Fair Isaac Corporation (FICO)
Stock Price Chart
Key Info
| Market Cap | 12.63B |
| Revenue (ttm) | 1.23B |
| Net Income (ttm) | 231.87M |
| Shares Out | 29.00M |
| EPS (ttm) | 7.72 |
| PE Ratio | 56.42 |
| Forward PE | n/a |
| Dividend | n/a |
| Dividend Yield | n/a |
Stock Quote
| Trading Day | Oct 23, 2020 |
| Last Price | $435.60 |
| Previous Close | $433.06 |
| Change ($) | 2.54 |
| Change (%) | 0.59% |
| Day's Open | 434.13 |
| Day's Range | 430.70 - 436.86 |
| Day's Volume | 97,696 |
| 52-Week Range | 177.65 - 452.74 |
More Stats
| Market Cap | 12.63B |
| Enterprise Value | 13.51B |
| Earnings Date (est) | Nov 5, 2020 |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 29.00M |
| Float | 28.19M |
| EPS (basic) | 7.99 |
| EPS (diluted) | 7.72 |
| FCF / Share | 10.25 |
| Dividend | n/a |
| Dividend Yield | n/a |
| Earnings Yield | 1.77% |
| FCF Yield | 2.35% |
| Payout Ratio | n/a |
| Shares Short | 693,231 |
| Short Ratio | 2.80 |
| Short % of Float | 2.46% |
| Beta | 1.08 |
| PE Ratio | 56.42 |
| Forward PE | n/a |
| P/FCF Ratio | 42.50 |
| PS Ratio | 10.31 |
| PB Ratio | 51.08 |
| Revenue | 1.23B |
| Operating Income | 280.77M |
| Net Income | 231.87M |
| Free Cash Flow | 297.26M |
| Net Cash | -875.37M |
| Net Cash / Share | -30.19 |
| Gross Margin | 67.17% |
| Operating Margin | 22.91% |
| Profit Margin | 18.90% |
| FCF Margin | 24.26% |
| ROA | 12.08% |
| ROE | 89.94% |
| ROIC | 26.10% |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,160 | 1,000 | 935 | 881 | 839 | 789 | 743 | 676 | 620 | 606 |
| Revenue Growth | 15.99% | 6.97% | 6.08% | 5.08% | 6.31% | 6.13% | 9.91% | 9.16% | 2.32% | - |
| Gross Profit | 823 | 687 | 647 | 616 | 568 | 540 | 514 | 478 | 433 | 425 |
| Operating Income | 254 | 175 | 182 | 170 | 138 | 162 | 162 | 168 | 127 | 113 |
| Net Income | 192 | 126 | 133 | 109 | 86.50 | 94.88 | 90.10 | 92.00 | 71.56 | 64.46 |
| Shares Outstanding | 28.98 | 29.71 | 30.86 | 31.13 | 31.40 | 33.87 | 35.33 | 34.91 | 39.36 | 44.90 |
| Earnings Per Share | 6.34 | 4.06 | 4.14 | 3.39 | 2.65 | 2.72 | 2.48 | 2.55 | 1.79 | 1.42 |
| EPS Growth | 56.16% | -1.93% | 22.12% | 27.92% | -2.57% | 9.68% | -2.75% | 42.46% | 26.06% | - |
| Dividend Per Share | - | - | 0.04 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 |
| Dividend Growth | - | - | -50% | 0% | 0% | 0% | 0% | 0% | 0% | - |
| Operating Cash Flow | 260 | 223 | 226 | 210 | 147 | 175 | 136 | 130 | 136 | 106 |
| Capital Expenditures | -23.98 | -31.30 | -19.83 | -21.97 | -25.00 | -12.59 | -24.15 | -25.48 | -14.02 | -17.40 |
| Free Cash Flow | 236 | 192 | 206 | 188 | 122 | 162 | 112 | 104 | 122 | 88.38 |
| Cash & Equivalents | 106 | 90.02 | 106 | 75.93 | 86.12 | 105 | 83.18 | 93.62 | 242 | 215 |
| Total Debt | 825 | 764 | 605 | 571 | 608 | 546 | 470 | 504 | 512 | 520 |
| Net Cash / Debt | -718 | -674 | -499 | -495 | -522 | -441 | -387 | -410 | -270 | -305 |
| Assets | 1,433 | 1,330 | 1,256 | 1,221 | 1,230 | 1,192 | 1,162 | 1,159 | 1,129 | 1,124 |
| Liabilities | 1,144 | 1,043 | 829 | 774 | 793 | 738 | 631 | 684 | 664 | 649 |
| Book Value | 290 | 287 | 427 | 447 | 437 | 455 | 531 | 474 | 465 | 475 |
Company Profile
Company Details
| Full Name | Fair Isaac Corporation |
| Country | United States |
| Employees | 4,065 |
| CEO | William J. Lansing |
Stock Information
| Ticker Symbol | FICO |
| Stock Exchange | New York Stock Exchange |
| Sector | Technology |
| Industry | Software—Application |
| Unique Identifier | NYSE: FICO |
| IPO Date | July 22, 1987 |
Description
Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions. The company offers analytical solutions, credit scoring, and credit account management products and services to banks, credit reporting agencies, credit card processing agencies, insurers, retailers, healthcare organizations, and public agencies. It operates through three segments: Applications, Scores, and Decision Management Software. The Applications segment offers pre-configured decision management applications designed for various business problems or processes, such as marketing, account origination, customer management, fraud, collection, and insurance claims management, as well as associated professional services. The Scores segment provides business-to-business scoring solutions and services, including myFICO solutions for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as associated professional services. The Decision Management Software segment offers analytic and decision management software tools, as well as associated professional services. The company offers a portfolio of applications, tools, and services in the cloud to clients through its FICO Analytic Cloud, FICO Decision Management Suite, and FICO Decision Management Platform. Fair Isaac Corporation markets its products and services primarily through its direct sales organization; indirect channels; subsidiary sales organizations; and resellers and independent distributors, as well as online. It operates in the United States, the United Kingdom, and internationally. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in San Jose, California.