ratio	0.76	0.36	0.56	0.55	1.07	0.98
P/FCF Ratio	-	-	4.63	20.15	7.34	8.98
P/OCF Ratio	-	-	4.21	6.37	6.82	8.24
Debt / Equity Ratio	0.82	0.82	0.84	1.10	0.78	0.22
Debt / FCF Ratio	-	-	6.96	40.20	5.36	2.04
Net Debt / Equity Ratio	-2.92	-2.92	-1.38	-0.04	0.43	-0.95
Net Debt / FCF Ratio	-	-	-11.43	-1.57	2.93	-8.73
Return on Equity (ROE)	-23.28%	-23.28%	4.93%	3.81%	12.59%	13.56%
Return on Assets (ROA)	-1.39%	-1.39%	0.33%	0.27%	0.96%	1.02%
Earnings Yield	-39.94%	-67.95%	8.76%	6.67%	11.49%	12.50%
FCF Yield	-	-	21.60%	4.96%	13.62%	11.13%
Dividend Yield	0.44%	0.74%	3.63%	6.04%	3.01%	3.33%
Payout Ratio	-	-	59.89%	105.20%	31.81%	28.49%
Buyback Yield / Dilution	-11.87%	-11.87%	-11.96%	-4.18%	-	-
Total Shareholder Return	-11.44%	-11.13%	-8.33%	1.85%	3.01%	3.33%

Updated Jan 28, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q