Fair Isaac Corporation (FICO)
NYSE: FICO · Real-Time Price · USD
1,027.53
-10.70 (-1.03%)
Aug 12, 2026, 11:20 AM EDT - Market open

Fair Isaac Financials Overview

Millions USD. Fiscal year is Oct - Sep.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Revenue
2,3941,9911,7181,5141,3771,317
Revenue Growth
24.09%15.92%13.48%9.89%4.61%1.70%
Gross Profit
2,0371,6371,3691,2031,075984.07
Operating Income
1,236924.85733.63642.83542.41505.49
Net Income
815.02651.95512.81429.38373.54392.08
Earnings Per Share
34.6226.5420.4516.9314.1813.40
EPS Growth
35.39%29.78%20.79%19.39%5.82%69.62%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Platform Software
327.96237.06200154.75116.2566.88
Non-Platform Software
438.86503.09511.34485.43448.5451
Professional Services
76.8182.1586.5499.55105.88144.5
Business-to-Business Scores
1,322948.6711.84561475.44446.54
Business-to-Consumer Scores
228.44219.98207.81212.83231.2207.61
Revenue (Total)
2,3941,9911,7181,5141,3771,317

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Cash & Investments
248.44134.14150.67136.78133.2195.35
Total Debt
5,5983,0752,2311,8861,8931,313
Net Cash (Debt)
-5,350-2,941-2,080-1,749-1,760-1,117
Net Cash Growth
------
Net Cash Per Share
-226.27-119.73-82.95-68.94-66.79-38.19

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Operating Cash Flow
1,002778.81632.96468.92509.45423.82
Capital Expenditures
-5.53-8.92-8.88-4.24-6.03-7.57
Free Cash Flow
996.02769.89624.08464.68503.42416.25
Free Cash Flow Growth
28.50%23.36%34.30%-7.70%20.94%21.38%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Gross Margin
85.10%82.23%79.73%79.45%78.06%74.75%
Operating Margin
51.65%46.45%42.71%42.47%39.38%38.40%
Pretax Margin
44.50%40.31%37.38%36.58%34.22%35.94%
Profit Margin
34.05%32.75%29.86%28.37%27.12%29.78%
FCF Margin
41.61%38.67%36.34%30.70%36.55%31.62%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
PE Ratio
29.7956.3995.0451.3029.0629.70
Forward PE
20.3244.5570.2438.0222.9630.18
P/FCF Ratio
22.5146.1975.9646.3020.5926.35
PS Ratio
9.3717.8627.6014.217.528.33