Fiserv, Inc. (FISV)
NASDAQ: FISV · Real-Time Price · USD
62.88
+0.14 (0.22%)
At close: Nov 6, 2026, 4:00 PM EST
62.49
-0.39 (-0.62%)
After-hours: Nov 6, 2026, 7:59 PM EST
Fiserv Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
| 5,196 | 5,292 | 5,027 | 5,284 | 5,263 | 5,516 | 5,130 | 5,251 | 5,215 | 5,107 | 4,883 | 4,917 | 4,873 | 4,756 | 4,547 | 4,631 | 4,518 | 4,450 | 4,138 | 4,257 | |
Revenue Growth (YoY) | -1.27% | -4.06% | -2.01% | 0.63% | 0.92% | 8.01% | 5.06% | 6.79% | 7.02% | 7.38% | 7.39% | 6.18% | 7.86% | 6.88% | 9.88% | 8.79% | 8.53% | 9.85% | 10.20% | 11.09% |
Cost of Revenue | 2,439 | 2,395 | 2,307 | 2,268 | 2,165 | 2,106 | 2,073 | 2,019 | 2,007 | 1,982 | 2,005 | 1,842 | 1,894 | 1,929 | 2,005 | 1,980 | 1,996 | 2,044 | 1,972 | 2,203 |
Gross Profit | 2,757 | 2,897 | 2,720 | 3,016 | 3,098 | 3,410 | 3,057 | 3,232 | 3,208 | 3,125 | 2,878 | 3,075 | 2,979 | 2,827 | 2,542 | 2,651 | 2,522 | 2,406 | 2,166 | 2,054 |
Selling, General & Admin | 1,901 | 1,888 | 1,885 | 1,728 | 1,762 | 1,711 | 1,682 | 1,564 | 1,606 | 1,697 | 1,697 | 1,624 | 1,652 | 1,696 | 1,604 | 1,485 | 1,547 | 1,546 | 1,467 | 1,506 |
Operating Expenses | 1,901 | 1,888 | 1,885 | 1,728 | 1,762 | 1,711 | 1,682 | 1,564 | 1,606 | 1,697 | 1,697 | 1,624 | 1,652 | 1,696 | 1,604 | 1,485 | 1,547 | 1,546 | 1,467 | 1,506 |
Operating Income | 856 | 1,009 | 835 | 1,288 | 1,336 | 1,699 | 1,375 | 1,668 | 1,602 | 1,428 | 1,181 | 1,451 | 1,327 | 1,131 | 938 | 1,166 | 975 | 860 | 699 | 548 |
Interest Expense | -344 | -376 | -361 | -384 | -432 | -376 | -339 | -334 | -339 | -294 | -271 | -289 | -268 | -237 | -210 | -204 | -193 | -178 | -171 | -170 |
Interest & Investment Income | 11 | 6 | 14 | 9 | 10 | 11 | 8 | 11 | 13 | 9 | 10 | 5 | 10 | 5 | 8 | 5 | 3 | 2 | 3 | - |
Earnings From Equity Investments | - | 11 | 4 | 53 | 8 | -16 | -8 | -43 | -626 | -8 | -8 | -4 | -2 | 3 | -12 | -2 | -12 | 128 | 106 | 20 |
Currency Exchange Gain (Loss) | -14 | -30 | 21 | -101 | -53.3 | -5 | 2 | -56 | 11 | -16 | -37 | -76 | -38 | -32 | -18 | -21 | -14 | - | -9 | 4 |
Other Non Operating Income (Expenses) | 10 | 6 | 1 | 65 | 3.3 | -34 | -20 | 42 | -18 | 5 | 9 | 17 | 3 | 6 | - | 10 | 1 | -66 | 5 | 31 |
EBT Excluding Unusual Items | 519 | 626 | 514 | 930 | 872 | 1,279 | 1,018 | 1,288 | 643 | 1,124 | 884 | 1,104 | 1,032 | 876 | 706 | 954 | 760 | 746 | 633 | 433 |
Merger & Restructuring Charges | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -14 | - | - | - | -15 |
Impairment of Goodwill | -6,452 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Gain (Loss) on Sale of Investments | - | - | - | 82 | - | - | - | - | 2 | 6 | 21 | - | - | - | - | - | - | - | - | - |
Gain (Loss) on Sale of Assets | 102 | 6 | 83 | 3 | 100 | -3 | 20 | - | - | - | - | -5 | 176 | - | -4 | 27 | -120 | - | 147 | - |
Other Unusual Items | 29 | 154 | - | - | - | - | - | -147 | - | - | - | - | - | - | -2 | - | - | - | - | - |
Pretax Income | -5,802 | 786 | 597 | 1,015 | 972 | 1,276 | 1,038 | 1,141 | 645 | 1,130 | 905 | 1,099 | 1,208 | 876 | 700 | 967 | 640 | 746 | 780 | 418 |
Income Tax Expense | 137 | 156 | 24 | 202 | 173 | 246 | 190 | 193 | 74 | 221 | 153 | 210 | 239 | 181 | 124 | 169 | 147 | 137 | 98 | 63 |
Earnings From Continuing Operations | -5,939 | 630 | 573 | 813 | 799 | 1,030 | 848 | 948 | 571 | 909 | 752 | 889 | 969 | 695 | 576 | 798 | 493 | 609 | 682 | 355 |
Minority Interest in Earnings | -2 | -3 | -2 | -2 | -7 | -4 | 3 | -10 | -7 | -15 | -17 | -19 | -17 | -12 | -13 | -16 | -12 | -11 | -13 | -22 |
Net Income | -5,941 | 627 | 571 | 811 | 792 | 1,026 | 851 | 938 | 564 | 894 | 735 | 870 | 952 | 683 | 563 | 782 | 481 | 598 | 669 | 333 |
Net Income to Common | -5,941 | 627 | 571 | 811 | 792 | 1,026 | 851 | 938 | 564 | 894 | 735 | 870 | 952 | 683 | 563 | 782 | 481 | 598 | 669 | 333 |
Net Income Growth (YoY) | - | -38.89% | -32.90% | -13.54% | 40.43% | 14.77% | 15.78% | 7.82% | -40.76% | 30.89% | 30.55% | 11.25% | 97.92% | 14.21% | -15.85% | 134.83% | 12.38% | 122.30% | 120.07% | 11.00% |
Shares Outstanding (Basic) | 532 | 533 | 534 | 537 | 540 | 551 | 561 | 571 | 574 | 583 | 591 | 603 | 606 | 615 | 627 | 639 | 640 | 645 | 651 | 664 |
Shares Outstanding (Diluted) | 532 | 534 | 535 | 537 | 542 | 553 | 565 | 571 | 577 | 585 | 595 | 603 | 610 | 619 | 631 | 639 | 645 | 651 | 657 | 664 |
Shares Change (YoY) | -1.85% | -3.44% | -5.19% | -6.02% | -6.08% | -5.59% | -5.06% | -5.19% | -5.47% | -5.46% | -5.78% | -5.62% | -5.38% | -4.86% | -3.94% | -3.81% | -3.69% | -3.26% | -3.34% | -2.54% |
EPS (Basic) | -11.17 | 1.18 | 1.07 | 1.51 | 1.47 | 1.86 | 1.52 | 1.64 | 0.98 | 1.53 | 1.24 | 1.44 | 1.57 | 1.11 | 0.90 | 1.22 | 0.75 | 0.93 | 1.03 | 0.50 |
EPS (Diluted) | -11.17 | 1.17 | 1.07 | 1.51 | 1.46 | 1.86 | 1.51 | 1.64 | 0.98 | 1.53 | 1.24 | 1.44 | 1.56 | 1.10 | 0.89 | 1.22 | 0.75 | 0.92 | 1.02 | 0.50 |
EPS Growth (YoY) | - | -37.10% | -29.23% | -8.15% | 48.98% | 21.57% | 21.77% | 13.72% | -37.18% | 39.09% | 39.33% | 17.88% | 108.00% | 19.56% | -12.75% | 144.82% | 17.19% | 130.00% | 126.67% | 13.58% |
Additional Metrics
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 530 | 985 | 141 | 1,502 | 1,298 | 1,186 | 313 | 1,822 | 1,836 | 993 | 411 | 1,241 | 1,204 | 538 | 791 | 1,302 | 750 | 603 | 484 | 997 |
Free Cash Flow Per Share | 1.00 | 1.85 | 0.26 | 2.80 | 2.40 | 2.15 | 0.55 | 3.19 | 3.18 | 1.70 | 0.69 | 2.06 | 1.97 | 0.87 | 1.25 | 2.04 | 1.16 | 0.93 | 0.74 | 1.50 |
Gross Margin | 53.06% | 54.74% | 54.11% | 57.08% | 58.86% | 61.82% | 59.59% | 61.55% | 61.52% | 61.19% | 58.94% | 62.54% | 61.13% | 59.44% | 55.91% | 57.25% | 55.82% | 54.07% | 52.34% | 48.25% |
Operating Margin | 16.47% | 19.07% | 16.61% | 24.38% | 25.39% | 30.80% | 26.80% | 31.77% | 30.72% | 27.96% | 24.19% | 29.51% | 27.23% | 23.78% | 20.63% | 25.18% | 21.58% | 19.33% | 16.89% | 12.87% |
Profit Margin | -114.34% | 11.85% | 11.36% | 15.35% | 15.05% | 18.60% | 16.59% | 17.86% | 10.81% | 17.51% | 15.05% | 17.69% | 19.54% | 14.36% | 12.38% | 16.89% | 10.65% | 13.44% | 16.17% | 7.82% |
Free Cash Flow Margin | 10.20% | 18.61% | 2.80% | 28.43% | 24.66% | 21.50% | 6.10% | 34.70% | 35.21% | 19.44% | 8.42% | 25.24% | 24.71% | 11.31% | 17.40% | 28.12% | 16.60% | 13.55% | 11.70% | 23.42% |
EBITDA | 1,698 | 1,866 | 1,654 | 2,091 | 2,124 | 2,501 | 2,143 | 2,426 | 2,380 | 2,213 | 1,955 | 2,218 | 2,096 | 1,931 | 1,723 | 1,937 | 1,765 | 1,669 | 1,498 | 1,329 |
EBITDA Margin | 32.68% | 35.26% | 32.90% | 39.57% | 40.36% | 45.34% | 41.77% | 46.20% | 45.64% | 43.33% | 40.04% | 45.11% | 43.01% | 40.60% | 37.89% | 41.83% | 39.07% | 37.51% | 36.20% | 31.22% |
D&A For EBITDA | 842 | 857 | 819 | 803 | 788 | 802 | 768 | 758 | 778 | 785 | 774 | 767 | 769 | 800 | 785 | 771 | 790 | 809 | 799 | 781 |
EBIT | 856 | 1,009 | 835 | 1,288 | 1,336 | 1,699 | 1,375 | 1,668 | 1,602 | 1,428 | 1,181 | 1,451 | 1,327 | 1,131 | 938 | 1,166 | 975 | 860 | 699 | 548 |
EBIT Margin | 16.47% | 19.07% | 16.61% | 24.38% | 25.39% | 30.80% | 26.80% | 31.77% | 30.72% | 27.96% | 24.19% | 29.51% | 27.23% | 23.78% | 20.63% | 25.18% | 21.58% | 19.33% | 16.89% | 12.87% |
Effective Tax Rate | - | 19.85% | 4.02% | 19.90% | 17.80% | 19.28% | 18.30% | 16.91% | 11.47% | 19.56% | 16.91% | 19.11% | 19.79% | 20.66% | 17.71% | 17.48% | 22.97% | 18.37% | 12.56% | 15.07% |
Revenue as Reported | 5,196 | 5,292 | 5,027 | 5,284 | 5,263 | 5,516 | 5,130 | 5,251 | 5,215 | 5,107 | 4,883 | 4,917 | 4,873 | 4,756 | 4,547 | 4,631 | 4,518 | 4,450 | 4,138 | 4,257 |