FinVolution Group Statistics
Total Valuation
FINV has a market cap or net worth of $2.54 billion. The enterprise value is $1.51 billion.
Important Dates
The last earnings date was Monday, March 17, 2025, after market close.
| Earnings Date | Mar 17, 2025 |
| Ex-Dividend Date | Apr 16, 2025 |
Share Statistics
FINV has 259.85 million shares outstanding. The number of shares has decreased by -5.90% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 259.85M |
| Shares Change (YoY) | -5.90% |
| Shares Change (QoQ) | +0.19% |
| Owned by Insiders (%) | 46.63% |
| Owned by Institutions (%) | 33.94% |
| Float | 129.49M |
Valuation Ratios
The trailing PE ratio is 7.87 and the forward PE ratio is 6.17.
| PE Ratio | 7.87 |
| Forward PE | 6.17 |
| PS Ratio | 1.40 |
| Forward PS | n/a |
| PB Ratio | 1.19 |
| P/TBV Ratio | 1.23 |
| P/FCF Ratio | 6.37 |
| P/OCF Ratio | 6.40 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 1.55, with an EV/FCF ratio of 3.80.
| EV / Earnings | 4.63 |
| EV / Sales | 0.84 |
| EV / EBITDA | 1.55 |
| EV / EBIT | 1.55 |
| EV / FCF | 3.80 |
Financial Position
The company has a current ratio of 8.49, with a Debt / Equity ratio of 0.00.
| Current Ratio | 8.49 |
| Quick Ratio | 4.41 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.00 |
| Debt / FCF | 0.01 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.23% and return on invested capital (ROIC) is 30.18%.
| Return on Equity (ROE) | 16.23% |
| Return on Assets (ROA) | 19.83% |
| Return on Invested Capital (ROIC) | 30.18% |
| Return on Capital Employed (ROCE) | 33.34% |
| Revenue Per Employee | $490,696 |
| Profits Per Employee | $89,501 |
| Employee Count | 3,648 |
| Asset Turnover | 0.58 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FINV has paid $62.67 million in taxes.
| Income Tax | 62.67M |
| Effective Tax Rate | 16.08% |
Stock Price Statistics
The stock price has increased by +98.37% in the last 52 weeks. The beta is 0.48, so FINV's price volatility has been lower than the market average.
| Beta (5Y) | 0.48 |
| 52-Week Price Change | +98.37% |
| 50-Day Moving Average | 8.43 |
| 200-Day Moving Average | 6.48 |
| Relative Strength Index (RSI) | 57.79 |
| Average Volume (20 Days) | 1,202,799 |
Short Selling Information
| Short Interest | 991,343 |
| Short Previous Month | 1.64M |
| Short % of Shares Out | 0.88% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.86 |
Income Statement
In the last 12 months, FINV had revenue of $1.79 billion and earned $326.50 million in profits. Earnings per share was $1.24.
| Revenue | 1.79B |
| Gross Profit | 1.42B |
| Operating Income | 975.79M |
| Pretax Income | 356.79M |
| Net Income | 326.50M |
| EBITDA | 978.87M |
| EBIT | 975.79M |
| Earnings Per Share (EPS) | $1.24 |
Full Income StatementBalance Sheet
The company has $1.03 billion in cash and $4.71 million in debt, giving a net cash position of $1.02 billion or $3.94 per share.
| Cash & Cash Equivalents | 1.03B |
| Total Debt | 4.71M |
| Net Cash | 1.02B |
| Net Cash Per Share | $3.94 |
| Equity (Book Value) | 2.13B |
| Book Value Per Share | 8.23 |
| Working Capital | 2.31B |
Full Balance SheetCash Flow
| Operating Cash Flow | 396.37M |
| Capital Expenditures | n/a |
| Free Cash Flow | 398.31M |
| FCF Per Share | $1.53 |
Full Cash Flow StatementMargins
Gross margin is 79.32%, with operating and profit margins of 54.51% and 18.24%.
| Gross Margin | 79.32% |
| Operating Margin | 54.51% |
| Pretax Margin | 21.78% |
| Profit Margin | 18.24% |
| EBITDA Margin | 54.68% |
| EBIT Margin | 54.51% |
| FCF Margin | 22.25% |
Dividends & Yields
This stock pays an annual dividend of $0.26, which amounts to a dividend yield of 2.63%.
| Dividend Per Share | $0.26 |
| Dividend Yield | 2.63% |
| Dividend Growth (YoY) | 8.44% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 20.73% |
| Buyback Yield | 5.90% |
| Shareholder Yield | 8.53% |
| Earnings Yield | 12.87% |
| FCF Yield | 15.71% |
Dividend DetailsAnalyst Forecast
The average price target for FINV is $11.40, which is 16.80% higher than the current price. The consensus rating is "Buy".
| Price Target | $11.40 |
| Price Target Difference | 16.80% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
FINV has an Altman Z-Score of 3.83 and a Piotroski F-Score of 5.
| Altman Z-Score | 3.83 |
| Piotroski F-Score | 5 |