FinVolution Group (FINV)
NYSE: FINV · Real-Time Price · USD
4.270
-0.100 (-2.29%)
Aug 26, 2026, 1:07 PM EDT - Market open

FinVolution Group Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
13,33513,60613,08512,60111,2819,544
Revenue Growth
-0.49%3.98%3.85%11.70%18.20%22.49%
Gross Profit
9,54010,06910,3839,9028,8267,328
Operating Income
5,9726,4637,1426,8605,8574,651
Net Income
2,2112,5422,3832,3412,2662,509
Earnings Per Share
8.429.599.058.357.808.45
EPS Growth
-15.44%6.00%8.38%7.05%-7.69%28.03%

Revenue by Geography

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Others
41.46-0.435.22100.1282.27124.8
People's Republic of China (PRC)
-10,41110,53310,2389,9858,644
Indonesia
-1,8861,8882,0391,067701.64
Philippines
-251.72639.511,192--
Total
12,27612,54713,06613,56911,1349,470

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7,3327,3007,5057,9307,0635,623
Total Debt
1,3741,32434.3641.63176.9933.36
Net Cash (Debt)
5,9575,9767,4717,8896,8865,590
Net Cash Growth
-29.10%-20.00%-5.29%14.55%23.20%22.59%
Net Cash Per Share
22.4622.4028.2928.1123.6818.85

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,5711,8682,8931,361236.92630.23
Capital Expenditures
-84.19-84.19-27.76-538.1-52.78-55.27
Free Cash Flow
1,4871,7832,865822.78184.14574.96
Free Cash Flow Growth
-53.15%-37.76%248.26%346.82%-67.97%-73.82%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
71.54%74.00%79.35%78.59%78.24%76.78%
Operating Margin
44.78%47.50%54.58%54.44%51.92%48.73%
Pretax Margin
20.43%22.79%21.74%22.05%24.25%28.67%
Profit Margin
16.58%18.68%18.21%18.58%20.09%26.29%
FCF Margin
11.15%13.11%21.90%6.53%1.63%6.02%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
0.3062.1402.020-1.480
Dividend Per Share Growth
11.28%5.96%---
Dividend Yield
7.17%6.20%4.47%-5.21%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
3.583.645.404.164.313.54
Forward PE
3.544.064.703.613.733.77
P/FCF Ratio
4.715.194.4911.8352.9915.44
PS Ratio
0.540.680.980.770.870.93