FinVolution Group Statistics
Total Valuation
FINV has a market cap or net worth of $1.17 billion. The enterprise value is $310.63 million.
| Market Cap | 1.17B |
| Enterprise Value | 310.63M |
Important Dates
The next estimated earnings date is Friday, May 29, 2026, after market close.
| Earnings Date | May 29, 2026 |
| Ex-Dividend Date | Apr 16, 2026 |
Share Statistics
FINV has 245.80 million shares outstanding. The number of shares has increased by 1.06% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 245.80M |
| Shares Change (YoY) | +1.06% |
| Shares Change (QoQ) | -1.57% |
| Owned by Insiders (%) | 51.45% |
| Owned by Institutions (%) | 27.74% |
| Float | 108.53M |
Valuation Ratios
The trailing PE ratio is 3.46 and the forward PE ratio is 3.90.
| PE Ratio | 3.46 |
| Forward PE | 3.90 |
| PS Ratio | 0.60 |
| Forward PS | n/a |
| PB Ratio | 0.51 |
| P/TBV Ratio | 0.50 |
| P/FCF Ratio | 4.25 |
| P/OCF Ratio | 4.36 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 0.33, with an EV/FCF ratio of 1.13.
| EV / Earnings | 0.85 |
| EV / Sales | 0.16 |
| EV / EBITDA | 0.33 |
| EV / EBIT | 0.34 |
| EV / FCF | 1.13 |
Financial Position
The company has a current ratio of 12.94, with a Debt / Equity ratio of 0.08.
| Current Ratio | 12.94 |
| Quick Ratio | 6.11 |
| Debt / Equity | 0.08 |
| Debt / EBITDA | 0.20 |
| Debt / FCF | 0.69 |
| Interest Coverage | 98.84 |
Financial Efficiency
Return on equity (ROE) is 15.71% and return on invested capital (ROIC) is 48.62%.
| Return on Equity (ROE) | 15.71% |
| Return on Assets (ROA) | 16.48% |
| Return on Invested Capital (ROIC) | 48.62% |
| Return on Capital Employed (ROCE) | 27.07% |
| Weighted Average Cost of Capital (WACC) | 5.98% |
| Revenue Per Employee | $536,938 |
| Profits Per Employee | $100,329 |
| Employee Count | 3,623 |
| Asset Turnover | 0.56 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FINV has paid $79.53 million in taxes.
| Income Tax | 79.53M |
| Effective Tax Rate | 17.93% |
Stock Price Statistics
The stock price has decreased by -46.08% in the last 52 weeks. The beta is 0.37, so FINV's price volatility has been lower than the market average.
| Beta (5Y) | 0.37 |
| 52-Week Price Change | -46.08% |
| 50-Day Moving Average | 5.06 |
| 200-Day Moving Average | 6.07 |
| Relative Strength Index (RSI) | 39.17 |
| Average Volume (20 Days) | 953,992 |
Short Selling Information
The latest short interest is 5.57 million, so 5.33% of the outstanding shares have been sold short.
| Short Interest | 5.57M |
| Short Previous Month | 6.38M |
| Short % of Shares Out | 5.33% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 5.34 |
Income Statement
In the last 12 months, FINV had revenue of $1.95 billion and earned $363.49 million in profits. Earnings per share was $1.37.
| Revenue | 1.95B |
| Gross Profit | 1.44B |
| Operating Income | 924.06M |
| Pretax Income | 443.42M |
| Net Income | 363.49M |
| EBITDA | 933.57M |
| EBIT | 924.06M |
| Earnings Per Share (EPS) | $1.37 |
Balance Sheet
The company has $1.04 billion in cash and $189.29 million in debt, with a net cash position of $854.45 million or $3.48 per share.
| Cash & Cash Equivalents | 1.04B |
| Total Debt | 189.29M |
| Net Cash | 854.45M |
| Net Cash Per Share | $3.48 |
| Equity (Book Value) | 2.41B |
| Book Value Per Share | 9.34 |
| Working Capital | 2.62B |
Cash Flow
In the last 12 months, operating cash flow was $267.01 million and capital expenditures -$12.04 million, giving a free cash flow of $274.25 million.
| Operating Cash Flow | 267.01M |
| Capital Expenditures | -12.04M |
| Depreciation & Amortization | 10.20M |
| Net Borrowing | n/a |
| Free Cash Flow | 274.25M |
| FCF Per Share | $1.12 |
Margins
Gross margin is 74.00%, with operating and profit margins of 47.50% and 18.69%.
| Gross Margin | 74.00% |
| Operating Margin | 47.50% |
| Pretax Margin | 22.79% |
| Profit Margin | 18.69% |
| EBITDA Margin | 47.99% |
| EBIT Margin | 47.50% |
| FCF Margin | 14.10% |
Dividends & Yields
This stock pays an annual dividend of $0.31, which amounts to a dividend yield of 6.46%.
| Dividend Per Share | $0.31 |
| Dividend Yield | 6.46% |
| Dividend Growth (YoY) | 11.28% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 20.84% |
| Buyback Yield | -1.06% |
| Shareholder Yield | 5.39% |
| Earnings Yield | 31.20% |
| FCF Yield | 23.54% |
Analyst Forecast
The average price target for FINV is $12.10, which is 155.27% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $12.10 |
| Price Target Difference | 155.27% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
FINV has an Altman Z-Score of 3.97 and a Piotroski F-Score of 4.
| Altman Z-Score | 3.97 |
| Piotroski F-Score | 4 |