FinVolution Group Statistics
Total Valuation
FINV has a market cap or net worth of $2.17 billion. The enterprise value is $1.01 billion.
Important Dates
The last earnings date was Tuesday, May 20, 2025, after market close.
| Earnings Date | May 20, 2025 |
| Ex-Dividend Date | Apr 16, 2025 |
Share Statistics
FINV has 252.97 million shares outstanding. The number of shares has decreased by -4.72% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 252.97M |
| Shares Change (YoY) | -4.72% |
| Shares Change (QoQ) | +0.96% |
| Owned by Insiders (%) | 47.86% |
| Owned by Institutions (%) | 34.27% |
| Float | 122.12M |
Valuation Ratios
The trailing PE ratio is 6.25 and the forward PE ratio is 4.99.
| PE Ratio | 6.25 |
| Forward PE | 4.99 |
| PS Ratio | 1.19 |
| Forward PS | n/a |
| PB Ratio | 1.02 |
| P/TBV Ratio | 1.03 |
| P/FCF Ratio | 4.92 |
| P/OCF Ratio | 4.92 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 1.01, with an EV/FCF ratio of 2.29.
| EV / Earnings | 2.82 |
| EV / Sales | 0.55 |
| EV / EBITDA | 1.01 |
| EV / EBIT | 1.02 |
| EV / FCF | 2.29 |
Financial Position
The company has a current ratio of 6.34, with a Debt / Equity ratio of 0.00.
| Current Ratio | 6.34 |
| Quick Ratio | 3.59 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.01 |
| Debt / FCF | 0.02 |
| Interest Coverage | 372.24 |
Financial Efficiency
Return on equity (ROE) is 17.51% and return on invested capital (ROIC) is 30.33%.
| Return on Equity (ROE) | 17.51% |
| Return on Assets (ROA) | 19.67% |
| Return on Invested Capital (ROIC) | 30.33% |
| Return on Capital Employed (ROCE) | 33.80% |
| Revenue Per Employee | $509,738 |
| Profits Per Employee | $98,966 |
| Employee Count | 3,623 |
| Asset Turnover | 0.58 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FINV has paid $66.68 million in taxes.
| Income Tax | 66.68M |
| Effective Tax Rate | 15.72% |
Stock Price Statistics
The stock price has increased by +79.50% in the last 52 weeks. The beta is 0.41, so FINV's price volatility has been lower than the market average.
| Beta (5Y) | 0.41 |
| 52-Week Price Change | +79.50% |
| 50-Day Moving Average | 8.43 |
| 200-Day Moving Average | 7.26 |
| Relative Strength Index (RSI) | 52.20 |
| Average Volume (20 Days) | 701,710 |
Short Selling Information
| Short Interest | 2.22M |
| Short Previous Month | 1.91M |
| Short % of Shares Out | 1.81% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 2.00 |
Income Statement
In the last 12 months, FINV had revenue of $1.85 billion and earned $358.55 million in profits. Earnings per share was $1.37.
| Revenue | 1.85B |
| Gross Profit | 1.46B |
| Operating Income | 993.59M |
| Pretax Income | 356.79M |
| Net Income | 358.55M |
| EBITDA | 1.00B |
| EBIT | 993.59M |
| Earnings Per Share (EPS) | $1.37 |
Full Income StatementBalance Sheet
The company has $1.17 billion in cash and $8.14 million in debt, giving a net cash position of $1.16 billion or $4.58 per share.
| Cash & Cash Equivalents | 1.17B |
| Total Debt | 8.14M |
| Net Cash | 1.16B |
| Net Cash Per Share | $4.58 |
| Equity (Book Value) | 2.18B |
| Book Value Per Share | 8.41 |
| Working Capital | 2.28B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $441.29 million and capital expenditures -$3.83 million, giving a free cash flow of $441.54 million.
| Operating Cash Flow | 441.29M |
| Capital Expenditures | -3.83M |
| Free Cash Flow | 441.54M |
| FCF Per Share | $1.75 |
Full Cash Flow StatementMargins
Gross margin is 79.20%, with operating and profit margins of 53.80% and 19.42%.
| Gross Margin | 79.20% |
| Operating Margin | 53.80% |
| Pretax Margin | 22.96% |
| Profit Margin | 19.42% |
| EBITDA Margin | 54.41% |
| EBIT Margin | 53.80% |
| FCF Margin | 23.91% |
Dividends & Yields
This stock pays an annual dividend of $0.28, which amounts to a dividend yield of 3.23%.
| Dividend Per Share | $0.28 |
| Dividend Yield | 3.23% |
| Dividend Growth (YoY) | 16.88% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 20.19% |
| Buyback Yield | 4.72% |
| Shareholder Yield | 7.95% |
| Earnings Yield | 16.52% |
| FCF Yield | 20.34% |
Dividend DetailsAnalyst Forecast
The average price target for FINV is $11.55, which is 34.62% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $11.55 |
| Price Target Difference | 34.62% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
FINV has an Altman Z-Score of 3.79 and a Piotroski F-Score of 5.
| Altman Z-Score | 3.79 |
| Piotroski F-Score | 5 |