FinVolution Group Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Revenue	7,370	6,435	6,490	6,361	5,104	2,582
Other Revenue	6,652	6,651	6,110	4,920	4,440	5,210
Revenue	14,022	13,085	12,601	11,281	9,544	7,791
Revenue Growth (YoY)	8.81%	3.85%	11.70%	18.20%	22.49%	25.70%
Cost of Revenue	3,157	2,702	2,698	2,455	2,216	1,789
Gross Profit	10,864	10,383	9,902	8,826	7,328	6,003
Selling, General & Admin	2,650	2,428	2,277	2,087	2,102	943.98
Research & Development	520.3	496.74	510.99	491.48	434.85	370.18
Operating Expenses	3,585	3,242	3,042	2,969	2,677	1,459
Operating Income	7,280	7,142	6,860	5,857	4,651	4,544
Interest Expense	-19.37	-19.37	-53.11	-146.31	-73.85	-228.32
Other Non Operating Income (Expenses)	-3,798	-4,277	-4,028	-2,975	-1,933	-1,925
EBT Excluding Unusual Items	3,463	2,845	2,779	2,736	2,644	2,391
Gain (Loss) on Sale of Investments	-	-	-	-	91.69	33.19
Pretax Income	3,412	2,845	2,779	2,736	2,736	2,424
Income Tax Expense	601.45	457.41	395.1	454.78	240.82	455.42
Earnings From Continuing Operations	2,810	2,388	2,383	2,281	2,495	1,969
Minority Interest in Earnings	-12.03	-4.7	-42.65	-14.87	13.63	4.12
Net Income	2,798	2,383	2,341	2,266	2,509	1,973
Net Income to Common	2,798	2,383	2,341	2,266	2,509	1,973
Net Income Growth	25.66%	1.81%	3.28%	-9.67%	27.18%	-16.86%
Shares Outstanding (Basic)	253	258	275	283	284	295
Shares Outstanding (Diluted)	265	264	281	291	297	298
Shares Change (YoY)	-0.93%	-5.90%	-3.53%	-1.90%	-0.59%	-3.94%
EPS (Basic)	11.05	9.25	8.51	8.02	8.83	6.68
EPS (Diluted)	10.66	9.05	8.35	7.80	8.45	6.60
EPS Growth	27.76%	8.38%	7.05%	-7.69%	28.03%	-13.73%
Free Cash Flow	1,795	2,865	822.78	184.14	574.96	2,196
Free Cash Flow Per Share	6.78	10.85	2.93	0.63	1.94	7.36
Dividend Per Share	2.020	2.020	-	1.480	-	1.110
Dividend Growth	-	-	-	-	-	32.84%
Gross Margin	77.48%	79.35%	78.59%	78.24%	76.78%	77.04%
Operating Margin	51.92%	54.58%	54.44%	51.92%	48.73%	58.32%
Profit Margin	19.96%	18.21%	18.58%	20.09%	26.29%	25.32%
Free Cash Flow Margin	12.80%	21.90%	6.53%	1.63%	6.02%	28.18%
EBITDA	7,384	7,211	6,882	5,881	4,688	4,596
EBITDA Margin	52.66%	55.11%	54.62%	52.13%	49.13%	58.98%
D&A For EBITDA	104.72	69.49	22.52	23.83	37.28	51.78
EBIT	7,280	7,142	6,860	5,857	4,651	4,544
EBIT Margin	51.92%	54.58%	54.44%	51.92%	48.73%	58.32%
Effective Tax Rate	17.63%	16.08%	14.22%	16.62%	8.80%	18.79%
Revenue as Reported	14,002	13,066	12,547	11,134	9,470	7,563

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q