Interest Income on Loans | 145.33 | 129.34 | 94.26 | 71.65 | 65.32 | |
Interest Income on Investments | 18.24 | 10.46 | 6.89 | 5.2 | 4.85 | |
Total Interest Income | 163.57 | 139.81 | 101.15 | 76.84 | 70.17 | |
Interest Paid on Deposits | 64.46 | 46.92 | 9.88 | 5.42 | 8.64 | |
Interest Paid on Borrowings | 13.2 | 11.49 | 4.48 | 1.92 | 1.76 | |
Total Interest Expense | 77.66 | 58.41 | 14.36 | 7.34 | 10.39 | |
Net Interest Income | 85.91 | 81.4 | 86.79 | 69.5 | 59.78 | |
Net Interest Income Growth (YoY) | 5.55% | -6.21% | 24.88% | 16.26% | 11.63% | |
Gain (Loss) on Sale of Investments | - | -0.89 | - | 0.29 | 0.27 | |
Other Non-Interest Income | 14.69 | 16.23 | 14.18 | 13.42 | 12.07 | |
Total Non-Interest Income | 15.55 | 16.04 | 15.54 | 17.61 | 16.36 | |
Non-Interest Income Growth (YoY) | -3.06% | 3.24% | -11.77% | 7.65% | 38.39% | |
Revenues Before Loan Losses | 101.46 | 97.44 | 102.32 | 87.11 | 76.13 | |
Provision for Loan Losses | 0.27 | 1.74 | 4.6 | 3.44 | 6.98 | |
Revenue | 101.19 | 95.69 | 97.72 | 83.66 | 69.15 | |
Revenue Growth (YoY) | 5.74% | -2.08% | 16.81% | 20.98% | 7.66% | |
Salaries and Employee Benefits | 37.16 | 32.83 | 28.46 | 25.79 | 23.02 | |
Federal Deposit Insurance | 2.11 | 1.98 | 0.91 | 1.07 | 0.63 | |
Amortization of Goodwill & Intangibles | 2.6 | 2.39 | 1.28 | 1.58 | 1.03 | |
Selling, General & Administrative | 22.65 | 24.64 | 19.84 | 18.13 | 16.61 | |
Other Non-Interest Expense | 4.17 | 5.15 | 4.67 | 3.31 | 3.04 | |
Total Non-Interest Expense | 68.62 | 67.13 | 54.89 | 50.31 | 44.33 | |
EBT Excluding Unusual Items | 32.57 | 28.56 | 42.84 | 33.36 | 24.82 | |
Other Unusual Items | - | - | - | - | 0.43 | |
Pretax Income | 32.57 | 28.35 | 40.48 | 29.5 | 25.21 | |
Income Tax Expense | 6.64 | 5.57 | 7.96 | 6 | 5.11 | |
Net Income | 25.94 | 22.79 | 32.52 | 23.5 | 20.1 | |
Preferred Dividends & Other Adjustments | 0.51 | 0.25 | 0.28 | 0.19 | 0.15 | |
Net Income to Common | 25.43 | 22.54 | 32.23 | 23.3 | 19.94 | |
Net Income Growth | 13.83% | -29.92% | 38.39% | 16.92% | 9.20% | |
Basic Shares Outstanding | 13 | 13 | 13 | 12 | 11 | |
Diluted Shares Outstanding | 13 | 13 | 13 | 12 | 11 | |
Shares Change (YoY) | -0.55% | 3.07% | 13.15% | 4.60% | 0.28% | |
EPS (Basic) | 1.90 | 1.67 | 2.46 | 2.01 | 1.80 | |
EPS (Diluted) | 1.90 | 1.67 | 2.46 | 2.01 | 1.80 | |
EPS Growth | 13.49% | -32.11% | 22.39% | 11.67% | 8.71% | |
Dividend Per Share | 0.882 | 0.850 | 0.800 | 0.710 | 0.660 | |
Dividend Growth | 3.82% | 6.25% | 12.68% | 7.58% | 8.20% | |
Effective Tax Rate | 20.37% | 19.63% | 19.67% | 20.35% | 20.28% | |