FinVolution Group Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	13,570	13,066	12,547	11,134	9,470
Revenue Growth (YoY)	3.85%	4.13%	12.69%	17.57%	25.21%
Cost of Revenue	2,900	2,382	2,112	2,039	1,842
Gross Profit	10,669	10,684	10,436	9,096	7,628
Selling, General & Admin	2,643	2,428	2,277	2,087	2,102
Research & Development	536.62	496.74	510.99	491.48	434.85
Other Operating Expenses	4,577	5,224	5,264	4,002	2,477
Total Operating Expenses	7,756	8,149	8,052	6,580	5,014
Operating Income	2,913	2,535	2,384	2,515	2,614
Interest Income	28.47	-	-	-	-
Other Non-Operating Income (Expense)	216.62	310.12	394.7	220.69	122.37
Total Non-Operating Income (Expense)	245.09	310.12	394.7	220.69	122.37
Pretax Income	3,101	2,845	2,779	2,736	2,736
Provision for Income Taxes	556.24	457.41	395.1	454.78	240.82
Net Income	2,548	2,393	2,426	2,296	2,482
Minority Interest in Earnings	-2.8	-4.7	-42.65	-14.87	13.63
Net Income to Common	2,548	2,393	2,426	2,296	2,482
Net Income Growth	6.50%	-1.39%	5.66%	-7.48%	26.33%
Shares Outstanding (Basic)	252	258	275	283	284
Shares Outstanding (Diluted)	267	264	281	291	297
Shares Change (YoY)	1.06%	-5.90%	-3.53%	-1.90%	-0.59%
EPS (Basic)	10.10	9.25	8.50	8.00	8.85
EPS (Diluted)	9.60	9.05	8.35	7.80	8.45
EPS Growth	6.08%	8.38%	7.05%	-7.69%	28.03%
Shares Outstanding	243.29	253.25	265.28	282.64	1,434
Free Cash Flow	1,783	2,865	822.78	184.14	574.96
Free Cash Flow Growth	-37.76%	248.26%	346.82%	-67.97%	-73.82%
Free Cash Flow Per Share	6.68	10.85	2.93	0.63	1.94
Dividends Per Share	-	2.020	-	1.480	-
Gross Margin	78.63%	81.77%	83.17%	81.69%	80.55%
Operating Margin	21.47%	19.40%	19.00%	22.59%	27.60%
Profit Margin	18.76%	18.28%	19.00%	20.49%	26.35%
FCF Margin	13.14%	21.93%	6.56%	1.65%	6.07%
EBITDA	2,980	2,605	2,406	2,539	2,651
EBITDA Margin	21.96%	19.93%	19.18%	22.81%	27.99%
EBIT	2,913	2,535	2,384	2,515	2,614
EBIT Margin	21.47%	19.40%	19.00%	22.59%	27.60%
Effective Tax Rate	17.94%	16.08%	14.22%	16.62%	8.80%

Updated Mar 18, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q