Fair Isaac Corporation (FICO)
NYSE: FICO · Real-Time Price · USD
1,099.16
-48.05 (-4.19%)
Sep 1, 2026, 3:41 PM EDT - Market open

Fair Isaac Financials Overview

Millions USD. Fiscal year is Oct - Sep.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Revenue
2,3941,9911,7181,5141,3771,317
Revenue Growth
24.09%15.92%13.48%9.89%4.61%1.70%
Gross Profit
2,0371,6371,3691,2031,075984.07
Operating Income
1,247935.77733.63640.89542.41413.31
Net Income
815.02651.95512.81429.38373.54392.08
Earnings Per Share
34.4726.5420.4516.9314.1813.40
EPS Growth
34.90%29.78%20.79%19.39%5.82%69.62%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Platform Software
327.96237.06200154.75116.2566.88
Non-Platform Software
438.86503.09511.34485.43448.5451
Professional Services
76.8182.1586.5499.55105.88144.5
Business-to-Business Scores
1,322948.6711.84561475.44446.54
Business-to-Consumer Scores
228.44219.98207.81212.83231.2207.61
Revenue (Total)
2,3941,9911,7181,5141,3771,317

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Cash & Investments
248.44134.14150.67136.78133.2195.35
Total Debt
5,5983,0922,2531,9021,9121,335
Net Cash (Debt)
-5,350-2,958-2,102-1,765-1,779-1,139
Net Cash Growth
------
Net Cash Per Share
-226.28-120.42-83.83-69.58-67.52-38.94

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Operating Cash Flow
1,002778.81632.96468.92509.45423.82
Capital Expenditures
-5.53-8.92-8.88-10.36-6.03-7.57
Free Cash Flow
996.02769.89624.08458.55503.42416.25
Free Cash Flow Growth
28.50%23.36%36.10%-8.91%20.94%21.38%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Gross Margin
85.10%82.23%79.73%79.45%78.06%74.75%
Operating Margin
52.11%47.00%42.71%42.34%39.38%31.39%
Pretax Margin
44.50%40.31%37.38%36.58%34.22%35.94%
Profit Margin
34.05%32.75%29.86%28.37%27.12%29.78%
FCF Margin
41.61%38.67%36.34%30.30%36.55%31.62%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
PE Ratio
31.8755.1092.9250.2827.8528.81
Forward PE
21.7444.5570.2438.0222.9630.18
P/FCF Ratio
23.6646.6676.3647.0820.6727.14
PS Ratio
9.8518.0427.7514.267.558.58