First Guaranty Bancshares, Inc. (FGBI)
NASDAQ: FGBI · Real-Time Price · USD
8.50
-0.01 (-0.12%)
At close: Jul 25, 2025, 4:00 PM
8.58
+0.08 (0.94%)
After-hours: Jul 25, 2025, 4:11 PM EDT

First Guaranty Bancshares Statistics

Total Valuation

FGBI has a market cap or net worth of $131.12 million. The enterprise value is -$286.51 million.

Market Cap131.12M
Enterprise Value -286.51M

Important Dates

The next estimated earnings date is Tuesday, August 5, 2025, after market close.

Earnings Date Aug 5, 2025
Ex-Dividend Date Jun 23, 2025

Share Statistics

FGBI has 15.28 million shares outstanding. The number of shares has increased by 7.72% in one year.

Current Share Class 15.28M
Shares Outstanding 15.28M
Shares Change (YoY) +7.72%
Shares Change (QoQ) +0.02%
Owned by Insiders (%) 52.28%
Owned by Institutions (%) 5.83%
Float 6.20M

Valuation Ratios

The trailing PE ratio is 65.30.

PE Ratio 65.30
Forward PE n/a
PS Ratio 1.32
Forward PS 1.43
PB Ratio 0.50
P/TBV Ratio 0.65
P/FCF Ratio 3.70
P/OCF Ratio 3.53
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 5.67
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 1.58%.

Return on Equity (ROE) 1.58%
Return on Assets (ROA) 0.11%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $198,648
Profits Per Employee $4,017
Employee Count409
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FGBI has paid $1.06 million in taxes.

Income Tax 1.06M
Effective Tax Rate 20.99%

Stock Price Statistics

The stock price has decreased by -13.27% in the last 52 weeks. The beta is 0.41, so FGBI's price volatility has been lower than the market average.

Beta (5Y) 0.41
52-Week Price Change -13.27%
50-Day Moving Average 8.67
200-Day Moving Average 9.82
Relative Strength Index (RSI) 48.47
Average Volume (20 Days) 7,344

Short Selling Information

The latest short interest is 13,758, so 0.09% of the outstanding shares have been sold short.

Short Interest 13,758
Short Previous Month 16,946
Short % of Shares Out 0.09%
Short % of Float 0.22%
Short Ratio (days to cover) 1.08

Income Statement

In the last 12 months, FGBI had revenue of $81.25 million and earned $1.64 million in profits. Earnings per share was $0.13.

Revenue81.25M
Gross Profit 81.25M
Operating Income 5.03M
Pretax Income 16.27M
Net Income 1.64M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.13
Full Income Statement

Balance Sheet

The company has $618.68 million in cash and $201.05 million in debt, giving a net cash position of $417.63 million or $27.33 per share.

Cash & Cash Equivalents 618.68M
Total Debt 201.05M
Net Cash 417.63M
Net Cash Per Share $27.33
Equity (Book Value) 251.45M
Book Value Per Share 17.21
Working Capital -2.73B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $37.12 million and capital expenditures -$1.65 million, giving a free cash flow of $35.47 million.

Operating Cash Flow 37.12M
Capital Expenditures -1.65M
Free Cash Flow 35.47M
FCF Per Share $2.32
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 6.19%
Pretax Margin 6.19%
Profit Margin 4.89%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 43.66%

Dividends & Yields

This stock pays an annual dividend of $0.04, which amounts to a dividend yield of 0.47%.

Dividend Per Share $0.04
Dividend Yield 0.47%
Dividend Growth (YoY) -82.81%
Years of Dividend Growth n/a
Payout Ratio 83.72%
Buyback Yield -7.72%
Shareholder Yield -7.25%
Earnings Yield 1.25%
FCF Yield 27.05%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 14, 2021. It was a forward split with a ratio of 1.1:1.

Last Split Date Dec 14, 2021
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4