FinVolution Group Statistics
Total Valuation
FINV has a market cap or net worth of $1.26 billion. The enterprise value is $435.19 million.
Important Dates
The last earnings date was Wednesday, November 19, 2025, after market close.
| Earnings Date | Nov 19, 2025 |
| Ex-Dividend Date | Apr 16, 2025 |
Share Statistics
FINV has 252.97 million shares outstanding. The number of shares has decreased by -0.93% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 252.97M |
| Shares Change (YoY) | -0.93% |
| Shares Change (QoQ) | +2.02% |
| Owned by Insiders (%) | 47.86% |
| Owned by Institutions (%) | 33.05% |
| Float | 122.12M |
Valuation Ratios
The trailing PE ratio is 3.33 and the forward PE ratio is 3.41.
| PE Ratio | 3.33 |
| Forward PE | 3.41 |
| PS Ratio | 0.64 |
| Forward PS | n/a |
| PB Ratio | 0.54 |
| P/TBV Ratio | 0.55 |
| P/FCF Ratio | 4.98 |
| P/OCF Ratio | 4.93 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 0.42, with an EV/FCF ratio of 1.72.
| EV / Earnings | 1.11 |
| EV / Sales | 0.22 |
| EV / EBITDA | 0.42 |
| EV / EBIT | 0.43 |
| EV / FCF | 1.72 |
Financial Position
The company has a current ratio of 8.51, with a Debt / Equity ratio of 0.07.
| Current Ratio | 8.51 |
| Quick Ratio | 3.85 |
| Debt / Equity | 0.07 |
| Debt / EBITDA | 0.16 |
| Debt / FCF | 0.64 |
| Interest Coverage | 375.84 |
Financial Efficiency
Return on equity (ROE) is 17.79% and return on invested capital (ROIC) is 27.76%.
| Return on Equity (ROE) | 17.79% |
| Return on Assets (ROA) | 18.54% |
| Return on Invested Capital (ROIC) | 27.76% |
| Return on Capital Employed (ROCE) | 30.54% |
| Revenue Per Employee | $543,626 |
| Profits Per Employee | $108,495 |
| Employee Count | 3,623 |
| Asset Turnover | 0.57 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FINV has paid $84.48 million in taxes.
| Income Tax | 84.48M |
| Effective Tax Rate | 17.63% |
Stock Price Statistics
The stock price has decreased by -24.74% in the last 52 weeks. The beta is 0.42, so FINV's price volatility has been lower than the market average.
| Beta (5Y) | 0.42 |
| 52-Week Price Change | -24.74% |
| 50-Day Moving Average | 6.45 |
| 200-Day Moving Average | 8.19 |
| Relative Strength Index (RSI) | 32.79 |
| Average Volume (20 Days) | 1,748,889 |
Short Selling Information
| Short Interest | 9.07M |
| Short Previous Month | 6.04M |
| Short % of Shares Out | 7.40% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 5.73 |
Income Statement
In the last 12 months, FINV had revenue of $1.97 billion and earned $393.08 million in profits. Earnings per share was $1.50.
| Revenue | 1.97B |
| Gross Profit | 1.53B |
| Operating Income | 1.02B |
| Pretax Income | 479.25M |
| Net Income | 393.08M |
| EBITDA | 1.04B |
| EBIT | 1.02B |
| Earnings Per Share (EPS) | $1.50 |
Full Income StatementBalance Sheet
The company has $988.35 million in cash and $161.21 million in debt, giving a net cash position of $827.14 million or $3.27 per share.
| Cash & Cash Equivalents | 988.35M |
| Total Debt | 161.21M |
| Net Cash | 827.14M |
| Net Cash Per Share | $3.27 |
| Equity (Book Value) | 2.35B |
| Book Value Per Share | 9.19 |
| Working Capital | 2.59B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $255.98 million and capital expenditures -$3.90 million, giving a free cash flow of $253.65 million.
| Operating Cash Flow | 255.98M |
| Capital Expenditures | -3.90M |
| Free Cash Flow | 253.65M |
| FCF Per Share | $1.00 |
Full Cash Flow StatementMargins
Gross margin is 77.48%, with operating and profit margins of 51.92% and 19.96%.
| Gross Margin | 77.48% |
| Operating Margin | 51.92% |
| Pretax Margin | 24.33% |
| Profit Margin | 19.96% |
| EBITDA Margin | 52.66% |
| EBIT Margin | 51.92% |
| FCF Margin | 12.88% |
Dividends & Yields
This stock pays an annual dividend of $0.29, which amounts to a dividend yield of 5.72%.
| Dividend Per Share | $0.29 |
| Dividend Yield | 5.72% |
| Dividend Growth (YoY) | 18.43% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 17.17% |
| Buyback Yield | 0.93% |
| Shareholder Yield | 6.65% |
| Earnings Yield | 31.14% |
| FCF Yield | 20.09% |
Dividend DetailsAnalyst Forecast
The average price target for FINV is $11.55, which is 131.46% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $11.55 |
| Price Target Difference | 131.46% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
FINV has an Altman Z-Score of 3.89 and a Piotroski F-Score of 4.
| Altman Z-Score | 3.89 |
| Piotroski F-Score | 4 |
