First Guaranty Bancshares Statistics
Total Valuation
FGBI has a market cap or net worth of $112.54 million. The enterprise value is $5.12 million.
| Market Cap | 112.54M |
| Enterprise Value | 5.12M |
Important Dates
The next estimated earnings date is Wednesday, August 7, 2024, after market close.
| Earnings Date | Aug 7, 2024 |
| Ex-Dividend Date | Jun 25, 2024 |
Share Statistics
FGBI has 12.50 million shares outstanding. The number of shares has increased by 16.55% in one year.
| Shares Outstanding | 12.50M |
| Shares Change (YoY) | +16.55% |
| Shares Change (QoQ) | +7.74% |
| Owned by Insiders (%) | 51.88% |
| Owned by Institutions (%) | 6.48% |
| Float | 6.05M |
Valuation Ratios
The trailing PE ratio is 18.37 and the forward PE ratio is 9.59.
| PE Ratio | 18.37 |
| Forward PE | 9.59 |
| PS Ratio | 1.27 |
| Forward PS | n/a |
| PB Ratio | 0.45 |
| P/FCF Ratio | 24.16 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 0.36, with an EV/FCF ratio of 1.10.
| EV / Earnings | 0.89 |
| EV / Sales | 0.06 |
| EV / EBITDA | 0.36 |
| EV / EBIT | 0.49 |
| EV / FCF | 1.10 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.90 |
| Debt / EBITDA | 15.62 |
| Debt / FCF | 48.22 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.30% and return on invested capital (ROIC) is 1.70%.
| Return on Equity (ROE) | 2.30% |
| Return on Assets (ROA) | 0.20% |
| Return on Capital (ROIC) | 1.70% |
| Revenue Per Employee | $182,720 |
| Profits Per Employee | $11,796 |
| Employee Count | 486 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FGBI has paid $2.30 million in taxes.
| Income Tax | 2.30M |
| Effective Tax Rate | 28.64% |
Stock Price Statistics
The stock price has decreased by -22.61% in the last 52 weeks. The beta is 0.36, so FGBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.36 |
| 52-Week Price Change | -22.61% |
| 50-Day Moving Average | 10.33 |
| 200-Day Moving Average | 10.71 |
| Relative Strength Index (RSI) | 37.13 |
| Average Volume (20 Days) | 14,042 |
Short Selling Information
The latest short interest is 12,548, so 0.10% of the outstanding shares have been sold short.
| Short Interest | 12,548 |
| Short Previous Month | 62,594 |
| Short % of Shares Out | 0.10% |
| Short % of Float | 0.21% |
| Short Ratio (days to cover) | 0.82 |
Income Statement
In the last 12 months, FGBI had revenue of $88.80 million and earned $5.73 million in profits. Earnings per share was $0.49.
| Revenue | 88.80M |
| Gross Profit | 88.80M |
| Operating Income | 10.36M |
| Pretax Income | 10.36M |
| Net Income | 5.73M |
| EBITDA | 14.38M |
| EBIT | 10.36M |
| Earnings Per Share (EPS) | $0.49 |
Balance Sheet
The company has $332.06 million in cash and $224.64 million in debt, giving a net cash position of $107.42 million or $8.59 per share.
| Cash & Cash Equivalents | 332.06M |
| Total Debt | 224.64M |
| Net Cash | 107.42M |
| Net Cash Per Share | $8.59 |
| Equity (Book Value) | 250.32M |
| Book Value Per Share | 20.02 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $19.68 million and capital expenditures -$15.02 million, giving a free cash flow of $4.66 million.
| Operating Cash Flow | 19.68M |
| Capital Expenditures | -15.02M |
| Free Cash Flow | 4.66M |
| FCF Per Share | $0.37 |
Margins
Gross margin is 100.00%, with operating and profit margins of 11.67% and 6.46%.
| Gross Margin | 100.00% |
| Operating Margin | 11.67% |
| Pretax Margin | 11.67% |
| Profit Margin | 6.46% |
| EBITDA Margin | 16.19% |
| EBIT Margin | 11.67% |
| FCF Margin | 5.25% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 7.11%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 7.11% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 130.61% |
| Buyback Yield | -16.55% |
| Shareholder Yield | -9.43% |
| Earnings Yield | 5.09% |
| FCF Yield | 4.14% |
Analyst Forecast
The average price target for FGBI is $11.25, which is 25.00% higher than the current price. The consensus rating is "Sell".
| Price Target | $11.25 |
| Price Target Difference | 25.00% |
| Analyst Consensus | Sell |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 14, 2021. It was a forward split with a ratio of 11:10.
| Last Split Date | Dec 14, 2021 |
| Split Type | Forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |