FinVolution Group Statistics
Total Valuation
FINV has a market cap or net worth of $1.95 billion. The enterprise value is $929.43 million.
Important Dates
The next estimated earnings date is Wednesday, May 14, 2025, after market close.
| Earnings Date | May 14, 2025 |
| Ex-Dividend Date | Apr 16, 2025 |
Share Statistics
FINV has 252.97 million shares outstanding. The number of shares has decreased by -5.90% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 252.97M |
| Shares Change (YoY) | -5.90% |
| Shares Change (QoQ) | +0.19% |
| Owned by Insiders (%) | 47.86% |
| Owned by Institutions (%) | 35.04% |
| Float | 121.64M |
Valuation Ratios
The trailing PE ratio is 6.23 and the forward PE ratio is 4.90.
| PE Ratio | 6.23 |
| Forward PE | 4.90 |
| PS Ratio | 1.11 |
| Forward PS | n/a |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | 4.97 |
| P/OCF Ratio | 4.93 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 0.94, with an EV/FCF ratio of 2.36.
| EV / Earnings | 2.85 |
| EV / Sales | 0.52 |
| EV / EBITDA | 0.94 |
| EV / EBIT | 0.95 |
| EV / FCF | 2.36 |
Financial Position
The company has a current ratio of 11.14, with a Debt / Equity ratio of 0.00.
| Current Ratio | 11.14 |
| Quick Ratio | 5.89 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.00 |
| Debt / FCF | 0.01 |
| Interest Coverage | 368.72 |
Financial Efficiency
Return on equity (ROE) is 16.23% and return on invested capital (ROIC) is 30.26%.
| Return on Equity (ROE) | 16.23% |
| Return on Assets (ROA) | 19.88% |
| Return on Invested Capital (ROIC) | 30.26% |
| Return on Capital Employed (ROCE) | 32.57% |
| Revenue Per Employee | $491,424 |
| Profits Per Employee | $89,501 |
| Employee Count | 3,648 |
| Asset Turnover | 0.58 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FINV has paid $62.67 million in taxes.
| Income Tax | 62.67M |
| Effective Tax Rate | 16.08% |
Stock Price Statistics
The stock price has increased by +60.66% in the last 52 weeks. The beta is 0.32, so FINV's price volatility has been lower than the market average.
| Beta (5Y) | 0.32 |
| 52-Week Price Change | +60.66% |
| 50-Day Moving Average | 8.64 |
| 200-Day Moving Average | 6.79 |
| Relative Strength Index (RSI) | 42.61 |
| Average Volume (20 Days) | 1,543,095 |
Short Selling Information
| Short Interest | 2.24M |
| Short Previous Month | 2.69M |
| Short % of Shares Out | 1.98% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 1.90 |
Income Statement
In the last 12 months, FINV had revenue of $1.79 billion and earned $326.50 million in profits. Earnings per share was $1.24.
| Revenue | 1.79B |
| Gross Profit | 1.42B |
| Operating Income | 978.44M |
| Pretax Income | 356.79M |
| Net Income | 326.50M |
| EBITDA | 987.96M |
| EBIT | 978.44M |
| Earnings Per Share (EPS) | $1.24 |
Full Income StatementBalance Sheet
The company has $1.03 billion in cash and $4.71 million in debt, giving a net cash position of $1.02 billion or $4.05 per share.
| Cash & Cash Equivalents | 1.03B |
| Total Debt | 4.71M |
| Net Cash | 1.02B |
| Net Cash Per Share | $4.05 |
| Equity (Book Value) | 2.13B |
| Book Value Per Share | 8.23 |
| Working Capital | 2.34B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $396.37 million and capital expenditures -$3.80 million, giving a free cash flow of $393.22 million.
| Operating Cash Flow | 396.37M |
| Capital Expenditures | -3.80M |
| Free Cash Flow | 393.22M |
| FCF Per Share | $1.55 |
Full Cash Flow StatementMargins
Gross margin is 79.35%, with operating and profit margins of 54.58% and 18.21%.
| Gross Margin | 79.35% |
| Operating Margin | 54.58% |
| Pretax Margin | 21.74% |
| Profit Margin | 18.21% |
| EBITDA Margin | 55.11% |
| EBIT Margin | 54.58% |
| FCF Margin | 21.93% |
Dividends & Yields
This stock pays an annual dividend of $0.26, which amounts to a dividend yield of 3.33%.
| Dividend Per Share | $0.26 |
| Dividend Yield | 3.33% |
| Dividend Growth (YoY) | 8.44% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 20.73% |
| Buyback Yield | 5.90% |
| Shareholder Yield | 9.21% |
| Earnings Yield | 16.72% |
| FCF Yield | 20.13% |
Dividend DetailsAnalyst Forecast
The average price target for FINV is $11.40, which is 47.67% higher than the current price. The consensus rating is "Buy".
| Price Target | $11.40 |
| Price Target Difference | 47.67% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
FINV has an Altman Z-Score of 3.84 and a Piotroski F-Score of 5.
| Altman Z-Score | 3.84 |
| Piotroski F-Score | 5 |