FinVolution Group Statistics
Total Valuation
FINV has a market cap or net worth of $1.17 billion. The enterprise value is $303.81 million.
| Market Cap | 1.17B |
| Enterprise Value | 303.81M |
Important Dates
The next estimated earnings date is Wednesday, August 19, 2026, after market close.
| Earnings Date | Aug 19, 2026 |
| Ex-Dividend Date | Apr 16, 2026 |
Share Statistics
FINV has 245.80 million shares outstanding. The number of shares has increased by 0.94% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 245.80M |
| Shares Change (YoY) | +0.94% |
| Shares Change (QoQ) | -3.35% |
| Owned by Insiders (%) | 51.04% |
| Owned by Institutions (%) | 28.58% |
| Float | 114.08M |
Valuation Ratios
The trailing PE ratio is 3.89 and the forward PE ratio is 3.87.
| PE Ratio | 3.89 |
| Forward PE | 3.87 |
| PS Ratio | 0.60 |
| Forward PS | n/a |
| PB Ratio | 0.48 |
| P/TBV Ratio | 0.51 |
| P/FCF Ratio | 5.32 |
| P/OCF Ratio | 5.13 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 0.35, with an EV/FCF ratio of 1.38.
| EV / Earnings | 0.95 |
| EV / Sales | 0.16 |
| EV / EBITDA | 0.35 |
| EV / EBIT | 0.35 |
| EV / FCF | 1.38 |
Financial Position
The company has a current ratio of 7.53, with a Debt / Equity ratio of 0.08.
| Current Ratio | 7.53 |
| Quick Ratio | 3.31 |
| Debt / Equity | 0.08 |
| Debt / EBITDA | 0.23 |
| Debt / FCF | 0.91 |
| Interest Coverage | 72.93 |
Financial Efficiency
Return on equity (ROE) is 13.78% and return on invested capital (ROIC) is 45.54%.
| Return on Equity (ROE) | 13.78% |
| Return on Assets (ROA) | 14.89% |
| Return on Invested Capital (ROIC) | 45.54% |
| Return on Capital Employed (ROCE) | 25.97% |
| Weighted Average Cost of Capital (WACC) | 6.12% |
| Revenue Per Employee | $499,715 |
| Profits Per Employee | $82,855 |
| Employee Count | 3,869 |
| Asset Turnover | 0.53 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FINV has paid $71.83 million in taxes.
| Income Tax | 71.83M |
| Effective Tax Rate | 18.19% |
Stock Price Statistics
The stock price has decreased by -55.19% in the last 52 weeks. The beta is 0.38, so FINV's price volatility has been lower than the market average.
| Beta (5Y) | 0.38 |
| 52-Week Price Change | -55.19% |
| 50-Day Moving Average | 4.90 |
| 200-Day Moving Average | 5.36 |
| Relative Strength Index (RSI) | 48.43 |
| Average Volume (20 Days) | 666,355 |
Short Selling Information
The latest short interest is 5.20 million, so 4.98% of the outstanding shares have been sold short.
| Short Interest | 5.20M |
| Short Previous Month | 5.17M |
| Short % of Shares Out | 4.98% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 6.95 |
Income Statement
In the last 12 months, FINV had revenue of $1.93 billion and earned $320.56 million in profits. Earnings per share was $1.22.
| Revenue | 1.93B |
| Gross Profit | 1.38B |
| Operating Income | 865.83M |
| Pretax Income | 394.94M |
| Net Income | 320.56M |
| EBITDA | 875.47M |
| EBIT | 865.83M |
| Earnings Per Share (EPS) | $1.22 |
Balance Sheet
The company has $1.06 billion in cash and $199.23 million in debt, with a net cash position of $863.72 million or $3.51 per share.
| Cash & Cash Equivalents | 1.06B |
| Total Debt | 199.23M |
| Net Cash | 863.72M |
| Net Cash Per Share | $3.51 |
| Equity (Book Value) | 2.40B |
| Book Value Per Share | 9.86 |
| Working Capital | 2.55B |
Cash Flow
In the last 12 months, operating cash flow was $227.80 million and capital expenditures -$12.21 million, giving a free cash flow of $219.47 million.
| Operating Cash Flow | 227.80M |
| Capital Expenditures | -12.21M |
| Depreciation & Amortization | 9.82M |
| Net Borrowing | 179.51M |
| Free Cash Flow | 219.47M |
| FCF Per Share | $0.89 |
Margins
Gross margin is 71.54%, with operating and profit margins of 44.78% and 16.58%.
| Gross Margin | 71.54% |
| Operating Margin | 44.78% |
| Pretax Margin | 20.43% |
| Profit Margin | 16.58% |
| EBITDA Margin | 45.28% |
| EBIT Margin | 44.78% |
| FCF Margin | 11.35% |
Dividends & Yields
This stock pays an annual dividend of $0.31, which amounts to a dividend yield of 6.44%.
| Dividend Per Share | $0.31 |
| Dividend Yield | 6.44% |
| Dividend Growth (YoY) | 11.28% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 23.43% |
| Buyback Yield | -0.94% |
| Shareholder Yield | 5.51% |
| Earnings Yield | 27.46% |
| FCF Yield | 18.80% |
Analyst Forecast
The average price target for FINV is $7.27, which is 53.05% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $7.27 |
| Price Target Difference | 53.05% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 2.79% |
| EPS Growth Forecast (3Y) | 3.26% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
FINV has an Altman Z-Score of 3.66 and a Piotroski F-Score of 4.
| Altman Z-Score | 3.66 |
| Piotroski F-Score | 4 |