Farmers & Merchants Bancorp, Inc. (FMAO)
NASDAQ: FMAO · Real-Time Price · USD
37.06
+0.52 (1.42%)
Oct 26, 2026, 12:14 PM EDT - Market open
FMAO Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 33.31 | 25.94 | 22.79 | 32.52 | 23.5 |
Depreciation & Amortization | 6.99 | 6.37 | 5.77 | 4.02 | 4.99 |
Other Amortization | 0.12 | 0.12 | 0.12 | 0.12 | 0.05 |
Gain (Loss) on Sale of Assets | 0.04 | -0.07 | 0.14 | -0.26 | 0.43 |
Gain (Loss) on Sale of Investments | -0.03 | 1.03 | 2.35 | 2.09 | 1.91 |
Total Asset Writedown | -2.37 | -2.67 | -3.57 | -4.53 | -1.23 |
Provision for Credit Losses | 2.09 | 0.27 | 1.74 | 4.6 | 3.44 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.35 | -1.49 | -0.05 | 8.24 | 3.92 |
Change in Other Net Operating Assets | -1.45 | 3.78 | -6.59 | -4.73 | 4.59 |
Other Operating Activities | -2.6 | -1.48 | -1.32 | -1.06 | -3.86 |
Operating Cash Flow | 36.74 | 32.47 | 22.15 | 40.67 | 34.74 |
Operating Cash Flow Growth | 13.13% | 46.64% | -45.55% | 17.06% | 26.88% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.77 | -1.87 | -10.93 | -2.6 | -1.97 |
Cash Acquisitions | - | - | - | 9.07 | -12.59 |
Investment in Securities | 19.6 | -65.9 | 34.29 | -2.46 | -85.48 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -149.62 | 21.17 | -219.33 | -395.61 | -167.87 |
Other Investing Activities | -6.92 | 2.24 | 1.88 | 1.69 | 2.21 |
Investing Cash Flow | -138.7 | -44.36 | -194.09 | -389.9 | -265.69 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | - | 40 |
Long-Term Debt Issued | 50.5 | 15 | 324 | 164.94 | 34.42 |
Total Debt Issued | 50.5 | 15 | 324 | 164.94 | 74.42 |
Short-Term Debt Repaid | - | - | -10 | -30 | - |
Long-Term Debt Repaid | -58.69 | -35.68 | -211.65 | -37.39 | -1.13 |
Total Debt Repaid | -58.69 | -35.68 | -221.65 | -67.39 | -1.13 |
Net Debt Issued (Repaid) | -8.19 | -20.68 | 102.35 | 97.54 | 73.29 |
Repurchase of Common Stock | -0.36 | -0.66 | -0.22 | -0.31 | -0.34 |
Common Dividends Paid | -12.09 | -11.92 | -11.34 | -10.28 | -7.67 |
Net Increase (Decrease) in Deposit Accounts | 43.97 | 79.3 | 138.94 | 165.86 | 170.79 |
Financing Cash Flow | 23.33 | 46.04 | 229.73 | 252.82 | 236.07 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -78.63 | 34.15 | 57.79 | -96.41 | 5.12 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 34.97 | 30.6 | 11.22 | 38.07 | 32.78 |
Free Cash Flow Growth | 14.28% | 172.83% | -70.53% | 16.15% | 35.66% |
Free Cash Flow Margin | 29.29% | 30.24% | 11.72% | 38.96% | 39.18% |
Free Cash Flow Per Share | 2.58 | 2.28 | 0.83 | 2.91 | 2.83 |