Fiserv, Inc. (FISV)
NASDAQ: FISV · Real-Time Price · USD
62.88
+0.14 (0.22%)
At close: Nov 6, 2026, 4:00 PM EST
62.49
-0.39 (-0.62%)
After-hours: Nov 6, 2026, 7:59 PM EST
Fiserv Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -5,941 | 627 | 571 | 811 | 792 | 1,026 | 851 | 938 | 564 | 894 | 735 | 870 | 952 | 683 | 563 | 782 | 481 | 598 | 669 | 333 |
Depreciation & Amortization | 842 | 857 | 819 | 803 | 788 | 802 | 768 | 758 | 778 | 785 | 774 | 767 | 769 | 800 | 785 | 771 | 790 | 809 | 799 | 781 |
Other Amortization | 11 | 13 | 12 | 12 | 12 | 11 | 11 | 10 | 11 | 11 | 11 | 11 | 10 | 10 | 10 | 10 | 11 | 11 | 11 | 11 |
Loss (Gain) From Sale of Assets | -102 | -6 | -83 | -3 | -100 | 3 | -20 | - | - | - | - | 5 | -176 | - | 4 | -27 | 120 | - | -147 | - |
Asset Writedown & Restructuring Costs | 6,520 | - | - | - | 5 | - | - | - | - | - | - | - | - | - | - | 14 | - | - | - | 9 |
Loss (Gain) From Sale of Investments | - | - | - | -74 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Loss (Gain) on Equity Investments | 11 | - | 4 | -43 | 4 | 28 | 18 | 53 | 636 | 19 | 16 | 17 | 14 | 16 | 23 | 17 | 29 | -106 | -87 | -3 |
Stock-Based Compensation | 110 | 117 | 118 | 55 | 87 | 91 | 124 | 94 | 88 | 99 | 86 | 67 | 76 | 106 | 93 | 79 | 89 | 94 | 61 | 49 |
Other Operating Activities | -165 | -220 | -62 | -318 | -318 | -162 | 7 | 16 | -267 | -157 | 17 | -97 | -142 | -87 | -75 | -148 | -78 | -123 | -167 | 4 |
Change in Accounts Receivable | 89 | -11 | 108 | -12 | 169 | -134 | -146 | -33 | 40 | -179 | 3 | -96 | -12 | -124 | 255 | -249 | -158 | -303 | -60 | -60 |
Change in Accounts Payable | -274 | 140 | -606 | 761 | 389 | 173 | -445 | 292 | 582 | 9 | -457 | 249 | 270 | -237 | -336 | 406 | -6 | 189 | -78 | 206 |
Change in Unearned Revenue | 43 | 2 | -33 | -8 | -16 | 23 | 17 | 66 | -26 | 12 | 18 | 152 | -62 | -33 | 98 | 88 | -43 | -19 | 32 | 78 |
Change in Other Net Operating Assets | -132 | -36 | -249 | -40 | -7 | -196 | -537 | 27 | -168 | -152 | -372 | -350 | -140 | -256 | -290 | -110 | -55 | -160 | -218 | -65 |
Operating Cash Flow | 1,012 | 1,483 | 599 | 1,944 | 1,805 | 1,665 | 648 | 2,221 | 2,238 | 1,341 | 831 | 1,595 | 1,559 | 878 | 1,130 | 1,633 | 1,180 | 990 | 815 | 1,343 |
Operating Cash Flow Growth (YoY) | -43.93% | -10.93% | -7.56% | -12.47% | -19.35% | 24.16% | -22.02% | 39.25% | 43.55% | 52.73% | -26.46% | -2.33% | 32.12% | -11.31% | 38.65% | 21.59% | 74.04% | -6.69% | -14.39% | 13.24% |
Investing Activities
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -482 | -498 | -458 | -442 | -507 | -479 | -335 | -399 | -402 | -348 | -420 | -354 | -355 | -340 | -339 | -331 | -430 | -387 | -331 | -346 |
Sale of Property, Plant & Equipment | -187 | - | 187 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Cash Acquisitions | - | - | - | -451 | -32 | -21 | -316 | - | - | - | - | -13 | - | - | - | -306 | -14 | -668 | - | -353 |
Divestitures | 364 | - | - | - | - | - | - | - | - | - | - | 2 | 232 | - | - | 28 | 43 | - | 175 | - |
Investment in Securities | 3 | -2 | 9 | 292 | -21 | 478 | -32 | -109 | 63 | -10 | 22 | 7 | 27 | 39 | 29 | 31 | 27 | -5 | 56 | 34 |
Other Investing Activities | -71 | 242 | 61 | -22 | -74 | -316 | -242 | -156 | -194 | -452 | 1 | - | -1 | 2 | -4 | - | - | - | - | - |
Investing Cash Flow | -373 | -258 | -201 | -623 | -634 | -338 | -925 | -664 | -533 | -810 | -397 | -358 | -97 | -299 | -314 | -578 | -374 | -1,060 | -100 | -665 |
Financing Activities
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | 107 | - | - | - | 2,696 | - | - | - | - | - | - | - | - | - | - | - | 218 | - |
Long-Term Debt Issued | - | - | 409 | - | - | - | 776 | - | - | - | 2,743 | - | - | - | 2,071 | - | - | - | 705 | - |
Total Debt Issued | 1,423 | 1,581 | 516 | -418 | 1,318 | 2,132 | 3,472 | 575 | 2,765 | 978 | 2,743 | 379 | 2,028 | 1,089 | 2,071 | -9 | 1,410 | 1,137 | 923 | 1,611 |
Short-Term Debt Repaid | - | - | - | - | - | - | - | - | - | - | -484 | - | - | - | -781 | - | - | - | - | - |
Long-Term Debt Repaid | - | - | -633 | - | - | - | -955 | - | - | - | -987 | - | - | - | -424 | - | - | - | -1,086 | - |
Total Debt Repaid | -2,116 | -2,837 | -633 | -973 | -992 | -1,405 | -955 | -731 | -3,208 | 14 | -1,471 | -787 | -1,939 | -540 | -1,205 | -370 | -1,335 | -524 | -1,086 | -1,366 |
Net Debt Issued (Repaid) | -693 | -1,256 | -117 | -1,391 | 326 | 727 | 2,517 | -156 | -443 | 992 | 1,272 | -408 | 89 | 549 | 866 | -379 | 75 | 613 | -163 | 245 |
Issuance of Common Stock | 8 | 10 | 12 | 9 | 16 | 13 | 24 | 18 | 21 | 19 | 39 | 33 | 15 | 24 | 29 | 53 | 24 | 29 | 43 | 35 |
Repurchase of Common Stock | -2 | -153 | -240 | -204 | -1,053 | -2,290 | -2,352 | -1,346 | -1,261 | -1,556 | -1,674 | -1,037 | -1,187 | -1,073 | -1,530 | -768 | -831 | -534 | -544 | -1,018 |
Other Financing Activities | -629 | -61 | -578 | 289 | -658 | -243 | 438 | -496 | 612 | -380 | 174 | 92 | -203 | -101 | -514 | -187 | 289 | 215 | -413 | 303 |
Financing Cash Flow | -1,316 | -1,460 | -923 | -1,297 | -1,369 | -1,793 | 627 | -1,980 | -1,071 | -925 | -189 | -1,320 | -1,286 | -601 | -1,149 | -1,281 | -443 | 323 | -1,077 | -435 |
Net Cash Flow
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | - | -12 | -27 | 13 | -6 | 66 | 26 | -57 | 37 | 5 | -17 | 41 | -27 | 2 | 17 | 43 | -51 | -23 | -10 | -16 |
Net Cash Flow | -677 | -247 | -552 | 37 | -204 | -400 | 376 | -480 | 671 | -389 | 228 | -42 | 149 | -20 | -316 | -183 | 312 | 230 | -372 | 227 |
Free Cash Flow
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 530 | 985 | 141 | 1,502 | 1,298 | 1,186 | 313 | 1,822 | 1,836 | 993 | 411 | 1,241 | 1,204 | 538 | 791 | 1,302 | 750 | 603 | 484 | 997 |
Free Cash Flow Growth (YoY) | -59.17% | -16.95% | -54.95% | -17.56% | -29.30% | 19.44% | -23.84% | 46.82% | 52.49% | 84.57% | -48.04% | -4.69% | 60.53% | -10.78% | 63.43% | 30.59% | 109.50% | -24.72% | -32.59% | 2.26% |
Free Cash Flow Margin | 10.20% | 18.61% | 2.80% | 28.43% | 24.66% | 21.50% | 6.10% | 34.70% | 35.21% | 19.44% | 8.42% | 25.24% | 24.71% | 11.31% | 17.40% | 28.12% | 16.60% | 13.55% | 11.70% | 23.42% |
Free Cash Flow Per Share | 1.00 | 1.85 | 0.26 | 2.80 | 2.40 | 2.15 | 0.55 | 3.19 | 3.18 | 1.70 | 0.69 | 2.06 | 1.97 | 0.87 | 1.25 | 2.04 | 1.16 | 0.93 | 0.74 | 1.50 |
Levered Free Cash Flow | 782 | 1,104 | 136.25 | 1,819 | 1,592 | 967.88 | 5.5 | 1,628 | 1,772 | 653.75 | 400.75 | 1,656 | 1,421 | 474.75 | 814 | 1,140 | -1,362 | 919.25 | 2,799 | 740.25 |
Unlevered Free Cash Flow | 986 | 1,326 | 349.88 | 2,047 | 1,850 | 1,192 | 206.38 | 1,827 | 1,973 | 826.5 | 559.13 | 1,826 | 1,578 | 612.88 | 935.25 | 1,258 | -1,253 | 1,020 | 2,895 | 835.5 |
Additional Metrics
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 467 | 282 | 487 | 171 | 528 | 255 | 454 | 170 | 481 | 167 | 335 | 176 | 334 | 147 | 222 | 140 | 260 | 125 | 178 | 115 |
Cash Income Tax Paid | 290 | 302 | 761 | 129 | - | 518 | 727 | 154 | - | 577 | 700 | 253 | 84 | 591 | 291 | 113 | 197 | 356 | 43 | 111 |
Change in Working Capital | -274 | 95 | -780 | 701 | 535 | -134 | -1,111 | 352 | 428 | -310 | -808 | -45 | 56 | -650 | -273 | 135 | -262 | -293 | -324 | 159 |