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Fair Isaac Corporation (FICO)

Stock Price: $435.60 USD 2.54 (0.59%)
Updated Oct 23, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 12.63B
Revenue (ttm) 1.23B
Net Income (ttm) 231.87M
Shares Out 29.00M
EPS (ttm) 7.72
PE Ratio 56.42
Forward PE n/a
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Oct 23, 2020
Last Price $435.60
Previous Close $433.06
Change ($) 2.54
Change (%) 0.59%
Day's Open 434.13
Day's Range 430.70 - 436.86
Day's Volume 97,696
52-Week Range 177.65 - 452.74

More Stats

Market Cap 12.63B
Enterprise Value 13.51B
Earnings Date (est) Nov 5, 2020
Ex-Dividend Date n/a
Shares Outstanding 29.00M
Float 28.19M
EPS (basic) 7.99
EPS (diluted) 7.72
FCF / Share 10.25
Dividend n/a
Dividend Yield n/a
Earnings Yield 1.77%
FCF Yield 2.35%
Payout Ratio n/a
Shares Short 693,231
Short Ratio 2.80
Short % of Float 2.46%
Beta 1.08
PE Ratio 56.42
Forward PE n/a
P/FCF Ratio 42.50
PS Ratio 10.31
PB Ratio 51.08
Revenue 1.23B
Operating Income 280.77M
Net Income 231.87M
Free Cash Flow 297.26M
Net Cash -875.37M
Net Cash / Share -30.19
Gross Margin 67.17%
Operating Margin 22.91%
Profit Margin 18.90%
FCF Margin 24.26%
ROA 12.08%
ROE 89.94%
ROIC 26.10%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (7)

Buy 5
Overweight 1
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$492.83*
(13.14% upside)
Low
429
Current: $435.60
High
550
Target: 492.83
*Average 12-month price target from 6 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue1,1601,000935881839789743676620606
Revenue Growth15.99%6.97%6.08%5.08%6.31%6.13%9.91%9.16%2.32%-
Gross Profit823687647616568540514478433425
Operating Income254175182170138162162168127113
Net Income19212613310986.5094.8890.1092.0071.5664.46
Shares Outstanding28.9829.7130.8631.1331.4033.8735.3334.9139.3644.90
Earnings Per Share6.344.064.143.392.652.722.482.551.791.42
EPS Growth56.16%-1.93%22.12%27.92%-2.57%9.68%-2.75%42.46%26.06%-
Dividend Per Share--0.040.080.080.080.080.080.080.08
Dividend Growth---50%0%0%0%0%0%0%-
Operating Cash Flow260223226210147175136130136106
Capital Expenditures-23.98-31.30-19.83-21.97-25.00-12.59-24.15-25.48-14.02-17.40
Free Cash Flow23619220618812216211210412288.38
Cash & Equivalents10690.0210675.9386.1210583.1893.62242215
Total Debt825764605571608546470504512520
Net Cash / Debt-718-674-499-495-522-441-387-410-270-305
Assets1,4331,3301,2561,2211,2301,1921,1621,1591,1291,124
Liabilities1,1441,043829774793738631684664649
Book Value290287427447437455531474465475
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Fair Isaac Corporation
Country United States
Employees 4,065
CEO William J. Lansing

Stock Information

Ticker Symbol FICO
Stock Exchange New York Stock Exchange
Sector Technology
Industry Software—Application
Unique Identifier NYSE: FICO
IPO Date July 22, 1987

Description

Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions. The company offers analytical solutions, credit scoring, and credit account management products and services to banks, credit reporting agencies, credit card processing agencies, insurers, retailers, healthcare organizations, and public agencies. It operates through three segments: Applications, Scores, and Decision Management Software. The Applications segment offers pre-configured decision management applications designed for various business problems or processes, such as marketing, account origination, customer management, fraud, collection, and insurance claims management, as well as associated professional services. The Scores segment provides business-to-business scoring solutions and services, including myFICO solutions for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as associated professional services. The Decision Management Software segment offers analytic and decision management software tools, as well as associated professional services. The company offers a portfolio of applications, tools, and services in the cloud to clients through its FICO Analytic Cloud, FICO Decision Management Suite, and FICO Decision Management Platform. Fair Isaac Corporation markets its products and services primarily through its direct sales organization; indirect channels; subsidiary sales organizations; and resellers and independent distributors, as well as online. It operates in the United States, the United Kingdom, and internationally. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in San Jose, California.