FinVolution Group Statistics
Total Valuation
FINV has a market cap or net worth of $1.22 billion. The enterprise value is $362.35 million.
Important Dates
The next estimated earnings date is Tuesday, May 19, 2026, after market close.
| Earnings Date | May 19, 2026 |
| Ex-Dividend Date | Apr 16, 2026 |
Share Statistics
FINV has 252.97 million shares outstanding. The number of shares has increased by 1.06% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 252.97M |
| Shares Change (YoY) | +1.06% |
| Shares Change (QoQ) | -1.57% |
| Owned by Insiders (%) | 49.95% |
| Owned by Institutions (%) | 28.85% |
| Float | 115.81M |
Valuation Ratios
The trailing PE ratio is 3.50 and the forward PE ratio is 3.98.
| PE Ratio | 3.50 |
| Forward PE | 3.98 |
| PS Ratio | 0.63 |
| Forward PS | n/a |
| PB Ratio | 0.50 |
| P/TBV Ratio | 0.53 |
| P/FCF Ratio | 4.45 |
| P/OCF Ratio | 4.56 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 0.39, with an EV/FCF ratio of 1.33.
| EV / Earnings | 1.00 |
| EV / Sales | 0.19 |
| EV / EBITDA | 0.39 |
| EV / EBIT | 0.39 |
| EV / FCF | 1.33 |
Financial Position
The company has a current ratio of 9.38, with a Debt / Equity ratio of 0.08.
| Current Ratio | 9.38 |
| Quick Ratio | 4.33 |
| Debt / Equity | 0.08 |
| Debt / EBITDA | 0.20 |
| Debt / FCF | 0.69 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.71% and return on invested capital (ROIC) is 48.62%.
| Return on Equity (ROE) | 15.71% |
| Return on Assets (ROA) | 16.39% |
| Return on Invested Capital (ROIC) | 48.62% |
| Return on Capital Employed (ROCE) | 27.63% |
| Weighted Average Cost of Capital (WACC) | 5.34% |
| Revenue Per Employee | $535,482 |
| Profits Per Employee | $100,329 |
| Employee Count | 3,623 |
| Asset Turnover | 0.55 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FINV has paid $79.53 million in taxes.
| Income Tax | 79.53M |
| Effective Tax Rate | 17.93% |
Stock Price Statistics
The stock price has decreased by -36.96% in the last 52 weeks. The beta is 0.35, so FINV's price volatility has been lower than the market average.
| Beta (5Y) | 0.35 |
| 52-Week Price Change | -36.96% |
| 50-Day Moving Average | 5.22 |
| 200-Day Moving Average | 6.43 |
| Relative Strength Index (RSI) | 44.48 |
| Average Volume (20 Days) | 1,069,671 |
Short Selling Information
The latest short interest is 7.21 million, so 6.20% of the outstanding shares have been sold short.
| Short Interest | 7.21M |
| Short Previous Month | 4.02M |
| Short % of Shares Out | 6.20% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 4.17 |
Income Statement
In the last 12 months, FINV had revenue of $1.94 billion and earned $363.49 million in profits. Earnings per share was $1.37.
| Revenue | 1.94B |
| Gross Profit | 1.43B |
| Operating Income | 918.79M |
| Pretax Income | 443.42M |
| Net Income | 363.49M |
| EBITDA | 928.72M |
| EBIT | 918.79M |
| Earnings Per Share (EPS) | $1.37 |
Full Income StatementBalance Sheet
The company has $1.04 billion in cash and $189.29 million in debt, with a net cash position of $854.45 million or $3.38 per share.
| Cash & Cash Equivalents | 1.04B |
| Total Debt | 189.29M |
| Net Cash | 854.45M |
| Net Cash Per Share | $3.38 |
| Equity (Book Value) | 2.41B |
| Book Value Per Share | 9.54 |
| Working Capital | 2.58B |
Full Balance SheetCash Flow
| Operating Cash Flow | 267.01M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 10.17M |
| Net Borrowing | n/a |
| Free Cash Flow | 273.19M |
| FCF Per Share | $1.08 |
Full Cash Flow StatementMargins
Gross margin is 73.93%, with operating and profit margins of 47.36% and 18.74%.
| Gross Margin | 73.93% |
| Operating Margin | 47.36% |
| Pretax Margin | 22.86% |
| Profit Margin | 18.74% |
| EBITDA Margin | 47.87% |
| EBIT Margin | 47.36% |
| FCF Margin | 14.08% |
Dividends & Yields
This stock pays an annual dividend of $0.30, which amounts to a dividend yield of 6.14%.
| Dividend Per Share | $0.30 |
| Dividend Yield | 6.14% |
| Dividend Growth (YoY) | 11.28% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 20.84% |
| Buyback Yield | -1.06% |
| Shareholder Yield | 5.08% |
| Earnings Yield | 29.87% |
| FCF Yield | 22.45% |
Dividend DetailsAnalyst Forecast
The average price target for FINV is $12.10, which is 151.56% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $12.10 |
| Price Target Difference | 151.56% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
FINV has an Altman Z-Score of 3.95 and a Piotroski F-Score of 3.
| Altman Z-Score | 3.95 |
| Piotroski F-Score | 3 |
