Fair Isaac Corporation (FICO)
| Market Cap | 13.34B -63.4% |
| Revenue (ttm) | 2.39B +24.1% |
| Net Income | 815.02M +28.8% |
| EPS | 34.47 +34.9% |
| Shares Out | 21.60M |
| PE Ratio | 17.92 |
| Forward PE | 12.35 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 4,914,527 |
| Open | 668.08 |
| Previous Close | 840.89 |
| Day's Range | 595.19 - 685.00 |
| 52-Week Range | 595.19 - 1,998.01 |
| Beta | 1.32 |
| Analysts | Buy |
| Price Target | 1,434.89 (+132.23%) |
| Est. Earnings | Nov 4, 2026 |
About FICO
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analy... [Read more]
Financial Performance
In fiscal year 2025, Fair Isaac's revenue was $1.99 billion, an increase of 15.91% compared to the previous year's $1.72 billion. Earnings were $651.95 million, an increase of 27.13%.
Financial StatementsAnalyst Summary
According to 21 analysts, the average rating for FICO stock is "Buy." The 12-month stock price target is $1,434.89, which is an increase of 132.23% from the latest price.
News
FICO’s EBITDA may fall 20% from VantageScore 4.0 competition, says Jefferies
Jefferies keeps a Buy rating and $1,675 price target on FICO (FICO) but warns that the company’s adjusted EBITDA would decline by almost 20%, all else equal, if VantageScore 4.0’s…
FICO may need to accelerate pricing model innovation, says RBC Capital
RBC Capital reiterated an Outperform rating and $1,525 price target on FICO (FICO) after FHFA director Pulte announced that Fannie Mae and Freddie Mac will adopt a single unified loan-level…
Buy the Selloff or Stay Away? Goldman Sachs Weighs In on FICO Stock
Fair Isaac (NYSE:FICO) shares are getting hammered Tuesday, falling about 27% after federal housing regulators changed how competing credit scores will influence mortgage pricing. The Federal Housing ...
FICO downgraded to Underweight from Overweight at Huber Research
Huber Research analyst Craig Huber downgraded FICO (FICO) to Underweight from Overweight with a $710 price target
Fair Isaac Stock (FICO) Is Down 25% Today – Here’s Why
Credit-scoring company Fair Isaac ($FICO) plunged by about 25% at the time of writing due to a major change in how Fannie Mae ($FNMA) and Freddie Mac ($FMCC) price mortgages.
The US Moves to End FICO's Mortgage Scoring Monopoly. The Stock Is Tumbling
The U.S. government is moving to bring competition to credit scoring for mortgages. That's not good news for Fair Isaac shareholders.
Rocket news ‘meaningfully negative’ for FICO, says Deutsche Bank
Deutsche Bank says FICO (FICO) last night had “two important and negative developments.” The first is Federal Housing Finance Agency Director Bill Pulte indicating on X that based on lender…
Fair Isaac stock flashes death cross pattern, loses key support as headwinds mount
Fair Isaac stock price continued its downward spiral this week, reaching its lowest level since July 2023. FICO fell to $772 in extended hours, and is down by 67% from its highest point in 2025, makin...
FICO price target lowered to $1,322 from $1,548 at Goldman Sachs
Goldman Sachs lowered the firm’s price target on FICO (FICO) to $1,322 from $1,548 and keeps a Buy rating on the shares.
Fair Isaac Stock Tumbles as FHFA's Pulte Moves to Simplify Mortgage Pricing
Fair Isaac stock falls after Bill Pulte, the director of the Federal Housing Finance Agency, says the mortgage pricing grid is being simplified and that VantageScore is being incorporated.
AMD, Nvidia, Navitas, Summit Therapeutics, Fair Isaac, and More Stocks That Explain Today's Market
AMD was inching higher after announcing an $8.2 billion deal to buy World Labs, with other chip stocks gaining.
FICO Named a Leader in the 2026 IDC MarketScape for Worldwide Decision Intelligence Platforms
BOZEMAN, Mont.--(BUSINESS WIRE)--FICO named a Leader in the 2026 IDC MarketScape for Worldwide Decision Intelligence Platforms, recognized for governed, real-time decisioning.
FICO price target lowered to $1,350 from $1,450 at Wells Fargo
Wells Fargo analyst Jason Haas lowered the firm’s price target on FICO (FICO) to $1,350 from $1,450 and keeps an Overweight rating on the shares. The firm is expecting an…
UK Consumers Rein In Credit Card Spending in July but Balances Hit Record High for Second Month
LONDON--(BUSINESS WIRE)--After an increase in spending on credit cards in June, data analysis by global analytics software leader FICO (NYSE: FICO) shows a drop in July. However, despite lower spendin...
Needham sees clarity lifting overhangs on Equifax, FICO, TransUnion
Needham keeps Buy ratings on Equifax (EFX), FICO (FICO) and TransUnion (TRU) following the recent announcement that all mortgage lenders are now approved to use either Classic FICO or VantageScore…
FICO European Fraud Map: UK Resilient as Other European Countries See Losses Climb by up to 21%
LONDON--(BUSINESS WIRE)--The 2025 European Fraud Map from global analytics software leader FICO (NYSE: FICO) shows that the UK financial services sector is making good strides in preventing fraud, as ...
FICO announces FICO Score 10T available for FHA mortgage underwriting
FICO (FICO) Score 10T will be available for use by Federal Housing Administration-approved lenders beginning January 1, 2027. The availability of FICO Score 10T will enable lenders to make more…
FICO Score 10T Available for FHA Mortgage Underwriting January 1, 2027
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO Score 10T, the most predictive credit score available for mortgage lending, is available to FHA-approved lenders on January 1, 2027.
Pulte says ‘seems that FICO is not interested in offering competitive costs’
In a post to X, Federal Housing Finance Agency Director Bill Pulte wrote: “Just like I asked Vantage, I have asked FICO (FICO) to provide competitive pricing to the market…
FICO Educational Analytics Challenge Returns for Fourth Year, Tasking Students with Building AI to Detect Cyber Attacks
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--In partnership with HBCU Data Science Consortium, FICO Educational Analytics Challenge returns for fourth year, providing hands-on AI learning.
FICO® Score Credit Insights Report: Average FICO Score Holds Steady at 714 as Consumers Show Resilience
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO released its Fall '26 FICO® Score Credit Insights report, showing the average U.S. FICO Score held steady at 714 as consumers show resilience.
UK Credit Card Payment Rates Drop and Card Balances Rise as Summer Spending Puts Pressure on Consumers
LONDON--(BUSINESS WIRE)--As summer spending rose in June, credit card data analysis for June 2026 by global analytics software leader FICO (NYSE: FICO) underlines the financial pressures facing UK hou...
Informative Research Joins FICO Mortgage Direct License Program
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Informative Research joins FICO Mortgage Direct License Program, advancing efforts to lower costs and improve access to FICO Scores for lenders.