Fair Isaac Corporation (FICO)
NYSE: FICO · Real-Time Price · USD
1,085.78
-24.92 (-2.24%)
At close: Aug 14, 2026, 4:00 PM EDT
1,090.00
+4.22 (0.39%)
After-hours: Aug 14, 2026, 7:58 PM EDT

Fair Isaac Statistics

Total Valuation

Fair Isaac has a market cap or net worth of $23.45 billion. The enterprise value is $28.80 billion.

Market Cap23.45B
Enterprise Value 28.80B

Important Dates

The last earnings date was Wednesday, July 29, 2026, after market close.

Earnings Date Jul 29, 2026
Ex-Dividend Date n/a

Share Statistics

Fair Isaac has 21.60 million shares outstanding. The number of shares has decreased by -4.50% in one year.

Current Share Class 21.60M
Shares Outstanding 21.60M
Shares Change (YoY) -4.50%
Shares Change (QoQ) -4.40%
Owned by Insiders (%) 3.12%
Owned by Institutions (%) 100.72%
Float 20.90M

Valuation Ratios

The trailing PE ratio is 31.50 and the forward PE ratio is 21.48. Fair Isaac's PEG ratio is 0.78.

PE Ratio 31.50
Forward PE 21.48
PS Ratio 9.80
Forward PS 8.30
PB Ratio n/a
P/TBV Ratio n/a
P/FCF Ratio 23.54
P/OCF Ratio 23.41
PEG Ratio 0.78
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 22.80, with an EV/FCF ratio of 28.91.

EV / Earnings 35.34
EV / Sales 12.03
EV / EBITDA 22.80
EV / EBIT 23.09
EV / FCF 28.91

Financial Position

The company has a current ratio of 1.18

Current Ratio 1.18
Quick Ratio 1.13
Debt / Equity n/a
Debt / EBITDA 4.39
Debt / FCF 5.62
Interest Coverage 6.69

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) 39.98%
Return on Invested Capital (ROIC) 65.03%
Return on Capital Employed (ROCE) 96.52%
Weighted Average Cost of Capital (WACC) 9.79%
Revenue Per Employee $628,070
Profits Per Employee $213,859
Employee Count3,811
Asset Turnover 1.23
Inventory Turnover n/a

Taxes

In the past 12 months, Fair Isaac has paid $250.06 million in taxes.

Income Tax 250.06M
Effective Tax Rate 23.48%

Stock Price Statistics

The stock price has decreased by -18.69% in the last 52 weeks. The beta is 1.32, so Fair Isaac's price volatility has been higher than the market average.

Beta (5Y) 1.32
52-Week Price Change -18.69%
50-Day Moving Average 1,179.79
200-Day Moving Average 1,347.45
Relative Strength Index (RSI) 44.04
Average Volume (20 Days) 379,079

Short Selling Information

The latest short interest is 1.85 million, so 8.58% of the outstanding shares have been sold short.

Short Interest 1.85M
Short Previous Month 2.18M
Short % of Shares Out 8.58%
Short % of Float 8.87%
Short Ratio (days to cover) 6.01

Income Statement

In the last 12 months, Fair Isaac had revenue of $2.39 billion and earned $815.02 million in profits. Earnings per share was $34.47.

Revenue2.39B
Gross Profit 2.04B
Operating Income 1.25B
Pretax Income 1.07B
Net Income 815.02M
EBITDA 1.26B
EBIT 1.25B
Earnings Per Share (EPS) $34.47
Full Income Statement

Balance Sheet

The company has $248.44 million in cash and $5.60 billion in debt, with a net cash position of -$5.35 billion or -$247.69 per share.

Cash & Cash Equivalents 248.44M
Total Debt 5.60B
Net Cash -5.35B
Net Cash Per Share -$247.69
Equity (Book Value) -4.10B
Book Value Per Share -189.71
Working Capital 136.37M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.00 billion and capital expenditures -$5.53 million, giving a free cash flow of $996.02 million.

Operating Cash Flow 1.00B
Capital Expenditures -5.53M
Depreciation & Amortization 16.14M
Net Borrowing 2.81B
Free Cash Flow 996.02M
FCF Per Share $46.12
Full Cash Flow Statement

Margins

Gross margin is 85.10%, with operating and profit margins of 52.11% and 34.05%.

Gross Margin 85.10%
Operating Margin 52.11%
Pretax Margin 44.50%
Profit Margin 34.05%
EBITDA Margin 52.78%
EBIT Margin 52.11%
FCF Margin 41.61%

Dividends & Yields

Fair Isaac does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 4.50%
Shareholder Yield 4.50%
Earnings Yield 3.48%
FCF Yield 4.25%
Dividend Details

Analyst Forecast

The average price target for Fair Isaac is $1,472.63, which is 35.63% higher than the current price. The consensus rating is "Buy".

Price Target $1,472.63
Price Target Difference 35.63%
Analyst Consensus Buy
Analyst Count 21
Revenue Growth Forecast (3Y) 18.05%
EPS Growth Forecast (3Y) 28.83%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on March 11, 2004. It was a forward split with a ratio of 1.5:1.

Last Split Date Mar 11, 2004
Split Type Forward
Split Ratio 1.5:1

Scores

Fair Isaac has an Altman Z-Score of 10.19 and a Piotroski F-Score of 7.

Altman Z-Score 10.19
Piotroski F-Score 7