FinVolution Group Statistics
Total Valuation
FINV has a market cap or net worth of $737.39 million. The enterprise value is $23.86 million.
| Market Cap | 737.39M |
| Enterprise Value | 23.86M |
Important Dates
The next estimated earnings date is Wednesday, November 18, 2026, after market close.
| Earnings Date | Nov 18, 2026 |
| Ex-Dividend Date | Apr 16, 2026 |
Share Statistics
FINV has 245.80 million shares outstanding. The number of shares has decreased by -0.19% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 245.80M |
| Shares Change (YoY) | -0.19% |
| Shares Change (QoQ) | -2.46% |
| Owned by Insiders (%) | 51.04% |
| Owned by Institutions (%) | 26.05% |
| Float | 114.08M |
Valuation Ratios
The trailing PE ratio is 2.74 and the forward PE ratio is 3.77.
| PE Ratio | 2.74 |
| Forward PE | 3.77 |
| PS Ratio | 0.38 |
| Forward PS | n/a |
| PB Ratio | 0.29 |
| P/TBV Ratio | 0.31 |
| P/FCF Ratio | 11.04 |
| P/OCF Ratio | 9.29 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 0.03, with an EV/FCF ratio of 0.36.
| EV / Earnings | 0.09 |
| EV / Sales | 0.01 |
| EV / EBITDA | 0.03 |
| EV / EBIT | 0.03 |
| EV / FCF | 0.36 |
Financial Position
The company has a current ratio of 7.50, with a Debt / Equity ratio of 0.09.
| Current Ratio | 7.50 |
| Quick Ratio | 3.42 |
| Debt / Equity | 0.09 |
| Debt / EBITDA | 0.27 |
| Debt / FCF | 3.47 |
| Interest Coverage | 57.94 |
Financial Efficiency
Return on equity (ROE) is 11.58% and return on invested capital (ROIC) is 42.19%.
| Return on Equity (ROE) | 11.58% |
| Return on Assets (ROA) | 14.07% |
| Return on Invested Capital (ROIC) | 42.19% |
| Return on Capital Employed (ROCE) | 24.93% |
| Weighted Average Cost of Capital (WACC) | 6.09% |
| Revenue Per Employee | $500,760 |
| Profits Per Employee | $72,508 |
| Employee Count | 3,869 |
| Asset Turnover | 0.51 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FINV has paid $63.76 million in taxes.
| Income Tax | 63.76M |
| Effective Tax Rate | 18.53% |
Stock Price Statistics
The stock price has decreased by -55.22% in the last 52 weeks. The beta is 0.38, so FINV's price volatility has been lower than the market average.
| Beta (5Y) | 0.38 |
| 52-Week Price Change | -55.22% |
| 50-Day Moving Average | 3.72 |
| 200-Day Moving Average | 4.74 |
| Relative Strength Index (RSI) | 36.80 |
| Average Volume (20 Days) | 906,756 |
Short Selling Information
The latest short interest is 4.09 million, so 3.91% of the outstanding shares have been sold short.
| Short Interest | 4.09M |
| Short Previous Month | 4.90M |
| Short % of Shares Out | 3.91% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 3.26 |
Income Statement
In the last 12 months, FINV had revenue of $1.94 billion and earned $280.53 million in profits. Earnings per share was $1.09.
| Revenue | 1.94B |
| Gross Profit | 1.36B |
| Operating Income | 856.89M |
| Pretax Income | 344.07M |
| Net Income | 280.53M |
| EBITDA | 866.69M |
| EBIT | 856.89M |
| Earnings Per Share (EPS) | $1.09 |
Balance Sheet
The company has $945.32 million in cash and $231.79 million in debt, with a net cash position of $713.53 million or $2.90 per share.
| Cash & Cash Equivalents | 945.32M |
| Total Debt | 231.79M |
| Net Cash | 713.53M |
| Net Cash Per Share | $2.90 |
| Equity (Book Value) | 2.46B |
| Book Value Per Share | 10.38 |
| Working Capital | 2.61B |
Cash Flow
In the last 12 months, operating cash flow was $79.38 million and capital expenditures -$12.58 million, giving a free cash flow of $66.80 million.
| Operating Cash Flow | 79.38M |
| Capital Expenditures | -12.58M |
| Depreciation & Amortization | 9.95M |
| Net Borrowing | 181.72M |
| Free Cash Flow | 66.80M |
| FCF Per Share | $0.27 |
Margins
Gross margin is 70.22%, with operating and profit margins of 44.23% and 14.48%.
| Gross Margin | 70.22% |
| Operating Margin | 44.23% |
| Pretax Margin | 17.76% |
| Profit Margin | 14.48% |
| EBITDA Margin | 44.73% |
| EBIT Margin | 44.23% |
| FCF Margin | 3.40% |
Dividends & Yields
This stock pays an annual dividend of $0.31, which amounts to a dividend yield of 10.20%.
| Dividend Per Share | $0.31 |
| Dividend Yield | 10.20% |
| Dividend Growth (YoY) | 11.28% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 26.16% |
| FCF Payout Ratio | 105.38% |
| Buyback Yield | 0.19% |
| Shareholder Yield | 10.39% |
| Earnings Yield | 38.04% |
| FCF Yield | 9.06% |
Analyst Forecast
The average price target for FINV is $5.58, which is 86.00% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $5.58 |
| Price Target Difference | 86.00% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | -8.29% |
| EPS Growth Forecast (3Y) | -13.72% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
FINV has an Altman Z-Score of 3.49 and a Piotroski F-Score of 3.
| Altman Z-Score | 3.49 |
| Piotroski F-Score | 3 |