Farmers & Merchants Bancorp, Inc. (FMAO)

NASDAQ: FMAO · Real-Time Price · USD

34.46

-0.46 (-1.32%)

At close: Aug 10, 2026, 4:00 PM EDT

34.38

-0.08 (-0.23%)

After-hours: Aug 10, 2026, 5:27 PM EDT

FMAO Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	40.02	33.31	25.94	22.79	32.52	23.5
Depreciation & Amortization	7.19	6.99	6.37	5.77	4.02	4.99
Provision for Credit Losses	1.48	2.09	0.27	1.74	4.6	3.44
Stock-Based Compensation	1.56	1.58	1.55	1.46	1.02	0.9
Net Change in Loans Held-for-Sale	5.37	0.35	-1.49	-0.05	8.24	3.92
Other Adjustments	-7.43	-6.14	-3.94	-2.98	-5	-6.59
Changes in Other Operating Activities	-5	-1.45	3.78	-6.59	-4.73	4.59
Operating Cash Flow	43.08	36.74	32.47	22.15	40.67	34.74
Operating Cash Flow Growth	29.03%	13.13%	46.64%	-45.55%	17.06%	26.88%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	1.47	0.98	0.26	1.7	6.47	20.22
Net Change in Loans Held-for-Investment	-78.79	-149.62	21.17	-219.33	-395.61	-167.87
Net Change in Securities and Investments	-0.25	22.7	-64.01	34.25	-7.68	-104.18
Cash Acquisitions	-	-	-	-	-	-12.59
Proceeds from Business Divestments	-	-	-	-	9.07	0.23
Capital Expenditures	-1.53	-1.77	-1.87	-10.93	-2.6	-1.97
Other Investing Activities	-7.79	-11	0.09	0.22	0.44	0.46
Investing Cash Flow	-88.41	-138.7	-44.36	-194.09	-389.9	-265.69
Net Change in Deposits	159.08	43.97	79.3	138.94	165.86	170.79
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-12.79	10.5	-1	-25.99	24.94	-0.97
Short-Term Debt Issued	72.18	40	15	324	140	-
Short-Term Debt Repaid	-92.19	-58.69	-34.68	-185.66	-37.39	-0.16
Net Short-Term Debt Issued (Repaid)	-20.01	-18.69	-19.68	138.34	102.61	-0.16
Long-Term Debt Issued	-	-	-	-10	-30	74.42
Net Long-Term Debt Issued (Repaid)	-	-	-	-10	-30	74.42
Repurchase of Common Stock	-0.44	-0.36	-0.66	-0.22	-0.31	-0.34
Net Common Stock Issued (Repurchased)	-0.44	-0.36	-0.66	-0.22	-0.31	-0.34
Common Dividends Paid	-12.35	-12.09	-11.92	-11.34	-10.28	-7.67
Financing Cash Flow	113.49	23.33	46.04	229.73	252.82	236.07
Net Cash Flow	68.16	-78.63	34.15	57.79	-96.41	5.12
Free Cash Flow	41.54	34.97	30.6	11.22	38.07	32.78
Free Cash Flow Growth	33.17%	14.28%	172.83%	-70.53%	16.15%	35.66%
FCF Margin	32.27%	29.31%	30.22%	11.74%	38.85%	39.18%
Free Cash Flow Per Share	3.04	2.58	2.28	0.83	2.91	2.83

SEC Filings: 10-K · 10-Q